The top-rated long-term care insurance agent in Oakdale, Minnesota is Matt Jonza - State Farm Insurance Agent, rated 5.0 stars across 1,183 reviews. Other highly rated options include Bob Lawrence - State Farm Insurance Agent, Chauncey Charlson - State Farm Insurance Agent, Will Anderson Agcy, Inc. American Family Insurance. This directory lists 16 long-term care insurance agents serving Oakdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Jonza - State Farm Insurance Agent | 434 Hale Ave N STE 160 | (651) 797-2120 |
| 2 | Bob Lawrence - State Farm Insurance Agent | 1513 Geneva Ave N | (651) 698-0694 |
| 3 | Chauncey Charlson - State Farm Insurance Agent | 6993 35th St N Ste 1 | (651) 770-6266 |
| 4 | Will Anderson Agcy, Inc. American Family Insurance | 6230 10th St N STE 430 | (651) 731-3234 |
| 5 | Tyson Norman - State Farm Insurance Agent | 1075 Hadley Ave N #109 | (651) 738-2863 |
| 6 | Amy Brown - State Farm Insurance Agent | 1513 Geneva Ave N | (651) 735-4193 |
| 7 | Michelle Stinson Agency Inc American Family Insurance | 6230 10th St N Ste 320 | (651) 439-5240 |
| 8 | Heather Stefani - State Farm Insurance Agent | 984 Inwood Ave N | (651) 739-1177 |
| 9 | James Trevis Agency Inc American Family Insurance | 1292 Helmo Ave N | (651) 739-6030 |
| 10 | Andreotti Insurance | 600 Inwood Ave N # 235 | (651) 739-9302 |
Matt Jonza - State Farm Insurance Agent serves the greater Oakdale, Minnesota area, offering long-term care insurance solutions. The agency helps clients plan for future care needs by providing policies that can cover home care, assisted living, and nursing facility expenses. This agent guides individuals in selecting coverage that aligns with their long-term financial and health goals. Specific services handled in this area include policy consultations for long-term care benefits and assistance with personal and group long-term care insurance applications.
Bob Lawrence - State Farm Insurance Agent in Oakdale, MN provides long-term care insurance services for individuals planning for future healthcare needs. Its service plans include helping clients assess potential coverage options to protect assets and manage the cost of extended care, with ongoing policy maintenance and personalized consultations to adjust coverage as circumstances change. The company services single-family homes, apartments, retail, and restaurants.
Serving homeowners, professionals, and small business owners, Chauncey Charlson of State Farm offers long-term care insurance guidance in Oakdale, Minnesota. This agency helps clients plan for future care needs by explaining policy options that protect savings and provide access to essential services. They focus on ensuring residents understand how these plans work within local care facilities and home health networks. The agency brings the familiar State Farm approach to long-term care conversations, making the process straightforward for Oakdale families. They also serve clients throughout the eastern suburbs and into Stillwater.
Serving Oakdale and the surrounding Twin Cities communities, Will Anderson Agcy, Inc. American Family Insurance handles long-term care insurance for local residents. This agency helps clients plan for future care needs by explaining policy options and coverage details. It guides individuals through the process of selecting a plan that fits their personal circumstances and budget. For a typical job, the agency begins by reviewing the client’s current situation and financial goals, then presents tailored plan choices and answers all questions before the decision is made.
Tyson Norman - State Farm Insurance Agent in Oakdale, MN, helps clients understand the difference between traditional long-term care policies that reimburse one-time expenses for home health aides or assisted living, and newer hybrid policies that combine life insurance with recurring monthly benefit payouts for extended care. These plans cover a range of supports, from in-home visits to nursing facility stays, protecting savings from rising care costs. Service is available on a scheduled or as-needed basis, with personalized consultations held by appointment.
Amy Brown - State Farm Insurance Agent in Oakdale, MN, specializes in long-term care insurance policies designed to help protect assets and provide for future care needs. The agency also assists clients with broader insurance planning, including life and health coverage. A long-term care policy can cover services like in-home assistance or nursing facility stays. As retirement years approach, families often consult this agent to address concerns about funding potential extended care costs after a sudden health event.
As the financial priorities of Oakdale residents shift with the change of seasons, many look for ways to safeguard their future healthcare expenses. Michelle Stinson Agency Inc American Family Insurance focuses on addressing this need through long-term care insurance services in the local community. The agency assists clients in exploring coverage options that help manage the potential costs of extended care. A thorough initial assessment is conducted during the first consultation to review individual circumstances and preferences before moving forward.
Heather Stefani - State Farm Insurance Agent provides general insurance services to clients in Oakdale, Minnesota, and specializes in long-term care insurance coverage. This type of agent helps individuals plan for future needs related to extended medical or personal care services. The agency assists customers in Oakdale, MN, with navigating policy options that support aging in place or facility-based care. Commercial sectors it can serve include offices, warehouses, and food service.
James Trevis Agency Inc American Family Insurance provides long-term care insurance services to residents of Oakdale, Minnesota, and also offers commercial coverage for local businesses in the surrounding region. Their agents assist clients with planning for future care needs through personalized policy options. They understand the importance of protecting assets while ensuring quality care. After any policy discussion or enrollment, the agency follows up to review coverage and remains available for adjustments or questions between regular visits.
Andreotti Insurance in Oakdale, MN is known for guiding clients through the options of long-term care coverage for future health needs. Services offered include policy selection for nursing home, assisted living, and in-home care costs. The agency focuses on helping residents create plans that protect assets as they age. As a specialty service, the agent can add on advice for combining long-term care benefits with existing life insurance policies.
What Does a a Long-Term Care Insurance Agent in Oakdale Cost?
Long-term care insurance premiums in Minnesota vary widely based on age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, premiums often range from $2,500 to $5,000 annually. Costs are higher for policies with inflation protection and longer benefit periods. This is general information, not insurance advice.
About long-term care insurance agents in Oakdale
Long-term care insurance agents in Oakdale, Minnesota help residents plan for future care needs. They can explain Minnesota-specific options like the Minnesota Partnership for Long-Term Care, which offers asset protection. Working with a local agent ensures you understand state regulations and policy requirements.
Frequently Asked Questions
What does a long-term care insurance agent in Oakdale do?
An agent helps you compare policies from different insurers. They explain coverage for home care, assisted living, and nursing home care. They also guide you on Minnesota Partnership plans that protect assets from Medicaid spend-down.
Are there special rules for long-term care insurance in Minnesota?
Yes, Minnesota has a Partnership program that allows policyholders to keep assets equal to the benefits paid. Policies must meet state standards for inflation protection and nonforfeiture benefits. Agents must be licensed in Minnesota.
How do I choose a long-term care insurance agent in Oakdale?
Look for an agent with experience in Minnesota long-term care policies. Ask about their familiarity with the Partnership program and local insurers. Verify their license through the Minnesota Department of Commerce.
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