The top-rated long-term care insurance agent in Ellicott City, Maryland is Eddie Bleiberg - State Farm Insurance Agent, rated 4.9 stars across 1,424 reviews. Other highly rated options include Scott McGrew - State Farm Insurance Agent, Alice Kwon - State Farm Insurance Agent, RHH Insurance. This directory lists 20 long-term care insurance agents serving Ellicott City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eddie Bleiberg - State Farm Insurance Agent | 6011 University Blvd Suite 450 | (410) 988-3398 |
| 2 | Scott McGrew - State Farm Insurance Agent | 4785 Dorsey Hall Dr STE 101 | (410) 730-4333 |
| 3 | Alice Kwon - State Farm Insurance Agent | 3454 Ellicott Center Dr #106 | (410) 461-3277 |
| 4 | RHH Insurance | 3290 N Ridge Rd #300 | (410) 465-4300 |
| 5 | J.E. Schenk & Associates, Inc. | 3675 Park Ave Suite 201 | (410) 465-7474 |
| 6 | Jada Lee - State Farm Insurance Agent | 10268 Baltimore National Pike Ste B | (410) 461-1010 |
| 7 | Ron Regan Jr - State Farm Insurance Agent | 10194 Baltimore National Pike STE 102 | (410) 461-0070 |
| 8 | Allico Group Inc. | 3460 Ellicott Center Dr #203 | (410) 313-8688 |
| 9 | Mike Sawyer - State Farm Insurance Agent | 10194 Baltimore National Pike STE 102 | (410) 461-6100 |
| 10 | Allstate Insurance: Jeremy Laskin | 10035 Baltimore National Pike Ste B330 | (410) 750-9100 |
Eddie Bleiberg - State Farm Insurance Agent serves clients in Ellicott City and surrounding Howard County, Maryland, offering long-term care insurance policies. This type of coverage helps individuals pay for extended care services, such as assistance with daily activities, that are not typically covered by regular health insurance or Medicare. The agency works with clients to understand their future care needs and presents plan options suited to various budgets and health situations. Specific services include policy consultations focused on home care and assisted living facility coverage.
Scott McGrew - State Farm Insurance Agent in Ellicott City, MD, offers a range of long-term care insurance solutions designed to help individuals plan for future health and personal care needs. These services focus on protecting assets and maintaining financial stability by covering costs often associated with extended care. Regular policy reviews and updates are available to ensure coverage adapts to changing circumstances and health requirements. The agent provides these services for residential properties, including single-family homes, apartments, retail spaces, and restaurants.
Alice Kwon - State Farm Insurance Agent serves local homeowners, renters, and business owners in Ellicott City, MD, who are planning for future care needs. As a long-term care insurance agent, this office helps clients explore policies that can cover in-home assistance, assisted living, or nursing facility costs. These plans are designed to protect personal savings and provide access to necessary services as individuals age or face chronic health conditions. The agency also assists residents in nearby Columbia with comparable long-term care insurance options.
RHH Insurance serves clients in Ellicott City and the surrounding Maryland communities. It focuses exclusively on long-term care insurance, helping individuals plan for future personal and custodial care needs. The agency provides information on policies that cover care in facilities or at home. In a typical job, it reviews a client’s health situation and financial goals, then presents policy options from multiple carriers to match their specific requirements.
J.E. Schenk & Associates, Inc. in Ellicott City, MD helps clients distinguish between long-term care policies that provide a one-time benefit pool for care and those that offer recurring monthly payments for ongoing services. Coverage options typically support home health aides, assisted living, or nursing facility stays in the local region. Advice is structured to match individual financial goals and health needs. Service from this agency runs on an as-needed basis, allowing clients to request consultations only when reviewing or updating their plan.
Jada Lee - State Farm Insurance Agent offers long-term care insurance solutions, focusing on policies that help cover expenses for extended medical or personal care needs. As an agent in Ellicott City, MD, it also provides general insurance services, including auto, home, and life coverage, to address broader financial protection. This agency can assist with planning for the financial impact of chronic illness or disability, which is especially critical during seasonal transitions when seniors may face increased risks of accidents or health changes.
As families in Ellicott City plan for care needs that often arise during the changing seasons, Ron Regan Jr. - State Farm Insurance Agent provides guidance on long-term care insurance policies. Their work focuses on explaining coverage options for nursing home, home health, and assisted living expenses. They help local residents structure a plan that protects assets and eases future financial strain. Every conversation begins with a detailed review of each client's health history and financial goals, followed by a personal, in-home fact-finding assessment to identify suitable policy features for their circumstances.
Allico Group Inc. assists individuals in Ellicott City, Maryland, with navigating their choices for long-term care insurance. As a dedicated insurance agent, the company focuses on helping clients understand coverage options that address future care needs. These policies can include provisions for in-home assistance and facility-based care. The agent works with both individuals and businesses seeking employee benefits. Commercial clients include offices managing corporate plans, warehouses with group coverage requirements, and food service operations needing tailored insurance solutions.
Mike Sawyer - State Farm Insurance Agent in Ellicott City, MD, is known for helping clients plan for future long-term care needs. The agency provides guidance on coverage options that assist with costs for nursing homes, assisted living, or in-home care. This type of insurance can protect personal savings from the high expense of extended care services. As a local agent, the office offers personalized consultations to assess individual situations. A specialty service the agency can provide is a complimentary review of existing insurance policies to identify potential gaps in long-term care coverage.
Allstate Insurance: Jeremy Laskin provides residents of Ellicott City, MD, with guidance on long-term care insurance to help plan for future personal care needs. Commercial coverage options are also available for businesses in the surrounding local area. As a specialist, the agency helps clients evaluate policies that can protect savings from the high costs of ongoing care. Many individuals return between policy reviews to update coverage as their health and financial situations change, ensuring consistent protection aligns with evolving circumstances.
What Does a a Long-Term Care Insurance Agent in Ellicott City Cost?
Long-term care insurance premiums in Maryland vary widely. For a healthy 55-year-old, a policy with a $150 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Costs increase with age and health conditions. Agents charge no additional fee for their services as they earn commissions from insurers. This is general information and not insurance advice.
About long-term care insurance agents in Ellicott City
Long-term care insurance agents in Ellicott City help residents plan for future care costs while protecting assets. Maryland offers a Partnership for Long-Term Care program that allows policyholders to keep more assets when qualifying for Medicaid. Agents guide clients through policy options that comply with Maryland insurance regulations and local care costs.
Frequently Asked Questions
What is the Maryland Partnership for Long-Term Care program?
This is a state program that lets you buy a qualified long-term care insurance policy. If you use the policy benefits and later need Medicaid, you can keep assets equal to the benefits paid. This helps Ellicott City residents protect their savings.
How do I choose a long-term care insurance agent in Ellicott City?
Look for an agent licensed in Maryland with experience in long-term care policies. Ask about their familiarity with local care facilities in Howard County and the Maryland Partnership program. Check their credentials through the Maryland Insurance Administration.
What factors affect long-term care insurance costs in Maryland?
Costs depend on your age, health, benefit amount, and policy features. Maryland law requires agents to clearly explain policy terms and inflation protection options. Premiums in Ellicott City may also reflect regional care costs.
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