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Find Long-Term Care Insurance Agents Near You in East Hanover, NJ

Browse long-term care insurance agents serving East Hanover, New Jersey. Updated 2026-07-14.

The top-rated long-term care insurance agent in East Hanover, New Jersey is James Semko - State Farm Insurance Agent, rated 4.9 stars across 318 reviews. Other highly rated options include DeStefano Insurance Agency, Tim Crosby - State Farm Insurance Agent, Kam K Yuen LLC - Golden Insurance Services. This directory lists 11 long-term care insurance agents serving East Hanover.

Showing 11 long-term care insurance agents in East Hanover, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1James Semko - State Farm Insurance Agent434 Ridgedale Ave #9(973) 884-2300
2DeStefano Insurance Agency460 Ridgedale Ave Suite 4(973) 797-2500
3Tim Crosby - State Farm Insurance Agent50 NJ-10 Ste 2F(862) 701-5400
4Kam K Yuen LLC - Golden Insurance Services36 NJ-10 A(862) 812-5359
5Farmers Insurance - Klajd Gazulli470 Ridgedale Ave(973) 585-6559
6Family First Life Tri-State120 Eagle Rock Ave #210(973) 243-0809
7Prudential Insurance Co383 Ridgedale Ave(973) 834-8162
8Vidal Insurance Agency422B Ridgedale Ave(973) 428-8200
9S&P Insurance Agency8 Dogwood Ln(973) 515-4434
10Prudential | Rose Decastro | Life Insurance & Financial Services120 Eagle Rock Ave(201) 532-6686
JS
434 Ridgedale Ave #9
James Semko - State Farm Insurance Agent
Long-Term Care Insurance Agent · East Hanover, NJ

James Semko - State Farm Insurance Agent serves the East Hanover, New Jersey area, offering long-term care insurance solutions. This agency helps local residents plan for future care needs that may arise from chronic illness, disability, or aging. As a local representative, the agent provides guidance on coverage options that protect assets and ensure access to quality care. The agency specializes in customizing long-term care policies tailored to individual health and financial circumstances. It handles plan selection support and provides ongoing policy reviews for changing needs.

DI
460 Ridgedale Ave Suite 4
DeStefano Insurance Agency
Long-Term Care Insurance Agent · East Hanover, NJ

DeStefano Insurance Agency provides comprehensive long-term care insurance guidance and policy placement for clients in East Hanover, New Jersey, and the surrounding area. The agency helps individuals evaluate various coverage options and plan for future care needs through individualized consultations. Its ongoing client support includes annual policy reviews and assistance with claims coordination to ensure coverage adapts to changing circumstances. The agency serves single-family homeowners, apartment residents, retail businesses, and restaurants requiring protection for their personal assets and operational continuity.

TC
50 NJ-10 Ste 2F
Tim Crosby - State Farm Insurance Agent
Long-Term Care Insurance Agent · East Hanover, NJ

Tim Crosby with State Farm in East Hanover, New Jersey serves local homeowners and families planning for future health needs. An agent in this role assists clients in understanding their long-term care insurance options, which can provide financial protection for assisted living or in-home care. These policies are designed to help cover daily support expenses not typically included in standard health coverage. The agent also works with those seeking to incorporate such planning into a broader retirement strategy. Service extends throughout the East Hanover area and into neighboring Morris Plains.

KK
36 NJ-10 A
Kam K Yuen LLC - Golden Insurance Services
Long-Term Care Insurance Agent · East Hanover, NJ

Kam K Yuen LLC - Golden Insurance Services serves clients in East Hanover, New Jersey, and the surrounding communities throughout the region. It handles long-term care insurance policies that help cover the costs of extended nursing home stays, assisted living, and in-home care. The company works directly with individuals and families to explain available coverage options and policy benefits. For a typical job, it reviews a client’s personal financial situation and health history to recommend an appropriate plan tailored to their specific long-term care needs.

FI
470 Ridgedale Ave
Farmers Insurance - Klajd Gazulli
Long-Term Care Insurance Agent · East Hanover, NJ

For long-term care insurance, customers choose between one‑time service—such as a single policy review—and recurring options like periodic plan adjustments and annual needs assessments. Farmers Insurance - Klajd Gazulli in East Hanover, NJ, assists local residents with exploring coverage that protects assets against rising care costs. The agent advises individuals on policy features, including benefit periods and daily benefit amounts, to match their long‑term plans. Service runs on either a one‑time or as‑needed basis, with no recurring schedule unless the client requests follow‑up consultations.

