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Find Long-Term Care Insurance Agents Near You in Dracut, MA

Browse long-term care insurance agents serving Dracut, Massachusetts. Updated 2026-07-14.

The top-rated long-term care insurance agent in Dracut, Massachusetts is BETTENCOURT INSURANCE GROUP, INC, rated 4.9 stars across 347 reviews. Other highly rated options include Colleen A Coughlin Insurance Agency Inc., L'Hussier Insurance, Cloutier Insurance Agency. This directory lists 10 long-term care insurance agents serving Dracut.

Showing 10 long-term care insurance agents in Dracut, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1BETTENCOURT INSURANCE GROUP, INC7 Broadway Rd Unit B(978) 770-0217
2Colleen A Coughlin Insurance Agency Inc.1794 Bridge St #5a(978) 221-6991
3L'Hussier Insurance1641 Bridge St(978) 452-5240
4Cloutier Insurance Agency1996 Lakeview Ave(978) 957-4881
5WellSure Insurance Service31 Bolton Ave(978) 593-3150
6Albert A Daigle Insurance Agency Inc313 Willard St(978) 459-2101
7Szczepanik Stephen J Insurance Agency471 Aiken Ave(978) 454-3106
8Buxton Insurance471 Aiken Ave(978) 454-8636
9Falcons Insurance & Financial1049 Lakeview Ave # 9(978) 323-4500
10berkshire hathaway insurance guard companies11 C, 11 Broadway Rd(800) 673-2465
BI
7 Broadway Rd Unit B
BETTENCOURT INSURANCE GROUP, INC
Long-Term Care Insurance Agent · Dracut, MA

Bettencourt Insurance Group serves the greater Dracut, Massachusetts area as a dedicated long-term care insurance agent. The firm helps individuals and families understand options for covering nursing home, assisted living, and home-based care expenses. Policies are designed to protect retirement savings from the high costs of extended care needs. Clients receive personalized guidance in comparing plan benefits and navigating policy applications. The company also facilitates reviews of existing coverage to ensure it remains adequate as needs change over time.

CC
1794 Bridge St #5a
Colleen A Coughlin Insurance Agency Inc.
Long-Term Care Insurance Agent · Dracut, MA

Colleen A Coughlin Insurance Agency Inc. provides a range of long-term care insurance services for Dracut area clients. The agency helps individuals assess their future care needs and select suitable policy options. Ongoing support includes policy reviews and assistance with claims. The agency service maintenance involves helping clients understand coverage details and adjust plans as life circumstances change over time. Its professional planning focuses on protecting assets and ensuring access to quality care services. The agency typically services single-family homes.

LH
1641 Bridge St
L'Hussier Insurance
Long-Term Care Insurance Agent · Dracut, MA

L’Hussier Insurance specializes in Long-Term Care Insurance guidance for residents of Dracut, Massachusetts. It helps clients identify suitable policies that cover assisted living, nursing home care, and home health services. The agency also explains the complex benefit structures, waiting periods, and inflation protection options. As the cold months approach, it advises on how winter hazards and seasonal health risks can increase the need for care coverage ensuring financial protection remains current.

CI
1996 Lakeview Ave
Cloutier Insurance Agency
Long-Term Care Insurance Agent · Dracut, MA

Cloutier Insurance Agency serves families and individuals in Dracut, MA, who are planning for future health and financial security. It provides long-term care insurance policies designed to help cover the costs of assisted living, nursing home care, or in-home support services. The agency works with clients to explain coverage options and assist with choosing appropriate policy features for their personal circumstances. In addition to serving Dracut residents, Cloutier Insurance Agency also covers the nearby community of Lowell and the greater Merrimack Valley region.

WI
31 Bolton Ave
WellSure Insurance Service
Long-Term Care Insurance Agent · Dracut, MA

Serving Dracut, MA, and the surrounding Merrimack Valley communities, WellSure Insurance Service specializes in long-term care insurance. This agency helps clients explore coverage options to protect assets and secure care for future needs, addressing policies that cover home care, assisted living, or nursing facility stays. To handle a typical job, it evaluates each client’s financial situation and health history to recommend a suitable plan from available insurers.

