The top-rated long-term care insurance agent in Newton, Massachusetts is Smoller Insurance Agency, rated 4.9 stars across 482 reviews. Other highly rated options include Kovalev Insurance Agency, Inc, Robert Slocum: Allstate Insurance, John P Nixon Insurance Agency Inc. This directory lists 16 long-term care insurance agents serving Newton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Smoller Insurance Agency | 335 Boylston St | (617) 965-1830 |
| 2 | Kovalev Insurance Agency, Inc | 188 Needham St #220 | (617) 562-6060 |
| 3 | Robert Slocum: Allstate Insurance | 345 Boylston St Ste 200 | (617) 963-0033 |
| 4 | John P Nixon Insurance Agency Inc | 425 Newtonville Ave | (617) 969-3240 |
| 5 | Aniko Insurance | 132 Adams St UNIT#1 | (617) 562-8899 |
| 6 | Anchor Insurance Group | 1359 Centre St | (800) 746-1426 |
| 7 | Over Insurable | 1400 Centre St | (209) 813-5846 |
| 8 | National Insurance Policy | 90 Bridge St | (339) 236-8717 |
| 9 | James A. Ryan Insurance Agency, LLC | 1379 Washington St | (617) 969-4140 |
| 10 | The Holy Insurance Co | 1296-1298 Centre St | (617) 586-2005 |
Smoller Insurance Agency serves the Newton, Massachusetts area and the surrounding Middlesex County communities. This practice specializes exclusively in long-term care insurance, assisting individuals and families in planning for future care needs. The agency helps clients understand policy options and coverage details relevant to local senior living facilities and home health care services. Guidance is provided on navigating Medicare and Medicaid interactions with long-term care policies. Smoller Insurance Agency specifically handles financial risk management for nursing home stays and in-home personal care assistance.
Kovalev Insurance Agency, Inc., in Newton, Massachusetts, provides a full range of long-term care insurance services, helping individuals prepare for future custodial care needs. It offers individual policy evaluations, plan comparisons, and ongoing policy management for sustaining coverage over time. The agency also advises clients on coordinating such coverage with existing health and retirement plans. Its service area includes single-family homes, apartments, retail spaces, and restaurants.
Homeowners, renters, and professionals in the Newton area turn to Robert Slocum: Allstate Insurance for guidance on long-term care insurance. This agency helps clients prepare for future health needs by explaining policy options that cover in-home assistance, assisted living, and nursing facility care. Its agents work closely with individuals to tailor coverage that protects savings from the high costs of extended care. The agency also serves clients throughout Middlesex County and neighboring communities such as Needham and Wellesley.
Serving Newton, MA, and the surrounding communities, John P Nixon Insurance Agency Inc handles long-term care insurance planning for local residents. This agency advises clients on policies that cover extended care needs not paid by standard health insurance or Medicare. For each customer, the agency carefully reviews current coverage and future care costs to recommend a suitable plan. The general approach it uses to handle a typical job involves comparing multiple policy options before helping the client finalize an application.
Aniko Insurance in Newton provides long-term care insurance guidance, differentiating between one-time financial planning consultations and recurring policy management services. Coverage options are designed to protect assets against the high costs of extended care, helping clients create a sustainable personal plan. Typical service arrangements can be structured as a single comprehensive review or ongoing scheduled check-ins. For ongoing support, service runs exclusively on a scheduled or as-needed basis rather than as a one-time engagement.
Anchor Insurance Group specializes in long-term care insurance placement for residents of Newton, Massachusetts. It helps individuals assess future care needs and navigate policy options to protect assets and maintain independence. The agency guides clients through complex plan details and qualification requirements, offering personalized consultations to match coverage with budgets and health circumstances. As tax season approaches, it frequently assists with identifying potential deductions related to existing long-term care premiums to optimize financial planning for the year ahead.
Over Insurable works with individuals and families in Newton, Massachusetts, to help them plan for the financial impact of extended care needs. As a long-term care insurance agent, the company specializes in policies that cover nursing home stays, home health aides, and assisted living facilities. They can provide coverage solutions for a range of commercial sectors, including offices, warehouses, and food service operations that require employee benefits packages.
National Insurance Policy serves residents of Newton and the surrounding Massachusetts communities, providing guidance on long-term care insurance for individual homes and family planning. Commercial coverage is also available for businesses in the area seeking to offer care benefits to employees. Their work focuses on helping clients understand policy options that protect savings against the high costs of extended care services. After an initial consultation, they continue to assist with policy reviews and updates, ensuring coverage remains appropriate between regular check-ins.
As more retirees in Newton consider how to afford future care needs, James A. Ryan Insurance Agency, LLC provides targeted guidance on long-term care insurance policies. The agency helps clients understand coverage options and assess how such plans integrate with personal assets and future healthcare decisions. By reviewing individual situations carefully, the agent ensures each recommended policy addresses both current budget constraints and anticipated local care costs. The process begins with a free initial consultation to evaluate personal financial goals and eligibility for available plans.
What Does a a Long-Term Care Insurance Agent in Newton Cost?
Long-term care insurance premiums in Massachusetts vary by age, health, and coverage level. For a 55-year-old in Newton, a policy with 165 dollars daily benefit and 3-year term might cost between 1,500 and 3,000 dollars per year. Rates increase with age and for comprehensive benefits. This is general information, not insurance advice.
About long-term care insurance agents in Newton
A long-term care insurance agent in Newton Massachusetts can help you navigate policy choices and state regulations. Massachusetts law offers a tax deduction for qualified long-term care insurance premiums through the Massachusetts Partnership Program. Agents in Newton guide residents through plan selection and application processes tailored to local needs.
Frequently Asked Questions
What does a long-term care insurance agent in Newton do?
A long-term care insurance agent in Newton helps you compare policies from multiple carriers. They explain coverage options, benefits, and exclusions. The agent also ensures the policy meets Massachusetts Partnership Program standards if you want asset protection.
Is long-term care insurance tax deductible in Massachusetts?
Yes, Massachusetts allows a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and policy type. Your agent can provide details on current limits under Massachusetts law.
How does the Massachusetts Partnership Program affect my policy?
The Massachusetts Partnership Program lets you keep assets equal to the benefits your policy pays out. This means if your policy pays 200,000 dollars in benefits, you can protect 200,000 dollars of assets from Medicaid spend-down. An agent can explain how this works with your financial plan.
Long-Term Care Insurance Agents in Other Massachusetts Cities
Andover · Arlington · Attleboro · Auburn · Belmont · Beverly · Boston · Braintree · Bridgewater · Brockton · Burlington · Cambridge · Canton · Chelmsford · Chelsea