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Find Long-Term Care Insurance Agents Near You in Englewood, NJ

Browse long-term care insurance agents serving Englewood, New Jersey. Updated 2026-07-14.

The top-rated long-term care insurance agent in Englewood, New Jersey is Lori Ramil - State Farm Insurance Agent, rated 5.0 stars across 113 reviews. Other highly rated options include Birtwhistle & Livingston Inc, Right Insurance LLC, Comprehensive Policy Place. This directory lists 11 long-term care insurance agents serving Englewood.

Showing 11 long-term care insurance agents in Englewood, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lori Ramil - State Farm Insurance Agent105 N Dean St(201) 408-5070
2Birtwhistle & Livingston Inc71 E Palisade Ave(201) 568-5001
3Right Insurance LLC542 Grand Ave(201) 283-0914
4Comprehensive Policy Place5 E Palisade Ave(551) 239-6941
5Cereijo & Associates, Inc.62 Engle St(201) 627-4936
6Sangjong Ju: Allstate Insurance40 N Van Brunt St Ste 20(201) 308-9040
7Dan DeSimone - State Farm Insurance Agent105 N Dean St(201) 768-7283
8Way to Care Community Service, Corp101 W Palisade Ave 2nd Floor, Suite C(347) 901-3140
9Royale Insurance62 Engle St(201) 894-8299
10ChambersofNJHealthcare25 Rockwood Pl #210
LR
105 N Dean St
Lori Ramil - State Farm Insurance Agent
Long-Term Care Insurance Agent · Englewood, NJ

Lori Ramil - State Farm Insurance Agent serves Englewood, New Jersey, and the surrounding Bergen County area, offering long-term care insurance solutions. The agency helps clients plan for future care needs by providing policies that cover services like home health aides and assisted living facility costs. These plans are designed to protect savings and ensure access to quality care. The agency specifically handles long-term care policy evaluations and personalized policy selection assistance.

BL
71 E Palisade Ave
Birtwhistle & Livingston Inc
Long-Term Care Insurance Agent · Englewood, NJ

Birtwhistle & Livingston Inc provides long-term care insurance planning services to clients in the Englewood area. The agency guides individuals through policy selection, coverage comparisons, and application processes for nursing home, home health, and assisted living protection. Its ongoing support includes policy reviews, claims assistance, and plan adjustments as health needs or financial circumstances change. The company serves clients residing in single-family homes and apartments, as well as business owners managing retail outlets and restaurants requiring employee benefit coordination.

RI
542 Grand Ave
Right Insurance LLC
Long-Term Care Insurance Agent · Englewood, NJ

Residents and homeowners in Englewood, New Jersey, planning for their financial future come to Right Insurance LLC for long-term care insurance guidance. The agency helps clients explore coverage options that protect assets and provide access to essential care services as they age. Their work involves explaining policy features, comparing plan benefits, and assisting with the application process to find suitable protection against rising care costs. This long-term care insurance agent also serves families throughout Bergen County, including the neighboring community of Teaneck and other nearby towns in the metro area.

CP
5 E Palisade Ave
Comprehensive Policy Place
Long-Term Care Insurance Agent · Englewood, NJ

Comprehensive Policy Place serves clients in Englewood, New Jersey, and the surrounding Bergen County communities. The agency handles long-term care insurance coverage, helping individuals plan for potential care needs that are not covered by standard health insurance or Medicare. It offers policies that can protect personal assets while ensuring access to necessary support services. To handle a typical job, the agent first assesses a client’s financial situation and health history, then compares options from multiple insurers to recommend a suitable policy.

CA
62 Engle St
Cereijo & Associates, Inc.
Long-Term Care Insurance Agent · Englewood, NJ

Cereijo & Associates, Inc., based in Englewood, New Jersey, offers both comprehensive policy comparisons for initial planning and ongoing support to adjust coverage as needs change. These long-term care insurance agents help clients evaluate specific plans that cover in-home care, assisted living, or skilled nursing services, depending on individual health and financial circumstances. The company responds to inquiries and policy management requests primarily on an as-needed basis, coordinating directly with clients when new options or benefit guidance are required.

