The top-rated long-term care insurance agent in Egg Harbor Township, New Jersey is Stan Malcolm Jr - State Farm Insurance Agent, rated 4.9 stars across 183 reviews. Other highly rated options include Tim Noel - State Farm Insurance Agent, Chris Ferry Insurance Agency - Auto Insurance, Homeowners Insurance, Business Insurance - Egg Harbor Township, New Jersey, 1st Choice Insurance NJ. This directory lists 10 long-term care insurance agents serving Egg Harbor Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stan Malcolm Jr - State Farm Insurance Agent | Stan Malcolm State Farm Agency, 5046 English Creek Ave | (609) 646-6692 |
| 2 | Tim Noel - State Farm Insurance Agent | 3069 English Creek Ave Suite 102 | (609) 569-7575 |
| 3 | Chris Ferry Insurance Agency - Auto Insurance, Homeowners Insurance, Business Insurance - Egg Harbor Township, New Jersey | 501 Zion Rd #18 | (609) 653-6600 |
| 4 | 1st Choice Insurance NJ | 6801 Old Egg Harbor Rd | (609) 325-2701 |
| 5 | Secure Insurance NJ | 673 Zion Rd | (609) 875-1295 |
| 6 | burlcojif | 6745 Black Horse Pike | (862) 385-1584 |
| 7 | ABCO Insurance Agency | 6701 Black Horse Pike | (609) 641-5600 |
| 8 | Stuhltrager Agency, LLC | 6680 Washington Ave | (609) 270-1860 |
| 9 | Aflac Insurance Agent: Jeanne Jennetta | 44 Grimes Ct | (843) 655-1623 |
| 10 | Innovative Risk Solutions Inc | 3330 Bargaintown Rd | (609) 927-7475 |
Stan Malcolm Jr - State Farm Insurance Agent serves Egg Harbor Township and the surrounding Atlantic County areas, focusing on long-term care insurance planning for local residents. This agency helps clients prepare for future extended care needs, including assisted living or home health care costs. Policies offered through State Farm can help protect personal savings and assets in an evolving healthcare landscape. Additionally, the agency provides options addressing inflation-adjusted coverage and customized policy durations.
Tim Noel - State Farm Insurance Agent in Egg Harbor Township, NJ provides long-term care insurance services, including policy review and plan selection assistance. Ongoing service plans involve annual coverage assessments and help with claims support. The company helps clients prepare for future care needs by structuring policies that address long-term health expenses. Its services are available for single-family homes, apartments, retail, and restaurants.
Chris Ferry Insurance Agency in Egg Harbor Township, New Jersey serves homeowners, businesses, and property managers who need protection for their assets and income. As a long-term care insurance agent, it helps clients plan for future care needs that standard health or disability policies do not fully address. The agency works with individuals and families seeking to preserve savings while covering assisted living, home health aides, or nursing home costs. The company also serves clients throughout Atlantic County and the neighboring communities of Pleasantville and Northfield.
1st Choice Insurance NJ serves Egg Harbor Township and the surrounding communities in Atlantic County, handling comprehensive long-term care insurance policies for local residents. It works with clients to select plans that address potential future needs for nursing home, assisted living, and home health care expenses. The company typically begins each engagement by evaluating a client’s age, health status, and financial situation. It then presents appropriate policy options and assists with the application process, ensuring coverage aligns with individual planning goals.
Secure Insurance NJ specializes in matching clients with long-term care insurance policies that cover needs such as in-home care, assisted living, and nursing facility stays. Serving Egg Harbor Township and surrounding areas, the agency assists individuals in creating strategies for protecting assets against the high costs of extended care. It also helps clients understand policy features like inflation protection and benefit eligibility periods. As flu season approaches, the agency can help navigate waiting periods associated with unexpected health declines.
As coastal New Jersey residents plan for retirement, many wonder how to afford potential future care without exhausting their savings. The team at burlcojif in Egg Harbor Township meets this need by guiding clients through available long-term care insurance options tailored to individual circumstances. They explain how such policies can help cover assisted living, home health aides, or nursing home expenses. After discussing current health and financial goals, they proceed to evaluate each person's eligibility through an initial assessment and preliminary benefit review.
Navigating the difference between one-time policy consultations and scheduled reviews is vital for long-term care planning, as ABCO Insurance Agency addresses both ongoing coverage needs and future potential care costs. This agency in Egg Harbor Township, NJ evaluates individual circumstances to explain coverage options such as daily benefit amounts and inflation protection. Serving local residents, they clarify complex policy details and policyholder eligibility. Their service operates on a one-time or as-needed basis based upon each client request.
Stuhltrager Agency, LLC helps clients in the Egg Harbor Township area plan for future care needs through long-term care insurance. The agency specializes in this specific type of coverage, which can assist with expenses not typically paid by standard health insurance or Medicare. Advisors focus on guiding individuals through policy options that may protect assets and provide access to home care or facility-based services. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.
Aflac Insurance Agent Jeanne Jennetta serves clients in Egg Harbor Township, New Jersey, offering long-term care insurance to help individuals plan for future personal and health-related needs. Residential coverage is provided for local policyholders, and commercial insurance options are also available throughout the surrounding area. She assists families in exploring benefit structures and care scenarios during consultations. Follow-up service is consistently provided between regular visits to review policy changes or address new questions regarding long-term care needs.
Innovative Risk Solutions Inc, based in Egg Harbor Township, NJ, is known for helping clients in the local region navigate the complexities of long-term care insurance. The company focuses on evaluating individual needs for coverage that protects assets from the high cost of extended care services. It provides access to various policy options designed for nursing home, assisted living, and in-home care. As a specialty add-on, the firm can assist clients with the integration of a hybrid life insurance policy into their long-term care strategy.
What Does a a Long-Term Care Insurance Agent in Egg Harbor Township Cost?
Long-term care insurance agent services in Egg Harbor Township typically do not charge a separate fee. Agents earn commissions from insurance carriers which are included in your premium. Policy premiums for New Jersey residents vary widely. A 55 year old in good health might pay 2000 to 3000 dollars per year for a policy with 150 dollars daily benefit and 3 year term. Costs increase for older applicants or those with health issues. This is general information not insurance advice.
About long-term care insurance agents in Egg Harbor Township
A long-term care insurance agent in Egg Harbor Township helps residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to benefits paid. Agents can explain how this program works with local facilities in Atlantic County.
Frequently Asked Questions
What does a long-term care insurance agent in Egg Harbor Township do?
An agent helps you compare policies from multiple carriers to find coverage that fits your budget and health needs. They explain New Jersey specific rules like the Partnership program and tax deductions. They also guide you through the application and underwriting process.
How does the New Jersey Partnership for Long-Term Care work?
This state program lets you keep assets equal to the amount your policy pays in benefits. For example if your policy pays 100000 dollars you can keep 100000 dollars in assets and still qualify for Medicaid. An agent can explain how this protects your savings.
What is the average cost of long-term care insurance in New Jersey?
Costs vary by age health and coverage amount. A typical policy for a 55 year old in New Jersey may cost between 1500 and 3500 dollars per year. Premiums increase with age and health conditions so buying earlier can lock in lower rates.
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