The top-rated long-term care insurance agent in New Bedford, Massachusetts is Humphrey Covill & Coleman Insurance Agency, Inc, rated 4.9 stars across 237 reviews. Other highly rated options include Paul & Dixon Insurance, Point Insurance - New Bedford, Tetrault Insurance Agency, Inc. This directory lists 23 long-term care insurance agents serving New Bedford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Humphrey Covill & Coleman Insurance Agency, Inc | 195 Kempton St | (508) 997-3321 |
| 2 | Paul & Dixon Insurance | 388 County St | (508) 996-8593 |
| 3 | Point Insurance - New Bedford | 157 Popes Island | (833) 280-6080 |
| 4 | Tetrault Insurance Agency, Inc | 4317 Acushnet Ave | (508) 995-8365 |
| 5 | McKay Insurance Agency | 3393 Acushnet Ave | (508) 998-0002 |
| 6 | David Westgate-Medicare and Financial Services | 866 Kempton St | (774) 855-6600 |
| 7 | Help-U-Insure | 2148 Acushnet Ave | (508) 998-0321 |
| 8 | Southcoast Insurance Group | 374 Dartmouth St | (508) 999-0368 |
| 9 | Bergeron Insurance Agency LLC | 199 Phillips Ave | (508) 997-7849 |
| 10 | Gilbert J. Costa Insurance Agency | 811 Ashley Blvd | (508) 995-6492 |
Humphrey Covill & Coleman Insurance Agency, Inc serves New Bedford, Massachusetts, and the surrounding Bristol County area with long-term care insurance coverage. This agency helps local residents plan for the financial aspects of extended care needs, including assistance with daily living activities at home or in a facility. Policies typically address care costs not covered by standard health insurance or Medicare. Long-term care insurance specialists in this region also handle policy comparisons and claims support for clients. The agency specifically assists with home health care coverage and nursing home benefit options.
Paul & Dixon Insurance in New Bedford, MA addresses a key distinction in long-term care planning, offering both one-time policy consultations and ongoing coverage management. Services focus on helping clients select individual or partnership-qualified plans for in-home, assisted living, and nursing facility expenses. Evaluating current health needs and future financial resources is central to their approach. They operate both scheduled appointments for annual policy reviews and as-needed meetings for new coverage or changing circumstances.
Serving families and individuals in the New Bedford area, Point Insurance helps clients plan for the financial demands of extended care needs. As a long-term care insurance agent, it navigates policy options that cover services such as nursing home care, assisted living, and in-home support. The company focuses on crafting protection strategies suited to each client’s future medical and financial circumstances. Coverage guidance is available for those in greater Bristol County, including the neighboring communities of Fairhaven and Acushnet.
Tetrault Insurance Agency, Inc serves New Bedford, Massachusetts, and the surrounding communities, handling long-term care insurance policies for local residents. The agency helps clients navigate coverage options that protect savings from the high costs of extended nursing home or home-based care. It works primarily with individuals planning for their future health needs, often during retirement discussions. To handle a typical job, it reviews a client’s current assets, health status, and family medical history before recommending appropriate policy structures and benefit amounts.
McKay Insurance Agency specializes in long-term care insurance solutions for families and individuals in New Bedford, Massachusetts. It assists clients in exploring coverage options that help protect assets and maintain future independence as care needs arise. The agency’s work involves careful review of policy choices to match each person’s long-term health goals and financial situation. As winter approaches, the agency also helps local seniors and families secure coverage for potential post-hospital recovery care often required after seasonal falls or illness-related hospital stays.
David Westgate-Medicare and Financial Services provides long-term care insurance guidance to residents of New Bedford and surrounding communities. The agency helps clients evaluate policies that protect savings from the high costs of extended care at home or in facilities. Coverage planning often involves comparing benefit periods and daily benefit amounts to match individual financial situations. The agent assists with policy applications and claim questions as needs arise. Regular client check-ins ensure coverage remains appropriate over time, with follow-up service provided between annual policy reviews.
Located in New Bedford, Help-U-Insure provides long-term care insurance guidance for local families. The agency focuses specifically on policies that help cover the costs of extended care needs, such as nursing homes or home health aides. They assist clients in New Bedford and across the surrounding area with navigating coverage options to protect personal assets and retirement income. Their services are available to individuals in various commercial sectors, including offices, warehouses, and food service operations.
As leaves turn and families gather in coastal Massachusetts, conversations often turn to future care needs, making long-term care insurance a familiar topic. Southcoast Insurance Group in New Bedford helps clients navigate these complex planning decisions, explaining policy options and cost considerations without pressure. Their agents work with individuals and families to understand coverage variations that address local facility costs and personal circumstances. An initial assessment typically begins with a brief conversation to outline care goals and financial parameters before exploring available plans.
Bergeron Insurance Agency LLC is known for guiding clients through long-term care coverage options in New Bedford, Massachusetts. The agency assists individuals and families in planning for future care needs, including nursing home and home health care expenses. Its agents work with standard policy structures to help secure financial protection for potential long-term care costs. For those seeking additional support, the firm offers consultation on integrating Medicare supplement plans alongside a new long-term care policy.
Gilbert J. Costa Insurance Agency provides guidance for securing long-term care insurance policies, focusing on coverage for services such as nursing home care, in-home assistance, and adult daycare. The agency helps clients evaluate different plans and navigate the application process, ensuring policies meet individual health and financial considerations. It assists with routine policy reviews to keep coverage aligned with changing needs. In New Bedford, Massachusetts, the agency services single-family homes, apartments, retail businesses, and restaurants.
What Does a a Long-Term Care Insurance Agent in New Bedford Cost?
Long-term care insurance premiums in Massachusetts vary based on age, health, and benefit amount. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs are higher for policies with inflation protection or shorter waiting periods. This is general information and not insurance advice.
About long-term care insurance agents in New Bedford
Long-term care insurance agents in New Bedford help residents plan for future care needs. Massachusetts offers the Partnership for Long-Term Care program which allows policyholders to protect assets while qualifying for MassHealth. An agent can explain how these state-specific rules affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in New Bedford do?
An agent helps you compare policies from different insurers and explains coverage options. They can also advise on Massachusetts Partnership qualified policies which offer asset protection. The agent does not provide legal or financial advice.
How does the Massachusetts Partnership for Long-Term Care work?
This state program lets you keep a portion of your assets equal to the benefits paid by your policy and still qualify for MassHealth. Policies must be certified by the Massachusetts Executive Office of Health and Human Services. An agent can help you find a certified policy.
What is the typical waiting period for benefits in Massachusetts?
Most policies have a waiting period of 30 to 90 days before benefits begin. This period is called the elimination period. You pay for care out of pocket during this time.
Long-Term Care Insurance Agents in Other Massachusetts Cities
Andover · Arlington · Attleboro · Auburn · Belmont · Beverly · Boston · Braintree · Bridgewater · Brockton · Burlington · Cambridge · Canton · Chelmsford · Chelsea