The top-rated long-term care insurance agent in Quincy, Massachusetts is IntelyCare, Inc., rated 4.7 stars across 1,639 reviews. Other highly rated options include AAA Quincy, The Hanley Agency Inc: Allstate Insurance, Chan Insurance Agency, Inc.. This directory lists 21 long-term care insurance agents serving Quincy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | IntelyCare, Inc. | 1250 Hancock St #501n | (844) 683-5922 |
| 2 | AAA Quincy | 650 Adams St | (617) 472-4900 |
| 3 | The Hanley Agency Inc: Allstate Insurance | 695 Adams St | (617) 500-4350 |
| 4 | Chan Insurance Agency, Inc. | 51 Hancock St | (617) 451-6733 |
| 5 | Idealquote | 440 Hancock St Ste 8 | (617) 600-7888 |
| 6 | Agnitti Insurance Agency, Inc. | 21 Franklin St | (617) 770-0123 |
| 7 | Albert J Marchionne Insurance | 11 Independence Ave | (617) 471-5010 |
| 8 | Imaginative Insurance Products | 511 Washington St | (617) 773-0205 |
| 9 | Quincy Mutual Fire Insurance Co | 57 Washington St | (617) 770-5100 |
| 10 | Atlantic Insurance Group | 245 Willard St STE: 200 | (617) 698-2200 |
IntelyCare, Inc. serves Norfolk County and the greater Quincy, Massachusetts area as a long-term care insurance agent. The company provides guidance to individuals seeking to plan for the potential costs of extended nursing care. Agents at IntelyCare assist clients in comparing policy options that can cover skilled nursing or home-based assistance. The firm handles the process of applying for long-term care insurance coverage and managing policy renewals for local residents.
AAA Quincy provides long-term care insurance agent services for clients in Quincy, Massachusetts. It helps individuals assess their future care needs and select appropriate coverage options. The agency offers guidance on plan selection and policy management to ensure clients understand their benefits. Service maintenance includes policy reviews and assistance with claims when necessary. AAA Quincy supports single-family homeowners, apartment residents, and owners of retail and restaurant properties.
The Hanley Agency Inc: Allstate Insurance serves homeowners and families in Quincy seeking long-term care insurance. The agency assists clients in planning for future care needs by explaining policy options and coverage limits. It helps individuals understand how these plans protect savings while providing access to home health aides or nursing facility care. As an Allstate-affiliated office, it offers financial protection products. The agency also covers the surrounding South Shore metro area, including communities like Braintree and Milton.
Serving Quincy, MA, and the surrounding South Shore communities, Chan Insurance Agency, Inc. specializes in long-term care insurance. It helps local families plan for the potential costs of extended care services, whether in a facility or at home. With a focus on individual needs, the agency works to match clients with suitable policy options and coverage levels. To complete a typical job, it carefully reviews a client’s financial situation and health history before recommending specific plans from its available carriers.
Idealquote specializes in helping Quincy residents evaluate and secure long-term care insurance policies tailored to individual needs. It offers guidance throughout the selection process, including comparing coverage options, explaining benefit structures, and assisting with plan management. The agency serves clients seeking to protect assets and prepare for future care costs in Massachusetts. Its work often addresses local concerns such as ensuring access to quality home care or navigating policy changes during Medicare open enrollment periods.
As residents of Quincy begin to plan for colder months and consider their long-term needs, securing coverage against the high cost of extended care becomes essential. Agnitti Insurance Agency, Inc. helps clients navigate the complex options for protecting their assets through long-term care insurance policies. The agency focuses on explaining how benefits cover home care, assisted living, or nursing facility stays. A typical first step involves an initial free consultation to review a person’s financial situation and health history before comparing suitable policies.
Albert J Marchionne Insurance helps clients plan for the financial impact of extended care needs. The company specializes exclusively in long-term care insurance policies for individuals and families in Quincy, MA. They focus on protecting assets and ensuring access to care without depleting savings or burdening relatives. Their services can apply to a range of commercial sectors, including office environments, warehouses, and food service operations.
Imaginative Insurance Products provides residential long-term care insurance solutions to clients in Quincy, Massachusetts, helping families plan for future care needs. The agency also offers commercial coverage for local businesses seeking employee benefits or partnership protections in the Boston South Shore area. As a dedicated long-term care insurance agent, Imaginative Insurance Products supports policyholders through the entire policy lifecycle, including claims management and coverage adjustments. Clients regularly rely on this agency for follow-up service between annual reviews, ensuring their insurance plans remain aligned with changing health circumstances and financial goals.
Quincy Mutual Fire Insurance Co specializes in long-term care insurance agent services, helping clients compare one-time policy purchases against recurring premium payment options to secure coverage for extended care needs. This agency assists individuals in selecting plans that address nursing home, assisted living, or home-based care within Massachusetts. The process typically involves an initial consultation to assess coverage requirements, followed by plan implementation. Service runs on an as-needed basis for policy inquiries or adjustments.
Atlantic Insurance Group, based in Quincy, MA, is known for guiding families through the financial complexities of long-term care insurance. Its agents evaluate personal health histories and future care preferences to recommend appropriate policy coverage. Serving clients throughout the Quincy area, the company helps people understand the distinctions between traditional plans and hybrid life insurance options that include long-term care benefits. This local agency can also coordinate long-term care policies with ongoing estate planning documents to ensure comprehensive asset protection for those requiring extended nursing or home-based care.
What Does a a Long-Term Care Insurance Agent in Quincy Cost?
Long-term care insurance agent services in Massachusetts typically do not charge a separate fee; agents earn commissions from the insurance company. Policy premiums vary widely based on age, health, and coverage level. For a 55-year-old in good health, a policy with 3 percent inflation protection may cost between 2,000 and 4,000 dollars per year. For a 65-year-old, the same coverage could range from 4,000 to 7,000 dollars annually. This is general information, not insurance advice.
About long-term care insurance agents in Quincy
Long-term care insurance agents in Quincy Massachusetts help residents plan for future care needs. Massachusetts offers a Partnership program that allows policyholders to protect assets while qualifying for MassHealth. Working with a local agent ensures you understand state-specific rules and coverage options.
Frequently Asked Questions
What does a long-term care insurance agent in Quincy do?
A Quincy agent helps you compare policies from multiple carriers and explains coverage details. They can show you how Massachusetts Partnership policies work to safeguard your assets. The agent also assists with application forms and medical underwriting.
How does the Massachusetts Partnership program affect my policy?
The Massachusetts Partnership program allows you to keep assets equal to the amount your policy pays out. This means if your policy pays 200,000 dollars in benefits, you can protect that much from MassHealth estate recovery. An agent can explain how this works with your specific financial situation.
What are the age and health requirements for long-term care insurance in Massachusetts?
Most carriers in Massachusetts issue policies to people aged 18 to 84, but premiums increase with age. You must pass medical underwriting which reviews your health history. Some conditions may lead to a decline or higher rates.
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