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Find Long-Term Care Insurance Agents Near You in Frederick, MD

Browse long-term care insurance agents serving Frederick, Maryland. Updated 2026-07-14.

The top-rated long-term care insurance agent in Frederick, Maryland is Adams Insurance Agency - A Relation Company, rated 4.9 stars across 304 reviews. Other highly rated options include Kathy Schultze - State Farm Insurance Agent, Connie Phillips Insurance, Lindquist Insurance. This directory lists 20 long-term care insurance agents serving Frederick.

Showing 20 long-term care insurance agents in Frederick, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Adams Insurance Agency - A Relation Company474 Prospect Blvd(301) 662-0340
2Kathy Schultze - State Farm Insurance Agent100 Tuscanney Dr E(301) 694-6711
3Connie Phillips Insurance605 W Patrick St(301) 662-5717
4Lindquist Insurance7430 New Technology Way Suite 120(301) 694-0008
5BMC Insurance, Frederick MD295 Bucheimer Rd B(301) 698-5425
6Escobar Insurance Agency45 Waverley Dr Suite I(301) 620-0950
7Lebherz Insurance401 W Patrick St(301) 662-0250
8Insurance Brokers of Maryland, LLC182 Thomas Johnson Dr Ste 202(301) 668-2233
9Comparion Insurance Agency5283 Corporate Dr Ste 302(301) 620-1061
10Frederick Mutual Insurance Company5280 Corporate Dr Suite A270(301) 663-9522
AI
474 Prospect Blvd
Adams Insurance Agency - A Relation Company
Long-Term Care Insurance Agent · Frederick, MD

Adams Insurance Agency - A Relation Company serves the Frederick, Maryland area as a dedicated long-term care insurance agent. It helps local clients plan for potential future care needs by offering guidance on policies that can cover assisted living, home health care, and nursing facility costs. The agency focuses on assessing individual client situations to match them with suitable coverage options. It specifically handles policy selection and personalized needs assessment for long-term care coverage in this region.

KS
100 Tuscanney Dr E
Kathy Schultze - State Farm Insurance Agent
Long-Term Care Insurance Agent · Frederick, MD

Kathy Schultze - State Farm Insurance Agent in Frederick, MD provides services primarily focused on long-term care insurance for individuals planning for future health needs. The agency helps clients manage the complexity of policies that cover extended care services not paid by standard health insurance. Ongoing policy support and claims assistance are offered to help maintain coverage throughout one's retirement years. This long-term care insurance agent services clients with single-family homes, apartments, retail locations, and restaurants.

CP
605 W Patrick St
Connie Phillips Insurance
Long-Term Care Insurance Agent · Frederick, MD

Connie Phillips Insurance in Frederick, MD, assists homeowners and working professionals who are planning for potential future care needs. The agency serves local individuals by explaining how long-term care insurance policies can help protect personal savings from being drawn down by extended medical expenses. Clients receive clear guidance on policy options that address in-home assistance, assisted living, or nursing facility costs. This coverage allows families to prepare for later stages of life with more financial security. The firm also extends its services to residents across nearby communities in the Hagerstown metropolitan area.

LI
7430 New Technology Way Suite 120
Lindquist Insurance
Long-Term Care Insurance Agent · Frederick, MD

Serving Frederick and surrounding communities, Lindquist Insurance provides long-term care insurance agent services, handling planning and policy placement for clients. The company works with individuals seeking coverage for future care needs, including home health aides and assisted living support. It addresses common concerns about protecting personal savings from rising care costs. To manage a typical client engagement, the agent begins by reviewing the client's financial situation and health history, then compares available policy options to match specific coverage requirements.

BI
295 Bucheimer Rd B
BMC Insurance, Frederick MD
Long-Term Care Insurance Agent · Frederick, MD

BMC Insurance in Frederick, MD distinguishes between one-time consultations and ongoing policy management services, helping clients understand long-term care insurance coverage. As a dedicated long-term care insurance agent, the agency assists local residents in evaluating policy options that address future care needs. Service runs on an as-needed basis, allowing clients to schedule appointments when reviewing existing coverage or planning for new protection.

EI
45 Waverley Dr Suite I
Escobar Insurance Agency
Long-Term Care Insurance Agent · Frederick, MD

Escobar Insurance Agency specializes in finding long-term care insurance policies that cover home care, assisted living, and nursing home stays in Frederick, Maryland, and the surrounding region. The agency guides clients through the complex process of comparing coverage options as retirement or health needs evolve. Its support helps families establish financial protection against the high costs of extended care. New enrollees often seek its help when anticipating a retirement date or needing to adjust a plan after an unexpected health development.