SJ
40 N Van Brunt St Ste 20
Sangjong Ju: Allstate Insurance
Long-Term Care Insurance Agent · Englewood, NJ

Sangjong Ju: Allstate Insurance specializes in long-term care insurance, offering policies that help seniors cover extended nursing or home-care needs. The company serves Englewood and surrounding communities by guiding clients through coverage options that protect assets and family stability. With the rising costs of care in New Jersey, this agency assists families in planning for an unexpected health decline or injury that requires ongoing support. It addresses seasonal concerns like winter-related falls, which can suddenly necessitate short-term rehabilitation or long-term care arrangements.

DD
105 N Dean St
Dan DeSimone - State Farm Insurance Agent
Long-Term Care Insurance Agent · Englewood, NJ

As the financial and health-related concerns of older adults in Englewood increase with each passing season, many local families seek guidance for funding future care. Dan DeSimone - State Farm Insurance Agent provides professional assistance with long-term care insurance options. Each client consultation explores individual circumstances and policy features designed for extended care needs. The process helps explain coverage costs and benefit structures typical for Englewood residents evaluating protection for home or facility care. An initial information review often serves as the practical first step before any commitment or policy selection begins.

WT
101 W Palisade Ave 2nd Floor, Suite C
Way to Care Community Service, Corp
Long-Term Care Insurance Agent · Englewood, NJ

Way to Care Community Service, Corp of Englewood, New Jersey provides long-term care insurance agent services to residents seeking coverage for in-home, assisted living, and nursing facility care. A full fleet of tested commercial policies is also managed to protect local small-business owners. Serving the greater Bergen County region, each client consultation develops a personalized policy assessment based on current health and future needs. Follow-up appointments between regular review cycles ensure coverage remains aligned with changing care requirements over time.

RI
62 Engle St
Royale Insurance
Long-Term Care Insurance Agent · Englewood, NJ

Royale Insurance, based in Englewood, New Jersey, is known for offering long-term care insurance agent services to local residents planning for future health needs. The company assists clients in evaluating various policy options that help cover extended nursing home, assisted living, or in-home care expenses. Its agents guide individuals through the often complex application process and explain state-specific regulatory requirements. For those seeking comprehensive protection, Royale Insurance can also provide consultations on pairing long-term care coverage with life insurance or annuity riders.

CH
25 Rockwood Pl #210
ChambersofNJHealthcare
Long-Term Care Insurance Agent · Englewood, NJ
FI
280-282 Grand Ave
Farmers Insurance - Samuel Chang
Long-Term Care Insurance Agent · Englewood, NJ
(201) 731-4314
agents.farmers.com/nj/englewood/samuel-chang

What Does a a Long-Term Care Insurance Agent in Englewood Cost?

Long-term care insurance premiums in New Jersey vary widely based on age health and benefit amount. A typical policy for a 55 year old might cost between 1,500 and 3,000 dollars per year. For a 65 year old the same coverage could cost 2,500 to 5,000 dollars annually. These ranges are estimates and your actual premium will depend on your specific situation. This is general information not insurance advice.

About long-term care insurance agents in Englewood

A long-term care insurance agent in Englewood New Jersey can help you plan for future care needs while protecting your savings. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Local agents understand the specific regulations and costs in Bergen County.

Frequently Asked Questions

What does a long-term care insurance agent in Englewood do?

An agent helps you compare policies from multiple carriers and find coverage that fits your budget and health needs. They explain New Jersey specific options like the Partnership program and inflation protection riders.

Is long-term care insurance required in New Jersey?

No, long-term care insurance is not required by law in New Jersey. However, it can help you avoid spending down assets to qualify for Medicaid. Some employers offer group policies as a voluntary benefit.

What is the New Jersey Partnership for Long-Term Care?

This is a state program that lets you keep assets equal to the amount your policy pays out. If your policy pays 200,000 dollars in benefits you can keep 200,000 dollars in assets and still qualify for Medicaid. Only Partnership approved policies qualify.

Long-Term Care Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.