AD
313 Willard St
Albert A Daigle Insurance Agency Inc
Long-Term Care Insurance Agent · Dracut, MA

Albert A Daigle Insurance Agency Inc in Dracut, MA helps clients distinguish between single-payment long-term care policies and recurring premium plans when building financial security. Their coverage offerings focus on safeguarding personal savings against the substantial cost of extended care. Service operates on a scheduled basis, initiated through appointments that allow for thorough policy review and personalized plan adjustments as needs evolve.

SS
471 Aiken Ave
Szczepanik Stephen J Insurance Agency
Long-Term Care Insurance Agent · Dracut, MA

Szczepanik Stephen J Insurance Agency specializes in long-term care insurance solutions, helping clients in Dracut, MA. The agency advises individuals on policies that cover nursing home stays, assisted living, and home-based care. It assists families in evaluating complex insurance options to protect assets from high care costs. With winter approaching, the agency addresses concerns about rising need for extended recovery care after seasonal illnesses or falls.

BI
471 Aiken Ave
Buxton Insurance
Long-Term Care Insurance Agent · Dracut, MA

As New England families in Dracut consider the unpredictable costs of aging, securing coverage for potential extended care becomes a pressing financial concern. Buxton Insurance provides guidance on long-term care insurance options that help local residents prepare for such needs, explaining how policies can protect savings from the high expense of assisted living or home health aides. They work directly with clients to review personal circumstances and policy benefits during an opening consultation to tailor an initial assessment to individual situations.

FI
1049 Lakeview Ave # 9
Falcons Insurance & Financial
Long-Term Care Insurance Agent · Dracut, MA

Falcons Insurance & Financial assists clients in Dracut, MA, with planning for future health care needs through financial strategies. A core part of its work focuses on long-term care insurance, which helps cover expenses not paid by standard health plans. The agency ensures local individuals access policies that protect assets during extended care periods. It also serves commercial sectors, including offices, warehouses, and food service businesses, offering tailored coverage solutions for those distinct operational environments.

BH
11 C, 11 Broadway Rd
berkshire hathaway insurance guard companies
Long-Term Care Insurance Agent · Dracut, MA

Berkshire Hathaway Insurance Guard Companies provides long-term care insurance agent services for residents of Dracut, MA. The agency also assists local businesses and organizations with securing appropriate commercial coverage in the surrounding area. Policies focus on protecting assets while ensuring access to necessary care. Clients receive clear guidance tailored to their financial and health situations. Follow-up consultations are available to adjust coverage between regular policy reviews, helping maintain appropriate protection as circumstances change.

What Does a a Long-Term Care Insurance Agent in Dracut Cost?

Long-term care insurance costs in Massachusetts vary by age, health, and coverage amount. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs are lower for younger applicants and higher for those with health issues. This is general information, not insurance advice.

About long-term care insurance agents in Dracut

Long-term care insurance agents in Dracut, Massachusetts help residents plan for future care needs. These agents can explain how policies work with the Massachusetts Partnership for Long-Term Care program. This state program allows policyholders to protect some assets if they later need MassHealth benefits.

Frequently Asked Questions

What does a long-term care insurance agent in Dracut do?

A long-term care insurance agent in Dracut helps you compare policies from different companies. They explain coverage options, benefit periods, and inflation protection. Agents also help you understand how a policy interacts with Massachusetts state rules.

Is long-term care insurance required in Massachusetts?

No, long-term care insurance is not required by Massachusetts law. However, it can help protect your savings if you need care. The Massachusetts Partnership program offers special asset protection for those who buy qualified policies.

How do Massachusetts Partnership policies work?

Massachusetts Partnership policies are long-term care plans that meet state standards. If you use all your policy benefits, you can apply for MassHealth and keep some assets equal to the benefits paid. This is called dollar-for-dollar asset disregard.

Long-Term Care Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.