The top-rated long-term care insurance agent in Newburyport, Massachusetts is AAA Newburyport, rated 4.3 stars across 163 reviews. Other highly rated options include Arthur S Page Insurance, AdviniaCare Newburyport, Peter L Chetsas Insurance. This directory lists 10 long-term care insurance agents serving Newburyport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Newburyport | 45 Storey Ave | (978) 499-4200 |
| 2 | Arthur S Page Insurance | 57 State St | (978) 465-5301 |
| 3 | AdviniaCare Newburyport | 180 Low St | (978) 465-5361 |
| 4 | Peter L Chetsas Insurance | 68 Pleasant St | (978) 465-2700 |
| 5 | Highstreet Insurance formerly Kane Insurance | 29 Water St #214A | (978) 225-7933 |
| 6 | Flexible Insurance Solutions | 53 Storey Ave | (351) 212-2660 |
| 7 | Eastern Insurance Group LLC | 65 Parker St | (508) 651-7700 |
| 8 | Cross Insurance | 45 Storey Ave | (978) 225-6116 |
| 9 | Ocean Employee Benefits | 10 Prince Pl | (508) 265-5350 |
| 10 | Smart Choice Agents Massachusetts | 44 Federal St | (617) 504-0204 |
AAA Newburyport serves Newburyport and the surrounding Essex County communities, specializing in long-term care insurance agent services. The company assists clients with evaluating personal coverage needs for future care, including nursing home and home health care options. Policy comparisons and benefit planning are part of their standard guidance for local seniors and families. They also help navigate the application process for individual long-term care policies and provide annual coverage reviews.
Arthur S Page Insurance provides guidance and policy placement for long-term care coverage in the Newburyport area, helping clients plan for future care needs. Its service includes reviewing existing policies and discussing options for benefit adjustments as circumstances change. The agent works with individuals to understand the specifics of care plans and coverage limits. The company services single-family homes, apartments, retail establishments, and restaurants in the local community.
AdviniaCare Newburyport serves individuals and families in the Newburyport area who are planning for potential long-term care needs. As a long-term care insurance agent, the company provides guidance on policies designed to help cover nursing home, assisted living, and home health care expenses. Local residents rely on this agency to review options and find coverage that aligns with their future care preferences. The agency also assists clients in neighboring communities such as Amesbury and throughout the North Shore region.
Serving Newburyport, MA, and the surrounding North Shore communities, Peter L Chetsas Insurance specializes in helping clients understand and select long-term care insurance policies. The agency focuses on guiding individuals through the complexities of coverage options to protect their assets and future care needs. It typically begins each case by thoroughly assessing a client’s financial situation and personal preferences, then works to find suitable policy features and benefit amounts from available carriers to create a tailored solution.
Highstreet Insurance, formerly Kane Insurance in Newburyport, provides guidance on the difference between one-time policy purchases and recurring service options for long-term care coverage. An agent helps clients evaluate both traditional and hybrid policies that protect assets against the high cost of extended care at home or in a facility. These policies are tailored to individual health and financial needs. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s request for policy review or claims assistance.
Flexible Insurance Solutions specializes in coordinating long-term care coverage, providing families in Newburyport with options that address future health and daily living assistance needs. As a local agency, it guides clients through plan comparisons, premiums, and policy features relevant to Massachusetts regulations. The company also helps individuals adjust existing coverage as requirements evolve. During the current open enrollment season, it assists seniors seeking to add long-term care provisions before age-related rate changes take effect.
Eastern Insurance Group LLC in Newburyport, Massachusetts, offers long-term care insurance planning to help individuals prepare for future personal and medical assistance needs. The agency focuses on designing coverage that addresses extended care services. It provides ongoing policy reviews and claims guidance to ensure clients understand their benefits as circumstances change. Eastern Insurance Group services single-family homes, apartments, retail establishments, and restaurants in the Newburyport area.
Cross Insurance serves homeowners and families in Newburyport, Massachusetts, who are planning for future long-term care needs. It guides clients through options for standalone policies and hybrid life insurance and long-term care solutions, explaining coverage details, benefit triggers, and premium structures. Policies can help protect retirement savings and family assets from the high costs of assisted living, nursing home care, or home health aides. Cross Insurance also extends its services to nearby communities such as Newburyport, Amesbury, and the greater Merrimack Valley region.
As coastal New England elders plan for winter care needs or family visits, securing coverage for assisted living or home health becomes a priority. Ocean Employee Benefits in Newburyport, MA guides clients through the complexities of long-term care insurance, helping match policies to future scenarios. The agency assists individuals and business groups in understanding premiums, benefit periods, and elimination choices that fit their regional budgets. This process begins with a confidential assessment of current health and financial facts on record before quoting any recommendations.
Smart Choice Agents Massachusetts helps individuals in Newburyport navigate the complex decisions of obtaining long-term care insurance. They specialize in explaining policy options that protect assets while covering extended care needs. This agency serves local clients who are planning for future medical and personal support expenses. Commercial sectors such as offices, warehouses, and food service can consult the agency for group or individual policy guidance tailored to their workforce.
What Does a a Long-Term Care Insurance Agent in Newburyport Cost?
Long-term care insurance premiums in Massachusetts vary by age health and benefit level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. For a 65 year old the same policy could cost 300 to 600 dollars per month. Costs also depend on inflation protection and benefit duration. This is general information not insurance advice.
About long-term care insurance agents in Newburyport
Long-term care insurance agents in Newburyport Massachusetts help residents plan for future care needs. Massachusetts offers a state partnership program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how these policies work with local care facilities and Medicaid planning.
Frequently Asked Questions
What does a long-term care insurance agent in Newburyport do?
An agent helps you compare policies from different insurers and explains coverage for home care assisted living and nursing homes. They also guide you on Massachusetts specific rules like the partnership program and tax deductions.
How does the Massachusetts long-term care partnership program work?
This program lets you keep assets equal to the benefits your policy pays out if you later need Medicaid. A Newburyport agent can show you policies that qualify for this asset protection.
Are there age limits for buying long-term care insurance in Massachusetts?
Most insurers offer policies to people aged 18 to 84 but premiums increase with age. Massachusetts law requires insurers to offer coverage to those under 65 without medical underwriting in certain cases.
Long-Term Care Insurance Agents in Other Massachusetts Cities
Andover · Arlington · Attleboro · Auburn · Belmont · Beverly · Boston · Braintree · Bridgewater · Brockton · Burlington · Cambridge · Canton · Chelmsford · Chelsea