The top-rated long-term care insurance agent in Shoreview, Minnesota is Ryan Hangartner - State Farm Insurance Agent, rated 4.9 stars across 519 reviews. Other highly rated options include Robert Overby - State Farm Insurance Agent, Joshua Deering: Allstate Insurance, Farmers Insurance - Whitney Wicke. This directory lists 11 long-term care insurance agents serving Shoreview.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Hangartner - State Farm Insurance Agent | 3999 Rice St Ste 104A | (651) 486-6999 |
| 2 | Robert Overby - State Farm Insurance Agent | 5928 Lexington Ave N | (651) 784-0010 |
| 3 | Joshua Deering: Allstate Insurance | 470 Hwy 96 W Ste 100 | (651) 964-6496 |
| 4 | Farmers Insurance - Whitney Wicke | 1000 County Rd E #230 | (651) 243-4433 |
| 5 | Farmers Insurance - Ashley Cokley | 517 Tanglewood Dr | (651) 357-6000 |
| 6 | John W Traeger Insurance Agency, Inc | 435 Hwy 96 W suite i | (651) 414-6400 |
| 7 | Advisen Life & Health | 3450 Lexington Ave N Black and White Photo Lab / Darkroom | (651) 800-9209 |
| 8 | Omar Barajas - COUNTRY Financial Insurance Agent | 3260 Rice St Ste 2 | (651) 286-6598 |
| 9 | Anne Doerrer Health Insurance Agency | 517 Tanglewood Dr | (651) 483-6446 |
| 10 | Scott Fakler American Family Insurance | 3570 Lexington Ave N #107 | (651) 482-8222 |
Ryan Hangartner - State Farm Insurance Agent serves the Shoreview, Minnesota area and Ramsey County. The company primarily works with individuals and families seeking long-term care insurance policies. These plans help cover costs associated with assisted living, nursing homes, and home health care that regular health insurance does not cover. The agent assists clients in understanding policy options that protect savings against future care needs. This local office specifically handles the initial enrollment process and subsequent claims assistance for long-term care benefits.
Robert Overby - State Farm Insurance Agent in Shoreview, MN, provides long-term care insurance services, including policy consultations to help clients understand coverage options for future care needs. The agency assists with plan selection and claims guidance, ensuring customers receive clear support throughout the policy lifecycle. Services focus on protecting assets and preserving income stability against rising care costs in the local region. The agency serves clients in single-family homes, apartments, retail businesses, and restaurants seeking financial security for extended care scenarios.
Homeowners and individuals planning for future medical needs in Shoreview, Minnesota seek the guidance of Joshua Deering at Allstate Insurance for long-term care insurance agent services. This agency helps clients understand policy options that cover assisted living, nursing homes, and in-home care. By assessing personal assets and family health history, representatives craft coverage that preserves savings against rising care costs. The company also serves clients in nearby Roseville and the broader Twin Cities metro area.
Serving the Shoreview, Minnesota area and surrounding communities, Farmers Insurance - Whitney Wicke provides long-term care insurance agent services to local residents. This agency handles policies designed to help individuals cover costs associated with extended care needs, such as nursing home stays or in-home assistance. Its general approach to handling a typical job begins with a consultation to evaluate a client's current financial situation and future health care goals, then explaining available coverage options to meet those specific needs.
Farmers Insurance - Ashley Cokley in Shoreview, MN assists clients in distinguishing between one-time policy reviews and recurring service plans when arranging long-term care coverage. This agency works to explain how long-term care insurance can help protect savings against the high costs of assisted living or home-based care common in the area. People may schedule either an initial consultation or ongoing check-ins to adjust their policies as needs change. Service for existing clients runs on an as-needed basis.
Specializing in long-term care insurance solutions, John W Traeger Insurance Agency, Inc in Shoreview, MN assists local residents with planning for future personal care needs. The agency guides clients through the selection of policies that help protect assets and preserve financial independence as they age. Its work addresses the rising costs of extended care services within the region. The agency helps families prepare for the financial challenges that often arise during winter months when seasonal accidents and health concerns may increase the need for home healthcare support.
As winter approaches in Shoreview, many families begin planning for the possibility of needing extended care. Advisen Life & Health helps local residents navigate long-term care insurance options tailored to their individual needs and future goals. The agency focuses on explaining policy features like daily benefit amounts and coverage periods so clients can make informed decisions. For those considering protection against rising care costs, an initial consultation is scheduled to review current health status and potential coverage scenarios.
Omar Barajas - COUNTRY Financial Insurance Agent provides financial services to clients in Shoreview, MN, with a specialty in long-term care insurance planning. The agency helps individuals prepare for potential future health needs by structuring coverage that preserves savings and offers care options. It focuses on policies that balance benefits with manageable costs, tailored to each client’s situation. This office serves a range of commercial sectors, including office environments, warehouses, and food service operations.
Serving families in Shoreview and the surrounding area, this agency assists individuals with planning for long-term care needs through insurance options. Commercial clients seeking coverage for their employees can also receive guidance. The agent works with local residents to evaluate policies that help protect assets and ensure access to care in the future. After a policy is in place, they provide ongoing support, helping clients review their coverage during regular follow-up visits or whenever life circumstances change.
Scott Fakler American Family Insurance, based in Shoreview, MN, is known for serving clients in the local area with long-term care insurance agent services. The company helps individuals plan for future care needs, offering policies that can cover services such as nursing home care, assisted living, and in-home support. A specialist in this field, the office can assess a client’s financial situation to recommend suitable coverage plans. An additional service it can provide is combining long-term care coverage with a life insurance policy to offer combined benefits.
What Does a a Long-Term Care Insurance Agent in Shoreview Cost?
Long-term care insurance premiums in Minnesota vary widely based on age, health, and coverage amount. A typical policy for a 55-year-old might cost between 100 and 300 dollars per month. Costs increase with age and added benefits like inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Shoreview
A long-term care insurance agent in Shoreview, Minnesota can help you compare policies from multiple carriers. These agents understand Minnesota Partnership for Long-Term Care, which allows policyholders to protect assets under state law. Working with a local agent ensures you get coverage that fits your needs and budget.
Frequently Asked Questions
What does a long-term care insurance agent in Shoreview do?
An agent helps you review and compare long-term care insurance policies from different companies. They explain policy features, benefits, and costs. They also guide you through Minnesota-specific rules like the Partnership program.
How do Minnesota Partnership policies work?
Minnesota Partnership policies are special long-term care plans that allow you to keep more assets if you later need Medicaid. These policies must meet state standards. An agent can explain how asset protection works under Minnesota law.
What is the best age to buy long-term care insurance in Minnesota?
Most people buy long-term care insurance between ages 50 and 65. Premiums are lower when you are younger and healthier. In Minnesota, you cannot be denied coverage based on age alone, but health conditions affect eligibility.
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