LI
401 W Patrick St
Lebherz Insurance
Long-Term Care Insurance Agent · Frederick, MD

As Frederick residents begin planning for their retirement years, the need to protect savings from potential long-term care costs becomes increasingly important. Lebherz Insurance, serving the local community, provides guidance on navigating the complexities of long-term care insurance policies. Their work focuses on helping clients understand coverage options that safeguard assets against the high expenses of extended care. The process begins with a personal consultation and risk assessment to match

IB
182 Thomas Johnson Dr Ste 202
Insurance Brokers of Maryland, LLC
Long-Term Care Insurance Agent · Frederick, MD

Insurance Brokers of Maryland, LLC works with individuals and families in Frederick, Maryland, to plan for future long-term care needs. The company specializes in offering long-term care insurance coverage designed to help protect assets and provide access to care. These policies can assist with costs for services such as home health aides, assisted living, or nursing home care. The firm serves a variety of commercial sectors, including offices, warehouses, and food service operations, helping employers and their employees prepare for potential care expenses.

CI
5283 Corporate Dr Ste 302
Comparion Insurance Agency
Long-Term Care Insurance Agent · Frederick, MD

Comparion Insurance Agency serves residents of Frederick, Maryland, with guidance on long-term care insurance policies. Coverage options are selected to help protect personal savings from future care expenses. The agency also assists commercial clients in the local area who require comparable coverage for their operations or workforce. Service encompasses the broader Frederick region, offering support for policy selection and enrollment planning. After initial placement, the agency accommodates requests for periodic policy reviews or adjustments between regular visits.

FM
5280 Corporate Dr Suite A270
Frederick Mutual Insurance Company
Long-Term Care Insurance Agent · Frederick, MD

Frederick Mutual Insurance Company, based in Frederick, Maryland, is known for providing long-term care insurance coverage. The agency helps clients plan for future assisted living, nursing home, or home health care expenses. It offers policy comparisons and guidance through the selection process, focusing on local residents’ specific needs. Many policies protect assets while ensuring access to quality daily care services. As a specialty service, the company can also advise on hybrid life insurance policies that combine death benefits with long-term care protection.

CM
321 Ballenger Center Dr Ste 225
Cathryn Mcculloch, Bankers Life Agent
Long-Term Care Insurance Agent · Frederick, MD
(301) 739-8590
agents.bankerslife.com/md/frederick/321-ballenger-center-dr/cathryn-mcculloch
SB
5283 Corporate Dr Ste 302
Salley Barrett at Comparion Insurance Agency
Long-Term Care Insurance Agent · Frederick, MD
(301) 378-7626
comparioninsurance.com/insurance-agent/maryland/frederick-0380/salley-barrett
PI
5714 Industry Ln
Protect Insurance Solutions and Services
Long-Term Care Insurance Agent · Frederick, MD
(240) 410-3017
FI
5995 Grove Hill Road, 1370 W Patrick St
Focused Insurance Services
Long-Term Care Insurance Agent · Frederick, MD
(240) 799-2518
MA
5 Hillcrest Dr STE B203
Machado & Associates Insurance Agency Co
Long-Term Care Insurance Agent · Frederick, MD
(301) 901-5971
machado-ins.com
SI
112 Thomas Johnson Dr
Servelife Insurance Services
Long-Term Care Insurance Agent · Frederick, MD
(240) 410-3035
FS
310 S Jefferson St
F & S Insurance Services Inc
Long-Term Care Insurance Agent · Frederick, MD
(301) 695-6565
fandsinsurancesvs.com
II
880 N East St
Independent Insurance MD
Long-Term Care Insurance Agent · Frederick, MD
(240) 835-5912
BI
5100 Buckeystown Pike # 250
Balderson Insurance Agency, LLC
Long-Term Care Insurance Agent · Frederick, MD
(301) 874-0772
baldersoninsurance.com
BL
321 Ballenger Center Dr Ste 225
Bankers Life
Long-Term Care Insurance Agent · Frederick, MD
(301) 739-8590
branches.bankerslife.com/md/frederick/321-ballenger-center-dr

What Does a a Long-Term Care Insurance Agent in Frederick Cost?

Long-term care insurance premiums in Maryland vary based on age health and benefit amount. For a 55 year old a policy with a 165 dollar daily benefit and 3 year term may cost between 1500 and 3000 dollars per year. Costs increase with age and for richer benefits. This is general information not insurance advice.

About long-term care insurance agents in Frederick

Long-term care insurance agents in Frederick Maryland help residents plan for future care costs. Maryland offers a Partnership Program that allows policyholders to protect assets equal to the benefits paid. A local agent can explain how this program works and guide you through available plans from multiple carriers.

Frequently Asked Questions

What does a long-term care insurance agent in Frederick do?

A long-term care insurance agent in Frederick helps you compare policies from different companies. They explain coverage options like home care and nursing facility benefits. They also ensure the policy meets Maryland state requirements for tax deductions and partnership eligibility.

How do Maryland long-term care partnership policies work?

Maryland has a Long-Term Care Partnership Program that lets you keep assets equal to the amount your policy pays. For example if your policy pays 100000 dollars in benefits you can protect 100000 dollars of assets from Medicaid. An agent can help you choose a partnership qualified policy.

Are there Maryland tax incentives for long-term care insurance?

Yes Maryland offers a state income tax deduction for long-term care insurance premiums. The deduction amount depends on your age and the type of policy. A Frederick agent can show you how this deduction applies to your specific situation.

Long-Term Care Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.