The top-rated long-term care insurance agent in St Louis Park, Minnesota is AAA Minneapolis - St. Louis Park, rated 3.6 stars across 836 reviews. Other highly rated options include Hatzung Insurance, Patrick Loree - State Farm Insurance Agent, Smart Stop Brokers. This directory lists 15 long-term care insurance agents serving St Louis Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Minneapolis - St. Louis Park | 5400 Auto Club Way | (952) 927-2600 |
| 2 | Hatzung Insurance | 4021 Vernon Ave S | (952) 927-4600 |
| 3 | Patrick Loree - State Farm Insurance Agent | 3981 Zarthan Ave S | (952) 546-4240 |
| 4 | Smart Stop Brokers | 5775 Wayzata Blvd Suite 700 | (763) 703-3119 |
| 5 | South Lake Agency Insurance Brokers - Saint Louis Park | 1650 West End Blvd #100 | (952) 856-8160 |
| 6 | Midwest Secure Retirement | 1000 Shelard Pkwy | (612) 453-4542 |
| 7 | One Stop Insurance | 8700 W 36th St | (952) 886-0241 |
| 8 | Wise Choice Insurance Services Inc | 5821W Cedar Lk Rd S | (612) 242-1801 |
| 9 | Scott Mobley Agency Inc. American Family Insurance | 4915 W 35th St #107 | (952) 224-4416 |
| 10 | Patrick Lilly Insurance Agency | 1660 MN-100 Ste 339 | (952) 929-9370 |
AAA Minneapolis - St. Louis Park serves the western Twin Cities metro area from its St Louis Park, MN location. As a long-term care insurance agent, the company assists residents in navigating options to protect assets against future care costs. Their work involves helping clients understand policy features that cover services like nursing homes and assisted living facilities. The agency specifically handles the enrollment and renewal processes for individual long-term care policies in this region.
Hatzung Insurance provides long-term care insurance guidance and policy placement services for clients in the St. Louis Park area. Its service plans include assessing individual needs, comparing policy options from multiple insurers, and assisting with the application process. Ongoing maintenance plans involve reviewing clients’ existing coverage to ensure it continues to meet evolving health and financial situations. The agency services clients who own single-family homes, apartments, retail spaces, and restaurants.
Homeowners, business owners, and individuals seeking financial security in St Louis Park, MN turn to Patrick Loree - State Farm Insurance Agent for long-term care insurance guidance. This agency helps clients plan for potential future care needs, offering policies that cover nursing home stays, assisted living, and home-based care. By assessing each client’s unique circumstances, the team recommends appropriate coverage options to protect assets and maintain independence. The agent also serves nearby communities throughout the western metro area, including the city of Hopkins.
Smart Stop Brokers serves St Louis Park, Minnesota, and the surrounding Twin Cities communities. It handles long-term care insurance policies designed to help cover the costs of extended care services at home or in a facility. The agency assists local families with this complex product by explaining different benefit structures and coverage options. A typical job begins with a consultation to assess the client’s asset protection goals, then progresses through a comparison of available plans to find a suitable policy.
At South Lake Agency Insurance Brokers - Saint Louis Park, consumers can choose between one-time consultations for a policy review or recurring service options for ongoing policy management. Their primary focus is helping residents of St Louis Park, MN, select long-term care insurance coverage that addresses future needs for assisted living or home health care. General expertise includes navigating complex policy details and comparing plans from multiple insurers. Service is available on an as-needed basis, with no requirement for scheduled appointments.
As specialists in long-term care insurance, Midwest Secure Retirement guides clients in St Louis Park, Minnesota through the process of protecting assets from the high costs of care. The agency works with individuals and families to evaluate policy options, whether for home health aides, assisted living, or nursing home coverage. A key area of seasonal focus is helping those nearing retirement adjust their financial plans during open enrollment periods, ensuring they secure coverage before age-related premiums rise.
As winter weather increases the risk of slips and falls among seniors in St Louis Park, many families seek financial protection against potential long-term care needs. One Stop Insurance provides guidance on policies that cover nursing homes, assisted living, and home-based care. The agency helps local residents compare plans to manage future health costs without depleting savings. Every consultation begins by reviewing a client’s current health status and financial situation to recommend suitable coverage options, followed by a personalized assessment of policy terms and benefit triggers.
Wise Choice Insurance Services Inc serves clients in the St Louis Park area by guiding them through their long-term care protection options. The company specializes in helping individuals and families understand policies that cover extended health needs beyond basic medical coverage. As a long-term care insurance agent, it works with customers to evaluate their current situations and potential future requirements. This office can assist professionals working in offices, those managing warehouses, and employees within the food service industry.
Scott Mobley Agency Inc. American Family Insurance, located in St. Louis Park, MN, is known for providing long-term care insurance solutions to local residents. Its service range covers needs from policy clarification to enrollment for those planning future care expenses. Clients often seek assistance navigating the complexities of protecting assets against the high costs of extended care services. The agency works with individuals and families to identify suitable coverage options. As a specialty service, it can add on discussions regarding how long-term care policies interact with existing retirement income strategies.
Patrick Lilly Insurance Agency serves St Louis Park, Minnesota, clients seeking long-term care insurance for residential needs, including care in one’s home or a senior living facility. The agency also provides commercial long-term care coverage options for area businesses. Its service area encompasses the greater Twin Cities region, assisting individuals with policy selection and application guidance. The office encourages clients to schedule follow-up appointments for annual policy reviews between regular service visits to adjust coverage as needed.
What Does a a Long-Term Care Insurance Agent in St Louis Park Cost?
Long-term care insurance premiums in Minnesota vary based on age, health, benefit amount, and policy type. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while older applicants pay more. Costs also depend on inflation protection and elimination period choices. This is general information, not insurance advice.
About long-term care insurance agents in St Louis Park
Long-term care insurance agents in St Louis Park help residents plan for future care needs. Minnesota has a unique Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these state-specific policies work and compare options from multiple carriers.
Frequently Asked Questions
What does a long-term care insurance agent in St Louis Park do?
An agent helps you understand policy features, costs, and benefit options. They can explain Minnesota Partnership plans and how they coordinate with state Medicaid rules. Agents also assist with comparing quotes from different insurance companies.
Does Minnesota have special rules for long-term care insurance?
Yes, Minnesota offers the Partnership for Long-Term Care program. This program lets you keep a portion of your assets equal to what your policy pays out, even if you later need Medicaid. Agents can help you determine if a Partnership policy is right for you.
How do I choose a long-term care insurance agent in St Louis Park?
Look for an agent licensed in Minnesota with experience in long-term care policies. Ask about their familiarity with state-specific programs like the Minnesota Partnership. Check that they represent multiple insurance carriers to give you a range of options.
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