The top-rated long-term care insurance agent in Bel Air, Maryland is Gerety Insurance, rated 5.0 stars across 549 reviews. Other highly rated options include Group Benefit Strategies, LLC, AE&A Insurance Services Group, LLC, David O'Dea - State Farm Insurance Agent. This directory lists 14 long-term care insurance agents serving Bel Air.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gerety Insurance | 406 N Hickory Ave | (410) 803-2600 |
| 2 | Group Benefit Strategies, LLC | 21 Powell Ave | (410) 420-2828 |
| 3 | AE&A Insurance Services Group, LLC | 2107 Laurel Bush Rd suite 103 | (443) 402-1464 |
| 4 | David O'Dea - State Farm Insurance Agent | 2105 Laurel Bush Rd #112 | (410) 420-0500 |
| 5 | Campion Insurance, Inc. | 900 S Main St #106 | (410) 838-5480 |
| 6 | Mountain View Insurance Solutions | 900 S Main St #104 | (410) 262-3176 |
| 7 | Northern Chesapeake Insurance Services | 139 N Main St # 105 | (410) 420-3080 |
| 8 | AAG Insurance Enterprises | 438 S Main St | (410) 569-5800 |
| 9 | Horsham & Associates, Inc. | 15 E Churchville Rd #112 | (410) 877-3722 |
| 10 | Gray Insurance Group Inc | 432 S Main St 432 B | (410) 879-6383 |
Gerety Insurance serves the Bel Air, Maryland area as a long-term care insurance agent. It helps clients plan for future healthcare needs by structuring financial protection against the costs of extended care. This includes services for those seeking coverage for home care, assisted living facilities, and nursing home stays. The agency works to explain policy options and benefit structures relevant to local residents. Gerety Insurance specifically handles individual long-term care policies and asset-based long-term care solutions designed to protect retirement savings.
Group Benefit Strategies, LLC, in Bel Air, MD, provides long-term care insurance guidance, helping individuals evaluate coverage options that address future care needs. Its service approach includes assistance with policy selection, plan reviews, and claims support for clients managing long-term care expenses. The company also offers periodic policy check-ins to align coverage with changing health circumstances. It services private clients, including homeowners and renters, as well as commercial properties such as apartments, retail spaces, and restaurants.
Homeowners and small business owners in Bel Air, MD seeking financial planning support can turn to AE&A Insurance Services Group, LLC for long-term care insurance agent services. This agency assists clients in evaluating policies that help protect savings against potential extended care costs. It provides guidance on plan selection and the application process, ensuring customers understand coverage options. The agency also serves surrounding communities in Harford County and the greater Baltimore metro area.
David O'Dea - State Farm Insurance Agent provides long-term care insurance services to clients in Bel Air, Maryland, and the surrounding Harford County communities. The agency handles individual coverage plans designed to help protect personal savings from the high costs of extended care needs. It typically begins a job by reviewing a client's current financial situation and future care preferences. Based on this assessment, it then presents a range of policy options that balance coverage limits with manageable premiums.
For one-time guidance or ongoing policy management, Campion Insurance, Inc. assists clients in Bel Air, MD, with selecting long-term care coverage tailored to future needs. Their work involves explaining policy structures and benefit triggers. Services, including policy reviews and claims support for local families, operate on a scheduled or as-needed basis, depending on the client’s requirements for plan implementation and support.
Mountain View Insurance Solutions specializes in matching individuals with appropriate long-term care coverage plans to protect assets and access future care needs. Serving the Bel Air, MD area, it guides clients through initial policy evaluations and ongoing plan adjustments to address evolving health considerations. It also assists families in aligning insurance options with potential nursing home or home health care requirements for related financial planning. This company helps clients review their coverage before retirement, when adjusting policies often simplifies future protection.
As Bel Air area residents consider how to fund future care needs without depleting savings, Northern Chesapeake Insurance Services offers long-term care insurance planning. The agency helps families evaluate policy options that cover home health aides, assisted living, or nursing home stays. Key tasks include comparing benefit periods, inflation adjustments, and elimination periods based on each client’s financial goals. After an initial discussion, a licensed agent will meet with you for a full long-term care coverage assessment and policy comparison.
AAG Insurance Enterprises works with individuals to assess coverage strategies that address future care expenses while protecting personal savings and family assets. The agency specializes exclusively in long-term care insurance and its related products, helping clients plan for potential extended care needs within their home or a care facility. Operating from Bel Air, Maryland, the agency offers consultation services to professionals managing small offices, those operating commercial warehouses, and owners of food service businesses.
Horsham & Associates, Inc. provides long-term care insurance services to residents in and around Bel Air, MD. The agency also assists clients with navigating the complexities of commercial coverage for this essential financial product. For policyholders, securing protection against future care needs is the primary focus. The company serves the broader Harford County area, ensuring local expertise is applied to each client’s individual situation. Follow-up consultations are offered to adjust policies as needs change between regular service intervals.
Gray Insurance Group Inc in Bel Air, MD is known for helping families and individuals evaluate their personal circumstances to identify appropriate long-term care insurance solutions. The company provides professional guidance through the often-complex process of selecting policies that can help cover future in-home care, assisted living, or nursing facility costs. They work with clients to compare coverage options and premiums from various carriers. A specialty service Gray Insurance Group can offer is assistance with converting existing life insurance policies to help fund long-term care needs.
What Does a a Long-Term Care Insurance Agent in Bel Air Cost?
Long-term care insurance premiums in Maryland vary by age, health, and coverage level. For a healthy 55-year-old, a policy with a $165 daily benefit and three-year term may cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay more. This is general information, not insurance advice.
About long-term care insurance agents in Bel Air
Long-term care insurance agents in Bel Air, Maryland help residents plan for future care costs such as nursing home or home health aide services. Maryland offers a state partnership program that allows policyholders to protect a portion of their assets if they need to qualify for Medicaid. Working with a local agent ensures you understand how these rules apply to your situation.
Frequently Asked Questions
What does a long-term care insurance agent in Bel Air do?
An agent helps you compare policies from different companies and explains coverage options for nursing homes, assisted living, and home care. They also guide you through Maryland-specific rules like the Partnership Program and tax incentives.
Is long-term care insurance required in Maryland?
No, long-term care insurance is not required by law in Maryland. However, it can help protect your savings from high care costs. Some employers offer group plans, and individuals can buy private policies through agents.
How does the Maryland Partnership Program affect my policy?
The Partnership Program lets you keep a dollar of assets for every dollar your policy pays out if you later need Medicaid. A Bel Air agent can explain how this works and help you choose a qualifying policy.
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