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Looking for a long-term care insurance agent in Winchester? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Winchester, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 long-term care insurance agents in Winchester, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scotti Insurance Agency
19 Mt Vernon St, Winchester, MA 01890
(781) 729-9200
scottiinsurance.com
Saltmarsh Insurance Agency
751 Main St, Winchester, MA 01890
(781) 729-4615
saltmarshinsurance.com
John A Pierce Insurance Inc
934 Main St, Winchester, MA 01890
(781) 729-8770
johnpierceinsurance.com
W Allan Wilde & Son Insurance Agency, Inc.
887 Main St #1911, Winchester, MA 01890
(781) 729-1400
wildeinsurance.com
Horace Mann Insurance Co
895 Main St, Winchester, MA 01890
(781) 368-9029
agents.horacemann.com
BARRY FREEMAN
895 Main St, Winchester, MA 01890
(781) 368-9029
barryfreemaninsurance.com
Barry & McHugh Insurance Inc
10 Skillings Rd, Winchester, MA 01890
(781) 729-6600
barryfinn.com
Jay M Finn Insurance
10 Skillings Rd, Winchester, MA 01890
(781) 729-5724
barryfinn.com
Black Horse Insurance
175 Washington St # C24, Winchester, MA 01890
(781) 729-1164
blackhorseinsurance.com
Ducey Insurance Agency
10 Skillings Rd, Winchester, MA 01890
(781) 235-6795
Residents of Winchester Massachusetts can work with a long-term care insurance agent to compare policies that meet their needs. Massachusetts has a unique Long-Term Care Partnership program that allows policyholders to protect assets equal to the benefits paid. An agent can explain how this program works with MassHealth planning and help you choose a qualified plan.
What Does a Long-Term Care Insurance Agent in Winchester Cost?
Long-term care insurance agent services in Massachusetts are typically commission based with no direct fee to you. Policy premiums vary widely by age health and benefit level for example a 55-year-old might pay between $1,500 and $3,000 per year for a comprehensive plan. Costs are higher for older applicants and those with health conditions. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Winchester do?
A licensed agent helps you understand policy features such as daily benefit amounts benefit periods and inflation protection. They can also explain how Massachusetts Partnership qualified policies coordinate with state Medicaid rules.
How does the Massachusetts Partnership program affect my policy?
The Partnership program lets you keep assets equal to the benefits your policy pays out even if you later need MassHealth. An agent can show you which policies are Partnership qualified and how they protect your savings.
Are there time limits for buying long-term care insurance in Massachusetts?
There is no state time limit to buy a policy but premiums increase with age. Massachusetts requires a 30-day free look period after purchase during which you can cancel for a full refund.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.