The top-rated long-term care insurance agent in Wilmington, Massachusetts is Globe Life American Income Division: Serur Organization, rated 4.9 stars across 846 reviews. Other highly rated options include Marotta Insurance, Tom Connolly Insurance Inc, Wilmington Insurance Agency Inc. This directory lists 12 long-term care insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Serur Organization | 260 Fordham Rd Suite 900A | (781) 202-6514 |
| 2 | Marotta Insurance | 21 Middlesex Ave unit 103 | (978) 658-7311 |
| 3 | Tom Connolly Insurance Inc | 669 Main St #9 | (978) 300-3002 |
| 4 | Wilmington Insurance Agency Inc | 5 Middlesex Ave #14 | (978) 658-3805 |
| 5 | Tom Connolly Insurance Agency | 668 Main St #9 | (978) 306-4996 |
| 6 | T L Southmayd Insurance | 668 Main St #9 | (978) 657-0263 |
| 7 | Horace Mann Insurance Co | 200 Jefferson Rd Suite 207 | (978) 203-0203 |
| 8 | Crown Insurance Inc | 668 Main St #7 | (781) 272-1221 |
| 9 | Wilmington Insurance Inc: Doherty John | Wilmington, MA 01887 | (978) 658-3805 |
| 10 | American Insurance | 404 Main St | (978) 657-0209 |
Serving Wilmington, Massachusetts, and the surrounding communities, this agency handles long-term care insurance planning for local residents. It focuses on policies that help cover costs associated with extended care needs, such as home health aides or nursing facility stays. The firm works with individuals to evaluate their personal circumstances and future care preferences. To manage a typical job, the agent begins with a thorough consultation to assess each client’s financial situation and coverage goals before presenting tailored policy options for consideration.
Marotta Insurance serves the Wilmington, Massachusetts area as a local long-term care insurance agent. The agency assists individuals and families in planning for future care needs by explaining coverage options and policy structures. Long-term care insurance helps protect assets and provide access to home care, assisted living, or nursing facility services when needed. The agency handles the enrollment process and can coordinate policy comparisons for clients. Marotta Insurance specifically works with hybrid life insurance policies that include long-term care benefits and traditional standalone long-term care plans.
Tom Connolly Insurance Inc provides long-term care insurance agent services to clients in Wilmington, Massachusetts and the surrounding area. The firm assists individuals in evaluating their future care needs and selecting appropriate policies to cover home care, assisted living, or nursing facility expenses. Their work includes regular policy reviews to ensure coverage remains aligned with changing health circumstances and financial goals. The company ultimately serves the insurance needs of homeowners, apartment residents, retail workers, and restaurant employees in the local community.
Wilmington Insurance Agency Inc serves homeowners and families in Wilmington, Massachusetts who are planning for future healthcare needs. As a long-term care insurance agent, the company helps clients evaluate policies that can cover nursing home care, assisted living, and in-home support services. The agency assists individuals in understanding coverage options and comparing plans from various insurers to find appropriate protection for their age and financial situation. It also extends its services to residents of neighboring communities throughout the Middlesex County area, including Woburn and Reading.
Serving Wilmington, MA, and surrounding communities, Tom Connolly Insurance Agency provides long-term care insurance expertise to local residents. It handles policies designed to help cover the costs of extended care, whether at home, in assisted living, or in a nursing facility. The agency works closely with clients to evaluate their financial situation and future needs. For a typical job, it assesses individual risk profiles to recommend appropriate coverage options from available carriers.
At T L Southmayd Insurance in Wilmington, MA, clients can choose between a single policy consultation for immediate needs or an ongoing service relationship for adjusting coverage over time. This long-term care insurance agency helps individuals plan for the possibility of needing assistance with daily activities, such as bathing or eating, either at home or in a facility. Service can be arranged on a one-time, scheduled, or as-needed basis at the client’s discretion.
Horace Mann Insurance Co in Wilmington offers long-term care insurance agent services designed to help individuals plan for future custodial and personal care needs. The agency provides guidance on policies that protect assets and ensure access to home-based or facility care. It assists local families in evaluating coverage options addressing common aging concerns, including chronic illness support and assisted living costs. As seasonal transitions approach, such as the winter months, it helps clients review existing policies to confirm coverage aligns with potential increased care demands during holidays.
As Massachusetts residents begin planning for the increased costs of extended medical care later in life, Crown Insurance Inc in Wilmington helps navigate long-term care insurance options. Local policies often cover home health aides, assisted living, or nursing facility stays. The agency reviews each client's financial situation and health factors to recommend appropriate coverage levels and benefit periods. A personal consultation is arranged to examine existing assets and discuss potential inflation protection riders.
Wilmington Insurance Inc: Doherty John provides guidance on financial protection solutions for the Wilmington area, focusing on long-term care planning. The agency helps clients navigate policies that cover extended health needs often not included by standard medical plans. Services typically include assessments of personal assets and health care goals to determine suitable coverage options. This operation can serve a variety of commercial sectors, including offices, warehouses, and food service establishments seeking employee benefit planning.
American Insurance provides guidance to individuals and families in Wilmington, MA, who are planning for future care needs. The firm concentrates specifically on long-term care insurance, addressing the costs associated with extended personal or medical support. Clients learn about policies that help protect savings from expenses related to nursing homes or home health aides. American Insurance can offer its services to persons who own or manage offices, warehouses, and food service establishments, helping them explore coverage options for themselves or their businesses.
What Does a a Long-Term Care Insurance Agent in Wilmington Cost?
Long-term care insurance premiums in Massachusetts vary widely based on age, health, benefit amount, and inflation options. A 55-year-old might pay between $1,500 and $3,000 per year for a typical policy, while a 65-year-old could see premiums of $2,500 to $5,000 annually. Partnership-qualified policies may have slightly higher costs due to required consumer protections. This is general information and not insurance advice.
About long-term care insurance agents in Wilmington
A long-term care insurance agent in Wilmington, Massachusetts can help you compare policies from multiple carriers and understand state-specific rules. Massachusetts offers a Partnership program that allows policyholders to protect a portion of their assets if they later need MassHealth (Medicaid). Local agents can explain how these plans work with your retirement and estate planning goals.
Frequently Asked Questions
What does a long-term care insurance agent in Wilmington do?
An agent helps you review policy features, premiums, and benefit triggers. They can also explain Massachusetts regulations, such as the 60-day free look period and inflation protection requirements for certain policies.
Is long-term care insurance required in Massachusetts?
No, it is not required by law. However, Massachusetts encourages coverage through the Partnership program, which offers asset protection if you exhaust your policy benefits and later apply for MassHealth.
What is the Massachusetts Partnership for Long-Term Care?
It is a program that lets you keep assets equal to the amount your insurance policy paid out, even if you later need MassHealth. Only policies that meet state standards qualify for this protection.
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