The top-rated long-term care insurance agent in Hingham, Massachusetts is AW Family Insurance, rated 5.0 stars across 183 reviews. Other highly rated options include International Citizens Insurance, Craig Hildreth Insurance Agency, McGunnigle Insurance Inc. This directory lists 17 long-term care insurance agents serving Hingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AW Family Insurance | 99 Derby St Suite 200 | (781) 556-1032 |
| 2 | International Citizens Insurance | 18 Shipyard Dr #2a | (617) 500-6738 |
| 3 | Craig Hildreth Insurance Agency | 18 Shipyard Dr #2a | (781) 385-5073 |
| 4 | McGunnigle Insurance Inc | 342 Rockland St | (781) 740-4600 |
| 5 | Blue Cross Blue Shield of Massachusetts | 25 Technology Pl | (617) 246-5000 |
| 6 | Child-Genovese Insurance Agency Inc | 99 South St | (781) 749-7566 |
| 7 | John J Lamb Insurance Agency Inc. | 24 North St | (781) 749-6960 |
| 8 | Life Long Care Partners | 99 Derby St Suite 200 | (781) 967-2009 |
| 9 | Walter J May Insurance Inc | 188 Whiting St | (781) 749-4310 |
| 10 | BasicWise Insurance Agency | 99 Derby St | (339) 204-4977 |
AW Family Insurance serves the Hingham, Massachusetts, area as a long-term care insurance agent. This agency assists clients in planning for future care needs by explaining policy options that help protect savings. They help individuals navigate the process of comparing coverage for home care, assisted living, and nursing facility expenses. The typical long-term care policies they manage offer benefits for daily assistance with bathing, dressing, and meal preparation within the local community. These agents handle both traditional and hybrid long-term care insurance plans for residents of Hingham and the surrounding region.
International Citizens Insurance provides long-term care insurance guidance to individuals seeking financial protection against future care needs. The agency assists clients in evaluating policy options, including coverage for in-home care, assisted living, and nursing facility stays. Ongoing support includes policy reviews and assistance with claims coordination, helping ensure coverage remains aligned with changing health circumstances. The agent serves Hingham, Massachusetts, and surrounding areas, working with single-family homes, apartment dwellers, retail businesses, and restaurants.
Serving Hingham and surrounding communities on the South Shore, Craig Hildreth Insurance Agency handles long-term care insurance needs for local residents. It helps individuals manage the financial risk of future custodial care at home or in a facility. The agency reviews a client's current assets, income, and potential care scenarios to recommend an appropriate policy. Its typical approach focuses on clearly explaining policy benefits, premiums, and elimination periods before presenting tailored coverage options for the client to consider.
McGunnigle Insurance Inc in Hingham, Massachusetts offers long-term care insurance that can be structured as either a one-time policy purchase for a lump sum or as recurring annual premium payments. Coverage typically addresses costs for in-home assistance, assisted living facilities, and nursing home care not covered by standard health plans. In this region, long-term care insurance agents help clients navigate policy benefits and claim procedures. Service runs on an as-needed basis for initial consultations and policy adjustments as circumstances change.
Blue Cross Blue Shield of Massachusetts serves homeowners in Hingham and surrounding areas who are planning for future care needs, offering long-term care insurance policies to help protect personal savings from the high costs of extended care. Agents meet with clients in their offices or by phone to explain coverage options and craft individual plans. They also guide families through policy details so that loved ones understand what is covered. This agency additionally serves clients in Weymouth and Hull.
Child-Genovese Insurance Agency Inc specializes in arranging long-term care insurance policies that protect assets from the high costs of extended care services. The Hingham-based agency helps clients navigate policy options for nursing home, assisted living, and in-home care coverage through thorough consultations. Its work includes assessing individual health profiles and financial situations to recommend suitable coverage levels. As family members often begin planning during winter holidays, the agency assists with developing a long-term care strategy before potential health changes arise.
With winter in Massachusetts increasing the risk of slips and falls for Hingham residents, John J Lamb Insurance Agency Inc. connects local seniors and their families with long-term care insurance options designed to protect assets. This Hingham-based agency specializes in policies that cover nursing home stays, home health aides, and assisted living. Their process includes a personalized, no-obligation initial assessment of each client’s current health profile and future needs to determine suitable coverage.
Life Long Care Partners assists Hingham residents with long-term care insurance policies to help protect personal assets against the high costs of extended care. The agency also provides commercial coverage for local businesses compared with residential service. Serving Hingham and the surrounding South Shore region, they explain policy options, benefit triggers, and inflation protection during initial consultations. Clients often return for annual policy reviews or following life changes to reassess coverage needs between regular scheduled visits.
Walter J May Insurance Inc provides financial protection services to individuals and families, specializing in long-term care insurance planning. The company helps clients prepare for future health and personal care needs within their home or in specialized facilities. Operating in and around Hingham, Massachusetts, the agency focuses exclusively on this complex segment of the insurance market. It assists clients from various professional backgrounds, including professionals working in offices, managers of warehouses, and owners of food service establishments.
BasicWise Insurance Agency in Hingham, Massachusetts is known for providing long-term care insurance planning to local residents, helping them prepare for future health and personal care needs. The agency’s service range includes helping clients compare policy options and navigate enrollment for coverage that protects assets and family savings. It can add on guidance with Medicare supplement plans to complement long-term care protection.
What Does a a Long-Term Care Insurance Agent in Hingham Cost?
Long-term care insurance costs in Massachusetts vary widely. For a 55-year-old in good health, a policy with 165 dollars daily benefit and 3-year term might cost 200 to 350 dollars per month. Older applicants or those with health issues pay more. This is general information and not insurance advice.
About long-term care insurance agents in Hingham
A long-term care insurance agent in Hingham can help you compare policies and understand your coverage needs. Massachusetts has a Partnership program that allows policyholders to protect assets while qualifying for MassHealth. Working with a local agent ensures you get guidance on state-specific rules and benefit options.
Frequently Asked Questions
What is the Massachusetts Partnership for Long-Term Care program?
This program lets you buy a qualified long-term care policy that includes asset protection. If you use all your policy benefits, you can apply for MassHealth without spending down all your assets. The amount protected equals the benefits paid by your policy.
How does Massachusetts tax treatment work for long-term care insurance premiums?
Massachusetts allows a state income tax deduction for long-term care insurance premiums. The deduction amount depends on your age and follows federal limits. This can reduce your state tax liability each year.
What factors affect long-term care insurance costs in Hingham?
Costs depend on your age, health status, benefit amount, and inflation protection. In Massachusetts, a typical policy for a 55-year-old might cost between 150 and 300 dollars per month. Premiums can increase over time with insurer rate changes.
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