The top-rated long-term care insurance agent in Woburn, Massachusetts is Express Insurance Agency, rated 4.9 stars across 165 reviews. Other highly rated options include Bonacorso Insurance Agency, Inc., Lennon Insurance Agency, Inc., Cabot Risk Strategies, LLC. This directory lists 19 long-term care insurance agents serving Woburn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Express Insurance Agency | 100 Tradecenter Dr Suite G-700 | (617) 397-7377 |
| 2 | Bonacorso Insurance Agency, Inc. | 10 Cedar St STE 32 | (781) 937-3200 |
| 3 | Lennon Insurance Agency, Inc. | 629 Main St | (781) 937-0050 |
| 4 | Cabot Risk Strategies, LLC | 15 Cabot Rd | (800) 222-5963 |
| 5 | Progressive Insurance - Claims Office | 300 Unicorn Park Dr Ste 400 | (800) 776-4737 |
| 6 | Salem Five Insurance Services, LLC | 445 Main St #1 | (781) 933-3100 |
| 7 | Contributory Insurance Group | 600 W Cummings Park | (339) 205-3990 |
| 8 | Contributory Insurance Agency | 3 B Gill St | (339) 203-9925 |
| 9 | Saledas Insurance Solutions - Lou Saledas, Medicare Advisor | 400 Tradecenter Dr Ste 5900 | (781) 820-6010 |
| 10 | SBLI - Massachusetts | 1 Linscott Rd | (800) 694-7254 |
Express Insurance Agency, located in Woburn, Massachusetts, serves residents of Middlesex County and the greater Boston area as a long-term care insurance agent. The company helps individuals and families evaluate and secure coverage that can protect savings against the high costs of extended custodial or nursing care. Their work involves comparing policies from multiple carriers to find appropriate benefit limits and elimination periods. Express Insurance Agency specifically handles plan design for home health care coverage and facility-based care options.
Bonacorso Insurance Agency, Inc., based in Woburn, MA, distinguishes between the single premium option for those funding coverage with one lump sum and the recurring premium option for annual or monthly payments. The agency assists clients in understanding how long-term care insurance policies address costs for nursing homes, assisted living, and in-home care. Coverage requires meeting medical eligibility criteria that dictate when benefits begin and for how long they last. Service is provided on a one-time consultation, scheduled appointment, or as-needed basis depending on the client’s planning stage.
Lennon Insurance Agency, Inc. specializes in arranging long-term care insurance policies, helping individuals plan for potential future needs such as home health aides or assisted living facility costs. Based in Woburn, MA, the agency guides clients through the selection of coverage options that address financial exposure from prolonged care. It also assists with understanding policy benefits and claims processes. With winter approaching, the agency often serves seniors concerned about seasonal recovery needs after falls or illness, ensuring their existing coverage adequately supports temporary skilled nursing or in-home rehabilitation.
Based in Woburn, Massachusetts, Cabot Risk Strategies, LLC serves clients in the Greater Boston area and surrounding communities throughout eastern Middlesex County. It handles long-term care insurance needs for individuals and families, helping them plan for future care expenses and protect personal assets. The agency focuses on finding appropriate coverage options from various carriers, then working closely with each client to compare benefits and costs before presenting a recommendation.
Progressive Insurance - Claims Office in Woburn, MA, provides assistance with long-term care insurance claims and policy guidance. The team offers support in filing claims, understanding coverage benefits, and navigating the claims process. Service and maintenance plans are available to help policyholders manage ongoing care needs and ensure smooth benefit disbursement. Regular policy reviews are conducted to align coverage with changing care requirements. The company services single-family homes, apartments, retail spaces, and restaurants.
Salem Five Insurance Services, LLC serves Woburn and the surrounding Middlesex County area as a Long-Term Care Insurance Agent. The firm helps clients plan for future care needs by offering professional guidance on policy selection and coverage options. Its services include personalized assessments to determine appropriate benefit amounts and elimination periods. Salem Five Insurance Services, LLC assists with evaluating both traditional long-term care policies and hybrid life insurance policies that include long-term care riders.
As New Englanders plan for unpredictable health costs in retirement, many in the Middlesex County area seek reliable long-term care coverage. Contributory Insurance Group, located in Woburn, Massachusetts, helps local clients navigate these complex policies. The agency focuses exclusively on long-term care insurance, guiding individuals through plan comparisons and benefit options tailored to their financial situation. Each consultation begins with a thorough initial-assessment step to review current health, goals, and coverage gaps before recommending suitable products.
Contributory Insurance Agency in Woburn, MA provides long-term care insurance services to individuals seeking coverage for future care needs. The company focuses specifically on helping clients plan for expenses related to extended nursing home assistance or in-home support. As a dedicated long-term care insurance agent, it works with clients to evaluate policy options that match their financial situations. This Woburn-based agency can serve a range of commercial sectors, including offices, warehouses, and food service operations.
Serving Woburn residents, Saledas Insurance Solutions - Lou Saledas, Medicare Advisor provides long-term care insurance agent services for individual clients in their homes and at local facilities. Commercial coverage options are also available for area businesses needing group long-term care benefits for employees or partners. The agency assists with policy selection and enrollment, helping clients understand how plans integrate with existing health coverage in the region. Follow-up appointments occur between regular visits to adjust plans as needs change or new products become available.
Serving families and individuals in Woburn, Massachusetts, SBLI - Massachusetts provides guidance on long-term care insurance coverage. As a dedicated agent, the company helps clients understand policy options that address potential future needs for nursing home care, assisted living, or home health services. The process involves assessing personal circumstances and financial goals to recommend suitable plans. In addition to serving Woburn residents, the agency also assists clients throughout the greater Boston metropolitan area, including nearby communities like Medford.
What Does a a Long-Term Care Insurance Agent in Woburn Cost?
Long-term care insurance premiums in Massachusetts vary by age, health, and policy features. For a 55 year old, a typical policy might cost between $1,500 and $3,000 per year. A 65 year old might pay $2,500 to $5,000 annually. Costs also depend on benefit amounts, inflation protection, and elimination periods. This is general information, not insurance advice.
About long-term care insurance agents in Woburn
Long-term care insurance agents in Woburn help residents plan for future care needs. Massachusetts offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. A local agent can explain how this program works with MassHealth and other state rules.
Frequently Asked Questions
What does a long-term care insurance agent in Woburn do?
An agent helps you compare policies from different companies and explains coverage options. They can also guide you on Massachusetts specific rules like the Partnership program and tax deductions for premiums.
Does Massachusetts have a special long-term care insurance program?
Yes, Massachusetts has the Partnership for Long-Term Care program. This program lets you keep assets equal to the amount your policy pays out, even if you later need MassHealth. An agent can tell you if a Partnership policy is right for you.
How do I choose a long-term care insurance agent in Woburn?
Look for an agent licensed in Massachusetts with experience in long-term care policies. Ask about their knowledge of state laws and the Partnership program. Check their references and compare quotes from multiple agents.
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