The top-rated long-term care insurance agent in Lynn, Massachusetts is Global Insurance Services, Inc, rated 4.9 stars across 444 reviews. Other highly rated options include Point Insurance - Lynn, Beacon Hill Insurance Agency, David E. Zeller Insurance. This directory lists 18 long-term care insurance agents serving Lynn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Global Insurance Services, Inc | 818 Western Ave | (617) 282-2220 |
| 2 | Point Insurance - Lynn | 22 State St | (781) 309-9241 |
| 3 | Beacon Hill Insurance Agency | 125 Commercial St | (800) 568-4091 |
| 4 | David E. Zeller Insurance | 400 Broadway 2nd fl | (781) 595-2071 |
| 5 | Mill City Insurance | 224 Union St | (781) 842-4367 |
| 6 | Ebenezer Insurance Agency | 98 Boston St | (978) 278-3050 |
| 7 | Friendly Insurance | 471 Western Ave | (781) 593-4344 |
| 8 | All Care | Compassionate Home Care Since 1911 | 210 Market St | (781) 598-2454 |
| 9 | Panakio Adjusters Inc | 330 Lynnway Suite 402 | (781) 592-7575 |
| 10 | Duffy Insurance | 317 Broadway | (781) 593-1200 |
Global Insurance Services, Inc serves the Lynn, Massachusetts area as a long-term care insurance agency. The firm assists residents with planning for future extended care needs by evaluating various policy options available in the market. Its agents guide clients through coverage types, benefit triggers, and daily benefit amounts to build a suitable plan. Specific services include comparing policies that cover home care, assisted living, and nursing facility expenses. The agency also handles applications for partnership-qualified long-term care insurance in Massachusetts.
Point Insurance in Lynn offers a full range of long-term care insurance agency services, assisting clients with policy selection, plan comparisons, and the application process for coverage options that help manage future care needs. The agency provides ongoing support to help clients review and update their existing policies as personal circumstances change, ensuring coverage remains aligned with their goals. Its services address properties including single-family homes, apartments, retail stores, and restaurants.
Beacon Hill Insurance Agency in Lynn, Massachusetts specializes in helping individuals secure Long-Term Care Insurance to protect savings from custodial or home-based care costs. It guides clients through policy options covering nursing homes, assisted living, and in-home support. The agency works with local families planning for future health needs. During open enrollment season, it addresses growing concerns about rising medical expenses and family caregiver obligations.
Serving Lynn, Massachusetts, and the surrounding North Shore communities, David E. Zeller Insurance assists local residents with long-term care insurance policies. This firm handles the process of evaluating individual needs for coverage that protects assets against future care costs. It works with clients to review policy options designed for nursing home, assisted living, or home-based care situations. To handle a typical job, the agency begins with a thorough discussion of the client's financial situation and health considerations before presenting relevant plan choices.
Mill City Insurance serves Lynn residents and homeowners who are planning for the financial challenges of extended care needs. The agency specializes in long-term care insurance policies designed to help protect personal assets and family savings from the significant costs of assisted living, nursing homes, or in-home care services. Agents work closely with clients to explain policy options and customize coverage based on individual health and budget considerations. Mill City Insurance also provides its long-term care insurance services to neighboring communities throughout the Greater Boston area including Saugus.
Ebenezer Insurance Agency specializes in helping clients secure long-term care insurance coverage, guiding individuals through the process of selecting policies that protect assets and ensure access to future care. Based in Lynn, MA, it serves local families by explaining plan options, benefits, and eligibility requirements to match each person's needs. This agency also assists with the practical considerations of coverage, such as understanding policy terms and navigating enrollment periods. It helps clients prepare for the financial challenges that often arise during the colder months, when winter-related accidents can suddenly necessitate extended care.
As winter approaches in Lynn, many residents begin considering how to safeguard their savings from potential long-term care costs. Friendly Insurance offers local guidance on long-term care insurance policies that help protect retirement assets. Their agents help individuals compare coverage options for home care, assisted living, or nursing facility needs in Essex County. With knowledgeable representatives, they clarify complex policy terms and customize plans to meet each client’s financial and personal circumstances. A free initial assessment is provided during an in-person meeting to review current health and future care goals.
All Care | Compassionate Home Care Since 1911 in Lynn, MA provides long-term care insurance agent services that distinguish between one-time consultation needs and recurring policy management options. Coverage helps clients plan for future custodial care expenses while protecting assets against the high cost of assisted living or nursing home stays. As local agents, they explain Medicare limitations, policy benefits, and state-specific regulations affecting LTC insurance. For clients seeking flexibility, this agency offers service on a one-time, scheduled, or as-needed basis.
Panakio Adjusters Inc provides support for clients navigating the complexities of long-term care insurance planning in Lynn, Massachusetts. The company specializes in helping individuals evaluate policy options designed to cover future custodial care needs, whether at home or in a facility. These services assist with protecting personal assets against substantial care costs. Panakio Adjusters Inc can serve various commercial sectors requiring group or individual long-term care coverage, including offices seeking employee benefits packages, warehouses managing workforce protection plans, and food service operators safeguarding their key personnel.
What Does a a Long-Term Care Insurance Agent in Lynn Cost?
Long-term care insurance premiums in Massachusetts vary widely based on age, health, and coverage level. For a typical policy, annual premiums can range from 2,000 to 5,000 dollars for a person in their 50s, and 4,000 to 8,000 dollars for someone in their 60s. Costs also depend on inflation protection and benefit period. This is general information and does not constitute insurance advice.
About long-term care insurance agents in Lynn
Long-term care insurance agents in Lynn, Massachusetts help residents plan for future care needs such as nursing home or home health aide services. Massachusetts law requires agents to be licensed and to follow state regulations regarding policy disclosures and suitability standards. Working with a local agent can provide guidance on options that fit your budget and health situation.
Frequently Asked Questions
What does a long-term care insurance agent in Lynn do?
A long-term care insurance agent helps you compare policies from different companies, explains coverage details, and assists with the application process. They must follow Massachusetts regulations that require them to assess your financial situation and health needs before recommending a policy.
Are there Massachusetts rules for long-term care insurance policies?
Yes, Massachusetts has specific laws including a 30-day free look period during which you can cancel a policy for a full refund. Agents must also provide a outline of coverage and a shoppers guide before you buy a policy.
How do I choose a long-term care insurance agent in Lynn?
Look for an agent licensed in Massachusetts with experience in long-term care insurance. You can check their license status through the Massachusetts Division of Insurance website. Ask about their familiarity with local care costs and policy options.
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