The top-rated long-term care insurance agent in Bayonne, New Jersey is The Four Corners Agency, rated 4.9 stars across 422 reviews. Other highly rated options include Dominick Abramo - State Farm Insurance Agent, Rose Kellner: Allstate Insurance, Perfect Home Care. This directory lists 14 long-term care insurance agents serving Bayonne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Four Corners Agency | 497 Broadway #9 | (732) 285-2539 |
| 2 | Dominick Abramo - State Farm Insurance Agent | 409 Broadway | (973) 509-0360 |
| 3 | Rose Kellner: Allstate Insurance | 315 Broadway | (201) 339-1404 |
| 4 | Perfect Home Care | 473 Broadway Ste 402 | (201) 455-5100 |
| 5 | Bayonne Transoceanic, Inc. | 620 Broadway | (201) 437-3900 |
| 6 | Kouvel Insurance Associates | 772 Broadway | (201) 455-3050 |
| 7 | Longo Agency Inc | 916 Broadway | (201) 437-0900 |
| 8 | Julius A. Rose Insurance Agency | 194 Broadway | (201) 436-7600 |
| 9 | State Farm: Joe Brogan | 599 Broadway | (201) 339-8100 |
| 10 | AMIRSURANCE AGENCY LLC | 636 Avenue C | (908) 242-8548 |
The Four Corners Agency serves the Bayonne metropolitan area as a provider of long-term care insurance guidance. It focuses exclusively on helping clients understand policies that cover assistance with daily activities like bathing and dressing. The agent works with individuals planning for future care needs, including those seeking coverage for nursing home stays. This agency specifically handles policy comparisons for home health aide benefits and assisted living facility coverage.
Dominick Abramo - State Farm Insurance Agent provides a range of services focused on long-term care insurance plans for clients in Bayonne, New Jersey. Service plans include coverage for in-home care, assisted living, and nursing facility expenses, with ongoing policy maintenance support to help adjust benefits as needs change over time. Annual plan reviews are available to ensure alignment with current health circumstances. The agency serves residents of local single-family homes, apartments, retail spaces, and restaurants.
Homeowners and individuals in Bayonne, New Jersey, planning for future healthcare needs turn to Rose Kellner: Allstate Insurance for long-term care insurance guidance. This agency helps clients understand coverage options that protect assets and ensure access to necessary care, whether at home or in a facility. Policies are designed to address the substantial costs associated with extended care services common in the region. The agency also serves residents seeking similar financial protection in neighboring communities throughout Hudson County and the greater Jersey City metro area.
Perfect Home Care serves the city of Bayonne, New Jersey, and the surrounding Hudson County communities, handling long-term care insurance policies for local residents. It helps clients understand coverage options for nursing home, assisted living, and home-based care expenses. The agency guides individuals through the often complex process of selecting a suitable policy, evaluating benefit periods and daily coverage amounts. For a typical job, it first assesses a client's health and financial situation before recommending specific plans that align with their long-term care needs.
Some long-term care insurance agents offer a one-time policy review, while others provide ongoing service to adjust coverage as needs change. Bayonne Transoceanic, Inc. in Bayonne, NJ assists clients in selecting plans that help cover nursing home care, home health aides, and assisted living expenses. Their services help protect savings from extended care costs. Policy review and plan updates run on an as-needed basis.
As families in Bayonne plan for the rising costs of extended care, many seek guidance on protecting their retirement savings. Kouvel Insurance Associates in Bayonne helps individuals evaluate these risks by explaining long-term care insurance policies and the benefits of advance coverage. The agency works closely with clients to understand how different plans can support home care or nursing facility needs during retirement years. An initial assessment typically begins with a review of assets and health history to outline possible coverage options.
Longo Agency Inc specializes in helping clients secure long-term care insurance policies that cover nursing home, assisted living, and home health care expenses. As a local agent in Bayonne, NJ, it provides guidance through the process of evaluating coverage options and navigating insurance applications. The agency also assists with policy reviews to ensure benefits align with changing long-term care needs. During open enrollment periods, it helps individuals address concerns about future care costs and protecting retirement assets.
Julius A. Rose Insurance Agency operates as a long-term care insurance agent, helping individuals in Bayonne, New Jersey, plan for future care needs. The firm specializes in policies that cover assisted living, nursing home stays, and home health care expenses. It works with clients to evaluate their asset protection requirements and understand policy options for coverage of extended medical services in later life. The agency also assists local businesses, including small offices, warehouses, and food service operations, in offering long-term care benefits as part of their employee benefit packages.
As a long-term care insurance agent in Bayonne, NJ, State Farm: Joe Brogan provides residential service to individuals planning for future care needs. Commercial coverage is also available for businesses seeking to protect their assets and staff. The agency serves clients throughout Bayonne and the surrounding Hudson County area. Policies are tailored to cover services such as nursing home stays or in-home assistance. A thorough review of each client’s situation allows for clear recommendations that are revisited and adjusted during regular visits.
AMIRSURANCE AGENCY LLC in Bayonne, New Jersey, is known for helping individuals plan for the financial impact of extended personal care needs. The agency assists clients in evaluating insurance policies that cover services like nursing home care and in-home assistance. By comparing different policy structures, they help align financial safeguards with local healthcare costs. Their service range also facilitates consultations on benefit triggers and elimination periods. As a specialty add-on, the agency can advise on incorporating inflation protection options into a policy.
What Does a a Long-Term Care Insurance Agent in Bayonne Cost?
Typical long-term care insurance premiums in New Jersey range from 1500 to 5000 per year depending on your age health and chosen benefits. A 55 year old might pay 2000 annually for a policy with a 150 daily benefit and a 3 year benefit period. Costs are higher for older applicants and those with health conditions. This is general information and not insurance advice.
About long-term care insurance agents in Bayonne
A long-term care insurance agent in Bayonne New Jersey helps residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents guide clients through policy choices that fit their budget and health situation.
Frequently Asked Questions
What does a long-term care insurance agent in Bayonne do?
An agent helps you compare policies from different insurers. They explain coverage details like daily benefit amounts and elimination periods. They also advise on how a policy interacts with New Jersey Medicaid rules.
Is long-term care insurance required in New Jersey?
No, long-term care insurance is not required by law in New Jersey. However, it can help protect your savings if you need care. The New Jersey Partnership program offers special asset protection for qualified policies.
How much does long-term care insurance cost in New Jersey?
Costs vary by age health and benefit level. For a healthy 55 year old a policy may cost 1500 to 3000 per year. Premiums can increase over time and are based on your specific case.
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