The top-rated long-term care insurance agent in Somerville, Massachusetts is Bassel Mannoun at Comparion Insurance Agency, rated 5.0 stars across 239 reviews. Other highly rated options include Amazonia Insurance, Kristen Gryglik at Comparion Insurance Agency, Christopher Kokoras Insurance Agency, Inc. This directory lists 12 long-term care insurance agents serving Somerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bassel Mannoun at Comparion Insurance Agency | 450 Artisan Way Suite 220 | (857) 221-4968 |
| 2 | Amazonia Insurance | 66 Bow St | (617) 625-1900 |
| 3 | Kristen Gryglik at Comparion Insurance Agency | 450 Artisan Way Suite 220 | (617) 476-6016 |
| 4 | Christopher Kokoras Insurance Agency, Inc | 272 Broadway | (617) 738-8188 |
| 5 | Garrett-Lynch Insurance Agency, Inc | 411 Highland Ave | (617) 625-1914 |
| 6 | New Insurance MA | 10 Inner Belt Rd | (413) 853-0059 |
| 7 | Somerville Summit Insurance Agency | 5 Middlesex Ave | (351) 212-2303 |
| 8 | Loyalty Insurance LLC | 43 Holland St | (617) 313-2134 |
| 9 | Transit Insurance Agency, Inc | 170 School St | (617) 764-0266 |
| 10 | HJ Wiseman Insurance: Dan Wiseman | 415 Highland Ave | (617) 776-1454 |
Bassel Mannoun at Comparion Insurance Agency serves Somerville, Massachusetts, and the surrounding Greater Boston area as a provider of long-term care insurance solutions. It helps individuals and families plan for the financial costs of extended personal or medical care. The agency guides clients through policy options designed to protect savings and assets while preserving access to necessary support services. Its work in this area includes evaluating coverage for home health care and assisted living facility expenses.
Amazonia Insurance provides long-term care insurance services to residents of Somerville, Massachusetts, helping individuals plan for future healthcare needs and potential assisted living expenses. The agency also offers coverage options for home care, adult day care, and nursing facility stays, ensuring comprehensive protection for policyholders. These services are available to commercial sectors including offices, warehouses, and food service businesses seeking employee benefits or group coverage solutions.
Kristen Gryglik at Comparion Insurance Agency assists clients in Somerville, MA, with navigating options for long-term care insurance, focusing on plans that cover extended personal and medical care needs beyond standard short-term policies. The agency provides guidance on coverage that may help protect savings from the high costs of care over time. Services include helping individuals understand policy structures, including benefit triggers and elimination periods, and any available maintenance support for ongoing policy management. They service client needs for single-family homes, apartments, retail establishments, and restaurants.
Senior residents and families in Somerville look to Christopher Kokoras Insurance Agency, Inc for long-term care insurance agent services, helping them plan for future assisted living, nursing home, or home care expenses. The agency assists clients in comparing policy options from major carriers to secure coverage that addresses potential long-term health needs. It serves individuals in Middlesex County and regularly works with clients in neighboring Cambridge.
Serving Somerville, MA, and surrounding communities, Garrett-Lynch Insurance Agency, Inc handles long-term care insurance policies for local families. The agency focuses on helping clients prepare for future care needs by explaining coverage options clearly. It works with individuals to assess financial situations and life circumstances. A typical job begins with a consultation to review needs, followed by comparing available plans from multiple carriers. The agency then presents tailored recommendations and assists with the application process to secure appropriate coverage.
New Insurance MA in Somerville helps individuals understand the difference between one-time long-term care consultations and recurring service options for managing coverage over time. Their agents assist clients in selecting policies that address the financial risks of extended care needs, a common concern for families in the area. Service is available on either a scheduled or as-needed basis, allowing clients to arrange meetings according to their own convenience.
Somerville Summit Insurance Agency specializes in helping clients understand long-term care insurance options. The agency assists individuals and families in identifying potential strategies for managing future care costs in Somerville, Massachusetts. Their general service work includes policy comparisons to ensure coverage aligns with evolving health needs and retirement goals. They provide guidance on navigating decisions that offer financial protection against unexpected expenses. This includes addressing concerns related to seasonal health shifts and upcoming policy enrollment periods that may require timely attention and planning.
Loyalty Insurance LLC assists individuals in Somerville with preparing for the financial costs of extended care. As a long-term care insurance agent, the company focuses on policies that cover services often not included in standard health plans. These policies help protect savings by funding a range of long-term care needs, from in-home assistance to nursing facility stays. This agency can serve various professional environments, including offices, warehouses, and food service operations.
Transit Insurance Agency, Inc serves clients in Somerville, Massachusetts, focusing on long-term care insurance needs. The agency provides residential coverage that helps individuals plan for future care expenses while preserving assets. Commercial long-term care policies are also available for businesses seeking benefits for employees or partners. Their service area covers Somerville and the surrounding greater Boston region. Clients often return for policy reviews or adjustments between their regular check-ins, ensuring continued alignment with changing personal circumstances and coverage requirements.
What Does a a Long-Term Care Insurance Agent in Somerville Cost?
The cost of long-term care insurance in Massachusetts varies widely based on age, health, and coverage level. For a 55-year-old, annual premiums typically range from 1,500 to 3,000 dollars for a policy with a 3 percent inflation rider and a 3-year benefit period. Older applicants or those with health issues may pay significantly more. This is general information, not insurance advice.
About long-term care insurance agents in Somerville
A long-term care insurance agent in Somerville can help you navigate policy choices to protect your assets and future care needs. Massachusetts offers a state partnership program that allows policyholders to keep more assets when applying for MassHealth. Working with a local agent ensures you understand how these rules apply to your situation.
Frequently Asked Questions
What does a long-term care insurance agent in Somerville do?
An agent helps you compare policies from multiple insurers, explains coverage options like home care and nursing facility benefits, and guides you through Massachusetts-specific rules such as the partnership program and tax deduction eligibility.
How do Massachusetts partnership policies work?
Massachusetts partnership policies allow you to protect an amount of assets equal to the benefits paid by your policy. This means if you use 100,000 dollars in benefits, you can keep 100,000 dollars in assets and still qualify for MassHealth coverage.
Are there tax benefits for long-term care insurance in Massachusetts?
Yes, Massachusetts offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and is subject to annual limits set by the state.
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