The top-rated long-term care insurance agent in Maplewood, Minnesota is Ian Davy - State Farm Insurance Agent, rated 5.0 stars across 477 reviews. Other highly rated options include Aaron Runk - State Farm Insurance Agent, Dan Peterson - State Farm Insurance Agent, Mark Ellingson: Allstate Insurance. This directory lists 12 long-term care insurance agents serving Maplewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ian Davy - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 777-8169 |
| 2 | Aaron Runk - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 770-1395 |
| 3 | Dan Peterson - State Farm Insurance Agent | 3035 White Bear Ave Ste 1 | (651) 739-7272 |
| 4 | Mark Ellingson: Allstate Insurance | 1690 McKnight Rd N | (651) 917-2445 |
| 5 | Rising Star Insurance Brokers | 2079 County Rd D E A | (651) 315-7978 |
| 6 | EP&B Insurance | 1959 Sloan Pl #130 | (651) 771-8111 |
| 7 | Danna Agency | 2785 White Bear Ave Suite 103 | (651) 407-8787 |
| 8 | Midwest Insurance Agencies | 1335 County Rd D Cir | (651) 968-4010 |
| 9 | Bee Lor Insurance Agency | 1321 Frost Ave Ste LL | (612) 787-7742 |
| 10 | Monson Agency | 1737 Cope Ave E | (651) 777-7469 |
Ian Davy - State Farm Insurance Agent serves the Maplewood, Minnesota area, specializing in long-term care insurance solutions. This agency helps clients plan for future care needs by offering policies that cover services such as nursing home stays and in-home assistance. The agent guides individuals through the complexities of coverage options, tailoring plans to fit specific financial and health circumstances. A key focus is providing support for assisted living costs and home health care services, ensuring residents have access to necessary long-term benefits.
Aaron Runk - State Farm Insurance Agent in Maplewood, MN provides long-term care insurance coverage options for individuals planning for future care needs. The agent assists with policy selection and ongoing service to maintain coverage as circumstances change. This firm helps clients understand benefit structures and application processes for nursing home, assisted living, and home health care expenses. Its long-term care policies service single-family homes, apartments, retail businesses, and restaurants.
Serving Maplewood and the surrounding communities in the eastern Twin Cities metro area, Dan Peterson - State Farm Insurance Agent handles long-term care insurance needs for local residents. This agency works with clients to find coverage that can help protect savings from the high costs of extended care. A typical job here begins with a straightforward consultation to assess an individual’s current health situation and future planning priorities, and then it identifies available policy options to fit those specific circumstances.
Homeowners, families, and individuals in Maplewood turn to Mark Ellingson: Allstate Insurance for assistance with long-term care insurance planning. This agency helps clients explore coverage options designed to protect assets and manage future care needs. The work involves explaining policy features, comparing benefit structures, and guiding customers through the application process in a clear, straightforward manner. Mark Ellingson: Allstate Insurance also serves clients living in nearby Woodbury and throughout the surrounding Twin Cities metro area.
Rising Star Insurance Brokers assists Maplewood clients in distinguishing between non-recurring consultations and ongoing policy management services when evaluating long-term care coverage. The agency explains how policies help protect assets while covering assistance with daily living activities. These insurance plans typically provide various options for care at home, in assisted living facilities, or in nursing homes. Service runs on a one-time, scheduled, or as-needed basis depending on individual client needs and policy complexity.
EP&B Insurance specializes in pairing clients with appropriate long-term care coverage plans, addressing the financial risks associated with extended illness or disability. As a long-term care insurance agent in Maplewood, MN, it guides individuals and families through policy options, helping them compare benefits and costs to find suitable protection. This service is particularly valuable during open enrollment periods or when families face a sudden health change that demands immediate financial planning.
For Maplewood residents planning for future healthcare expenses, the Danna Agency provides clear guidance on long-term care insurance options. The agency helps clients navigate the complexities of protecting assets while preparing for potential assisted living or home care needs. Every evaluation considers the local cost of care and available policy features. Initial policies are assessed through a straightforward review of each client’s financial situation and personal goals. A practical first step is scheduling a no-obligation consultation to examine coverage needs.
Midwest Insurance Agencies in Maplewood, MN assists individuals with planning for future financial security related to extended healthcare needs. The company specializes in offering long-term care insurance policies that help cover expenses not typically included by standard health coverage. These plans can aid in paying for personal care services, home health aides, or residence in specialized care facilities according to policy terms. Licensed professionals in the area guide clients through policy options. The agency can serve commercial sectors including offices, warehouses, and food service establishments.
Bee Lor Insurance Agency serves clients in Maplewood, Minnesota, focusing on long-term care insurance to help individuals plan for future care needs. Residential coverage options are available for policyholders seeking asset protection and care planning. The agency also offers related commercial long-term care insurance solutions for local businesses. Their service area encompasses the broader Maplewood region and surrounding communities. Clients often return for policy reviews or adjustments, ensuring their coverage evolves with changing circumstances between regular visits.
Monson Agency in Maplewood, MN, is a local specialist known for helping individuals secure long-term care insurance coverage. It offers consultation on policies that assist with covering costs of assisted living, nursing home care, and in-home support services. The agency helps clients compare plan options to find appropriate coverage for their future needs. It can also add on policies for short-term recovery care following hospital stays.
What Does a a Long-Term Care Insurance Agent in Maplewood Cost?
Long-term care insurance premiums in Minnesota vary by age, health, and coverage amount. A typical policy for a 55 year old can cost between $1,500 and $3,000 per year. For a 65 year old, premiums often range from $2,500 to $5,000 annually. Costs also depend on benefit period, daily benefit amount, and inflation options. This is general information and not insurance advice.
About long-term care insurance agents in Maplewood
Long-term care insurance agents in Maplewood, Minnesota help residents plan for future care needs. Minnesota offers a state partnership program that allows policyholders to protect some assets while qualifying for Medical Assistance. Local agents can explain how these policies work with Maplewood senior care facilities and home health services.
Frequently Asked Questions
What does a long-term care insurance agent in Maplewood do?
An agent helps you compare policies from different insurers and understand coverage for nursing homes, assisted living, and home care. They also explain Minnesota specific rules like the state partnership program and tax deductions for premiums.
How does Minnesota law affect long-term care insurance policies?
Minnesota requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 30 day free look period where you can cancel a new policy for a full refund. Agents must be licensed by the Minnesota Department of Commerce.
What is the Minnesota long-term care partnership program?
This program lets you keep a portion of your assets equal to the benefits paid by your policy if you later need Medical Assistance. Agents in Maplewood can help you choose a partnership qualified policy that meets state requirements.
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