The top-rated long-term care insurance agent in Lawrence, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.6 stars across 280 reviews. Other highly rated options include Silverio Insurance Agency, Mill City Insurance, Ruby Insurance Agency. This directory lists 13 long-term care insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 69 Winthrop Ave Unit B | (978) 686-3455 |
| 2 | Silverio Insurance Agency | 10 S Broadway | (978) 685-0209 |
| 3 | Mill City Insurance | 290 Merrimack St #115 | (978) 686-3400 |
| 4 | Ruby Insurance Agency | 46 Stafford St Ste. 2962 | (978) 655-3208 |
| 5 | Walter Insurance | 86 Broadway | (978) 683-3645 |
| 6 | Elite Insurance Agency | 505 Broadway | (351) 207-1321 |
| 7 | Broadway Plaza Insurance Agency | 310 Broadway | (978) 685-3771 |
| 8 | Essex Insurance Agency | 599 Canal St 1w suite 1 | (978) 377-9666 |
| 9 | PEREZ Insurance and Financial Services, LLC | 17 McKinley Ave | (978) 258-5021 |
| 10 | Greater Lawrence Insurance | 510 Essex St | (978) 683-4177 |
A-Affordable Insurance Agency, Inc. serves Lawrence and the surrounding communities of the Merrimack Valley as a Long-Term Care Insurance Agent. It handles policies designed to cover the costs of assisted living, nursing home care, and in-home support when aging or disability makes daily tasks difficult. The agency reviews each client’s financial situation and health history to recommend suitable coverage options. It typically begins with a needs assessment to determine appropriate benefit levels and policy features.
Silverio Insurance Agency serves the Lawrence, Massachusetts area as a long-term care insurance agent. This agency helps local individuals and families plan for the financial demands of extended care needs. Long-term care coverage protects savings from the high costs of nursing homes or in-home assistance. The agency focuses on assessing each client's situation to recommend suitable policy options. It handles services like personal policy consultations and guidance on benefit selection for in-home care.
Based in Lawrence, Massachusetts, Mill City Insurance specializes in long-term care insurance, which typically allows clients to choose between one-time policy purchases and recurring premium payment plans. The coverage helps fund assistance with daily activities, such as bathing or eating, for those needing extended care. The service runs on an as-needed basis, defined by the policyholder’s specific payment schedule and the activation of benefits when care is required.
Ruby Insurance Agency provides long-term care insurance agent services in the Lawrence, MA area, assisting clients with the selection and enrollment of policies designed to cover future personal care needs. The agency offers ongoing policy reviews and plan adjustments to help individuals adapt to changing health circumstances or financial goals. It supports smaller-scale properties, including single-family homes and apartments, as well as commercial spaces such as retail storefronts and restaurant facilities.
Walter Insurance serves individuals and families in the Lawrence, Massachusetts area who are planning for future health-related needs. As a long-term care insurance agent, the company helps clients understand and select policies that cover services such as in-home care, assisted living, or nursing facility stays. This guidance allows customers to protect their savings while ensuring access to necessary care. The agency also offers its expertise to residents in neighboring communities throughout the Merrimack Valley and the greater Lowell area.
Elite Insurance Agency, based in Lawrence, MA, helps clients choose between one-time policy purchases for immediate long-term care needs or recurring premium payment plans that build coverage over time. Their core focus is arranging policies that cover home health aides, assisted living, and skilled nursing facility stays, protecting assets from high care costs. Service engagements are structured on an as-needed basis, with consultations scheduled during initial planning and subsequent policy reviews upon client request.
Broadway Plaza Insurance Agency serves Lawrence and the surrounding Merrimack Valley communities, focusing on long-term care insurance policies that protect personal savings from the high costs of extended care. As a local agent in this area, it handles plan comparisons for nursing home, in-home, and assisted living coverage with an emphasis on clear eligibility details. To complete a typical case, it analyzes each client’s financial situation and health history to recommend policies that best fit their retirement planning needs.
Essex Insurance Agency specializes in long-term care insurance agent services for individuals and families in Lawrence, Massachusetts. It advises clients on policies designed to cover costs of nursing homes, assisted living, and home health aides. The agency helps residents evaluate coverage options that protect savings from the high expenses of extended care, guiding them through plan selection and application processes. As the fall season approaches, it assists seniors and their families in reviewing and adjusting coverage before winter weather escalates the risk of accidents or illness requiring care.
Perez Insurance and Financial Services provides long-term care insurance coverage to individuals and families in the Lawrence area. This agency helps clients plan for future care needs by offering policies that cover nursing home stays, assisted living, and home-based care. Many seniors in the region seek such protection to preserve personal savings. In addition to residential clients, the company also serves commercial sectors including offices, warehouses, and food service operations.
As winters in Lawrence bring concerns about mobility and daily care costs, Greater Lawrence Insurance helps residents explore long-term care coverage options. Located in Lawrence, Massachusetts, this agency assists clients in understanding how policies can preserve assets while ensuring access to home or facility care. They focus on presenting clear comparisons of insurance features relevant to aging in place or family support needs. An initial phone consultation can be scheduled to review personal circumstances and available plans from various insurers.
What Does a a Long-Term Care Insurance Agent in Lawrence Cost?
Long-term care insurance costs in Massachusetts vary widely based on age health and coverage level. A typical policy for a 55-year-old might range from 150 to 300 dollars per month. For a 65-year-old costs can be 250 to 500 dollars per month or more. These are general estimates and your actual premium will depend on your specific situation. This information is for general educational purposes and is not insurance advice.
About long-term care insurance agents in Lawrence
Long-term care insurance agents in Lawrence Massachusetts help residents plan for future care needs. Massachusetts has a Partnership program that allows policyholders to protect assets equal to the benefits paid. Agents can guide you through state-specific rules and compare policies from multiple carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Lawrence do?
A long-term care insurance agent in Lawrence helps you compare policies from different companies. They explain coverage options like home care and nursing facility benefits. They also ensure the policy meets Massachusetts requirements for tax advantages.
Does Massachusetts have special rules for long-term care insurance?
Yes Massachusetts requires policies to include inflation protection and nonforfeiture benefits unless you waive them in writing. The state also has a Partnership program that allows asset protection if you exhaust your policy benefits.
How do I choose a long-term care insurance agent in Lawrence?
Look for an agent licensed in Massachusetts with experience in long-term care insurance. Ask about their knowledge of the Massachusetts Partnership program. Check their familiarity with local carriers and policy options.
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