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Long-Term Care Insurance Agents in Prior Lake, MN

Directory of long-term care insurance agents in Prior Lake, Minnesota. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Prior Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 15 long-term care insurance agents in Prior Lake, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mandi Vote- State Farm Insurance Agent
16731 State Hwy 13 Suit 109, Prior Lake, MN 55372
(612) 255-0941 voteinsurancemn.com
AB & B Insurance
14198 Commerce Ave NE #700, Prior Lake, MN 55372
(952) 226-1226 abandbinsurance.com
Lakes Insurance
6885 Boudin St NE, Prior Lake, MN 55372
(612) 750-3108 lakesinsurance.biz
Prior Lake State Agency
16677 Duluth Ave SE UNIT 101, Prior Lake, MN 55372
(952) 447-8350 priorlakeinsurance.com
Van Curler Independent Insurance Agency
16228 Main Ave SE UNIT 111, Prior Lake, MN 55372
(952) 226-1160 vancurlerinsurance.com
Nick Atkinson & Associates Inc American Family Insurance
14180 Commerce Ave NE STE 107, Prior Lake, MN 55372
(952) 226-6999 amfam.com
Speiker & Company, Ltd
16186 Main Ave SE, Prior Lake, MN 55372
(952) 440-6500 speikercompany.com
Oak Tree Insurance
15870 Franklin Trail SE #105a, Prior Lake, MN 55372
(952) 469-9261 oaktree-insurance.com
Goosehead Insurance - Jessica Gillin
16268 Eagle Creek Ave SE, Prior Lake, MN 55372
(612) 439-5544 goosehead.com
Alan Iverson American Family Insurance
4719 Park Nicollet Ave SE #110, Prior Lake, MN 55372
(952) 447-1025 amfam.com
Erkel & Erkel Insurance
4719 Park Nicollet Ave SE UNIT 220, Prior Lake, MN 55372
(952) 447-6047 erkelanderkel.com
Brad & Sue Hansen Agency
15875 Franklin Trail SE Ste 106, Prior Lake, MN 55372
(952) 222-4479
Farmers Insurance - Thomas Streetar
16228 Main Ave SE Ste 106, Prior Lake, MN 55372
(952) 447-4191 agents.farmers.com
11-23 Benefit Consultants Inc
15815 Franklin Trail SE STE 300, Prior Lake, MN 55372
(612) 749-4688 11-23benefits.com
Atlas Insurance Broker
15815 Franklin Trail SE #304, Prior Lake, MN 55372
(952) 243-3018 aibme.com

Long-term care insurance agents in Prior Lake, Minnesota help residents plan for future care needs. These agents explain policies that cover costs for nursing homes, assisted living, and home health care. In Minnesota, the Partnership for Long-Term Care program allows policyholders to protect assets while qualifying for Medical Assistance.

What Does a Long-Term Care Insurance Agent in Prior Lake Cost?

The cost of long-term care insurance in Minnesota varies by age, health, and coverage level. For a 55-year-old, a policy with a 3-year benefit period and a $150 daily benefit may cost between $1,500 and $3,000 per year. Premiums can increase over time, and rates are regulated by the Minnesota Department of Commerce. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Prior Lake do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options for nursing home care, home care, and assisted living. They also help you understand Minnesota-specific rules like the Partnership program.
How do I choose a long-term care insurance policy in Minnesota?
Look for a policy that covers both facility care and home care. In Minnesota, you can buy a policy that qualifies for the Partnership program, which lets you keep more assets if you later need Medical Assistance. An agent can show you policies with inflation protection and elimination periods that fit your budget.
Are there tax benefits for long-term care insurance in Minnesota?
Yes, Minnesota offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and the policy type. An agent can help you find policies that meet the state requirements for this deduction.