FF
120 Eagle Rock Ave #210
Family First Life Tri-State
Long-Term Care Insurance Agent · East Hanover, NJ

Family First Life Tri-State specializes in helping individuals find suitable long-term care insurance coverage, addressing needs for nursing home, assisted living, and in-home care expenses. Serving the East Hanover, New Jersey area, the agency works with clients to review policy options that protect savings from the high cost of extended medical support. As winter approaches, it assists families concerned about planning for care needs that often arise after seasonal illnesses or mobility challenges.

PI
383 Ridgedale Ave
Prudential Insurance Co
Long-Term Care Insurance Agent · East Hanover, NJ

As winter approaches in northern New Jersey, many older residents begin evaluating how they would fund future extended care. Prudential Insurance Co in East Hanover, NJ, helps with such long-term care insurance decisions by explaining policy options and comparing plan features. The company guides clients through coverage structures that can address potential nursing home or home-health costs. An initial consultation typically begins with a straightforward review of the applicant’s current health profile and financial goals to determine a suitable policy approach.

VI
422B Ridgedale Ave
Vidal Insurance Agency
Long-Term Care Insurance Agent · East Hanover, NJ

Vidal Insurance Agency operates as a long-term care insurance agent in East Hanover, NJ, helping individuals plan for future health and personal support needs. The firm assists clients in evaluating policies that cover services like home care, assisted living, or nursing facility expenses. Adding coverage extensions for inflation protection or shared care benefits is common among its work. Vidal Insurance Agency serves local offices, warehouses, and food service businesses seeking to offer long-term care solutions for employees or owners.

SI
8 Dogwood Ln
S&P Insurance Agency
Long-Term Care Insurance Agent · East Hanover, NJ

S&P Insurance Agency, based in East Hanover, NJ, is known for guiding clients through the complexities of long-term care insurance. It helps individuals assess their future needs for extended medical or custodial care, offering a clear service range focused on personalized policy comparison and enrollment. This agency assists local families in understanding premium structures and benefit options to protect their assets. For an added layer of financial security, S&P Insurance Agency can also provide consultations on pairing long-term care policies with life insurance riders.

PR
120 Eagle Rock Ave
Prudential | Rose Decastro | Life Insurance & Financial Services
Long-Term Care Insurance Agent · East Hanover, NJ

Based in East Hanover, New Jersey, this agency provides long-term care insurance services for local residents needing to protect assets and manage care costs. Commercial clients in the surrounding area also receive guidance on employee benefits and retirement risk planning. Services cover East Hanover and nearby communities. The agent, Rose Decastro, focuses on life insurance and financial services options that integrate with long-term care needs. Clients typically follow up for policy reviews or adjustments, returning between regular visits to update coverage as personal circumstances evolve.

DI
14 Beach St
D A I Benefits Inc - Aflac Insurance Agent
Long-Term Care Insurance Agent · East Hanover, NJ
(201) 460-8670
local.aflac.com/d_a_i_benefits_inc/Agent

What Does a a Long-Term Care Insurance Agent in East Hanover Cost?

Long-term care insurance premiums in New Jersey vary by age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, premiums often range from $2,500 to $5,000 annually. Costs increase with inflation protection and shorter waiting periods. This is general information, not insurance advice.

About long-term care insurance agents in East Hanover

Long-term care insurance agents in East Hanover, New Jersey help residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents in East Hanover can guide you through options that meet state regulations and your personal budget.

Frequently Asked Questions

What does a long-term care insurance agent in East Hanover do?

An agent helps you compare policies from multiple insurers, explains coverage for home care and nursing facilities, and ensures the policy meets New Jersey Partnership requirements if you want asset protection.

Does New Jersey require a special license for long-term care insurance agents?

Yes. Agents must complete a one-time training course on long-term care insurance and continuing education every two years. This ensures they understand New Jersey laws and policy features.

What is the New Jersey Partnership for Long-Term Care program?

It is a state program that lets you keep assets equal to the amount your policy pays out. To qualify, you must buy a Partnership-certified policy from a licensed agent in New Jersey.

Long-Term Care Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.