The top-rated long-term care insurance agent in Edison, New Jersey is Globe Life American Income Division: Moore Sodan Organization, rated 4.9 stars across 1,531 reviews. Other highly rated options include Millennium Insurance Agency LLC: Allstate Insurance, Jodi Schoenlank - State Farm Insurance Agent, Hua (Henry) Yang: Allstate Insurance. This directory lists 15 long-term care insurance agents serving Edison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Moore Sodan Organization | 450 Raritan Center Pkwy suite a | (732) 225-6190 |
| 2 | Millennium Insurance Agency LLC: Allstate Insurance | 540 US-1 | (732) 884-6223 |
| 3 | Jodi Schoenlank - State Farm Insurance Agent | 1941 Oak Tree Rd #103 | (732) 548-6040 |
| 4 | Hua (Henry) Yang: Allstate Insurance | 1967 NJ-27 Ste 28 | (732) 287-0767 |
| 5 | Allen Freeman Insurance Agency | 629 Amboy Ave Suite 302 | (732) 634-7114 |
| 6 | Pratibha Katariya: Allstate Insurance | 1093 Inman Ave | (732) 548-9035 |
| 7 | UnitedHealthcare | 1715 NJ-27 | (800) 801-1900 |
| 8 | Ever Safe Health Insurance | 3910 Park Ave | (732) 820-3346 |
| 9 | New York Life Insurance Agent | 379 Thornall St | (732) 744-3769 |
| 10 | NJ Group Services | 22 Meridian Rd Unit 16 | (732) 548-8700 |
Globe Life American Income Division, the Moore Sodan Organization, serves the Edison, New Jersey, metro area and surrounding Middlesex County. It focuses on helping individuals secure long-term care insurance to protect assets and cover the costs of extended nursing or in-home support. The agency guides clients through policy options tailored to local healthcare needs and facility expenses. It handles initial plan consultations and ongoing policy reviews for policyholders in this region.
Millennium Insurance Agency LLC: Allstate Insurance in Edison, NJ offers long-term care insurance policies that help individuals prepare for future care needs. The agency assists clients in selecting coverage options and provides ongoing policy reviews to ensure plans remain aligned with changing health and financial circumstances. It also helps with beneficiary updates and claim guidance. The agency serves local households, including single-family homes and apartments, as well as commercial properties such as retail businesses and restaurants.
Jodi Schoenlank - State Farm Insurance Agent in Edison, NJ, serves homeowners, families, and individuals seeking protection for their future care needs. The agency specializes in long-term care insurance policies designed to help clients manage the costs of extended medical or personal care in the home or a facility. It also offers guidance on coverage options that preserve savings and provide flexibility. Serving customers throughout Middlesex County, the office extends its long-term care planning services to communities in the nearby New Brunswick area.
Hua (Henry) Yang: Allstate Insurance in Edison, NJ helps clients understand the difference between a single long-term care policy, paid once, and recurring premium policies that require ongoing payments. Coverage is tailored to pay for care in a facility or at home during extended illness or disability. This local agent guides individuals through plan options to protect assets from high care costs. Service runs on an as-needed basis, whether for an initial consultation or a policy review upon life changes.
Allen Freeman Insurance Agency specializes in providing long-term care insurance solutions for individuals and families in the Edison, New Jersey area. It works with clients to understand the various policy options available for covering future assisted living, home health, or nursing facility expenses. The agency aims to help people protect their assets and maintain independence as they age. As the colder months approach, it particularly assists clients with reviewing coverage ahead of seasonal mobility challenges that can increase care needs.
Located in Edison, New Jersey, Pratibha Katariya: Allstate Insurance serves clients across Edison and the surrounding Middlesex County communities. The agency handles long-term care insurance, helping individuals plan for future care needs that are not covered by standard health plans. It provides guidance on policy options that can assist with expenses from nursing homes or home health aides. When working with clients, the agency first reviews personal circumstances, then presents suitable policy features to align with each family’s financial goals and care preferences.
As the colder months approach in Edison, many residents consider how to afford potential long-term care needs. UnitedHealthcare provides guidance on insurance policies designed to cover such future costs. Its agents help individuals evaluate available plans from this national carrier to fit local budgets. The company meets with clients in their homes or at its Edison office to review contract details and eligibility requirements. A typical first step is an assessment of personal assets and health history during a complimentary consultation.
Ever Safe Health Insurance serves residents in and around Edison, New Jersey, with long-term care coverage to help protect personal assets against the high costs of extended nursing or home-based assistance. The agency also advises local businesses on employee long-term care benefit options. Their service area includes Edison and the surrounding Middlesex County communities. For existing clients, the agency routinely reviews policy changes during annual health check-ins and coordinates benefit adjustments between regular enrollment visits to ensure continued appropriate coverage.
New York Life Insurance Agent in Edison, NJ helps individuals plan for the financial impact of extended health needs. It focuses specifically on long-term care insurance policies to cover services not paid by standard health plans or Medicare. The agency serves a range of commercial clients, including small office staffs, warehouse operations, and food service businesses seeking coverage solutions.
NJ Group Services in Edison, NJ is known for guiding clients through the complexities of long-term care insurance as a dedicated local agent. The company helps individuals assess their future care needs and compare policy options from major carriers to protect assets and maintain independence. It works with both pre-retirees and older adults seeking coverage for home care or facility stays. A specialty service it can add on is policy cost-comparison analysis to find the most suitable premium structure.
What Does a a Long-Term Care Insurance Agent in Edison Cost?
In New Jersey, long-term care insurance premiums vary by age and health. A typical annual premium for a 55-year-old can range from 1,500 to 3,000 dollars. For a 65-year-old, the cost may be 2,500 to 5,000 dollars per year. These are estimates only. This is general information and not insurance advice.
About long-term care insurance agents in Edison
Long-term care insurance agents in Edison, New Jersey help residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. These agents can explain how state rules affect coverage and premiums.
Frequently Asked Questions
What does a long-term care insurance agent in Edison do?
An agent helps you compare policies from different insurers. They explain coverage for home care, assisted living, and nursing homes. They also guide you on New Jersey specific rules like the Partnership program.
How do New Jersey laws affect long-term care insurance?
New Jersey requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a Partnership program that lets you keep assets equal to the benefits paid by your policy. An agent can explain these options.
When should I buy long-term care insurance in New Jersey?
Most people buy it in their 50s or early 60s when premiums are lower. New Jersey does not have a specific age limit, but health issues can make it harder to qualify. An agent can help you find a suitable time.
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