The top-rated long-term care insurance agent in Elizabeth, New Jersey is Cuartas Insurance Agency, rated 4.9 stars across 569 reviews. Other highly rated options include UPIX INSURANCE, Angel Rodriguez - State Farm Insurance Agent, Zenith Agency LLC. This directory lists 15 long-term care insurance agents serving Elizabeth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cuartas Insurance Agency | 34 Rankin St | (908) 764-0271 |
| 2 | UPIX INSURANCE | 729 Edgar Rd | (908) 845-7722 |
| 3 | Angel Rodriguez - State Farm Insurance Agent | 902 2nd Ave | (908) 469-1432 |
| 4 | Zenith Agency LLC | 1000 Elizabeth Ave suite b | (908) 355-0070 |
| 5 | Dave Carrubba - State Farm Insurance Agent | 321 Rahway Ave | (908) 662-3300 |
| 6 | InsureOne Insurance | 1089 Elizabeth Ave #7 | (908) 452-7032 |
| 7 | RCX Insurance Agency | 847 E Jersey St | (908) 355-0111 |
| 8 | New Century Insurance Agency Brokerage | 443 Elizabeth Ave | (908) 576-6821 |
| 9 | MEDICARE ADVISORS INSURANCE GROUP LLC | 3 Broad St | (877) 255-0284 |
| 10 | Global Insurance Agency | 514 Westfield Ave #1 | (908) 469-8441 |
Cuartas Insurance Agency serves the Elizabeth, New Jersey, area and surrounding Union County as a long-term care insurance agent. The agency assists clients in understanding their future care needs and exploring coverage options. Long-term care insurance can help protect savings from the high costs of nursing home care or home health aides. The agency also guides families through policy comparisons and enrollment in plans that address chronic illness care.
UPIX Insurance provides a range of long-term care insurance services for individuals in Elizabeth, NJ, including policy selection assistance and coverage needs assessments. It offers ongoing plan maintenance and periodic policy reviews to help clients manage their benefits as circumstances evolve. The company also helps with claims filing support and navigating benefit eligibility requirements. Its services cover various client properties such as single-family homes, apartments, retail spaces, and restaurants.
Angel Rodriguez - State Farm Insurance Agent serves homeowners, business owners, and property managers in the Elizabeth, New Jersey area. It provides long-term care insurance policies to help clients plan for future care needs while protecting their savings. The agency assists with policy options that cover home care, assisted living, and nursing facility expenses, guided by community-specific needs. Individual consultations focus on explaining coverage terms and coordinating with existing financial plans. The coverage area also extends to nearby Linden.
Zenith Agency LLC in Elizabeth, NJ helps clients prepare for the financial impact of extended care. A single policy provides for either daily home health visits or recurring residential facility support. Coverage is designed to protect assets and reduce the burden on family members during chronic illness or disability. These plans are negotiated individually, and the agent clarifies the differences between lifetime benefit pools and inflation riders. Service runs strictly on a one-time, scheduled basis for policy setup and any future consultations.
Serving Elizabeth, New Jersey, and the surrounding communities, Dave Carrubba - State Farm Insurance Agent handles long-term care insurance policies for local residents. These policies are designed to help cover the costs of nursing homes, assisted living facilities, and in-home care. The agency evaluates each client’s financial situation and potential future care needs to recommend appropriate coverage options. It typically conducts a thorough needs assessment, explains policy details clearly, and assists with the application process.
As a dedicated long-term care insurance agent, InsureOne Insurance in Elizabeth, NJ assists individuals with policies that cover nursing home care, assisted living, and home health services. It works closely with clients to clarify coverage options and design plans suited to future personal and financial needs. The agency helps residents across the local region navigate the various terms and benefits of long-term care policies. This includes addressing common concerns like the potential for reduced savings during the fall and winter months when health issues often arise unexpectedly.
With the winter months often prompting families to evaluate future care options for aging parents in Union County, RCX Insurance Agency supports residents of Elizabeth in planning for long-term needs through professional policy guidance. The company reviews individual financial situations and health considerations to identify suitable long-term care insurance solutions that protect savings from escalating assisted living or nursing home costs. Potential clients can schedule a no-obligation initial consultation in the agency’s Elizabeth office to discuss protection strategies and begin the needs-assessment process.
New Century Insurance Agency Brokerage offers financial protection planning services for individuals in Elizabeth, NJ. The agency specializes in long-term care insurance solutions, helping clients manage future care costs through customized policy options. It advises on coverage strategies that address assisted living and home health expenses. The agency serves various commercial sectors, including corporate offices, industrial warehouses, and food service businesses.
MEDICARE ADVISORS INSURANCE GROUP LLC in Elizabeth, NJ, is known for connecting residents with long-term care insurance policies tailored to their future health needs. Its services help clients plan for potential extended care costs, including home health aides or assisted living facility expenses, while preserving savings and family assets. Navigating complex policy options requires clear guidance, which this agency provides for individuals assessing their long-term financial protection. For those seeking additional security, it can arrange coverage riders that adjust benefits for inflation.
Global Insurance Agency in Elizabeth, NJ, serves local residents by providing long-term care insurance coverage to help protect personal savings from the high costs of extended care. The agency also offers commercial long-term care insurance solutions for businesses in Elizabeth and the surrounding New Jersey communities. Clients receive assistance comparing policy options from multiple carriers to find suitable plans for their specific needs. The agent follows up with policyholders after each consultation to address any questions that arise between regular annual reviews.
What Does a a Long-Term Care Insurance Agent in Elizabeth Cost?
Long-term care insurance costs in New Jersey vary by age, health, and coverage level. A typical annual premium for a 55-year-old can range from $1,500 to $3,000 for a policy with a $150 daily benefit. Costs for a 65-year-old may be $2,500 to $5,000 per year. This is general information, not insurance advice.
About long-term care insurance agents in Elizabeth
Long-term care insurance agents in Elizabeth, New Jersey help residents plan for future care needs. New Jersey offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. An agent can explain how this program and other state rules affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Elizabeth do?
An agent helps you compare policies from different insurers. They explain coverage options, benefit triggers, and inflation protection. They also guide you on New Jersey specific rules like the Partnership program.
How does New Jersey Partnership for Long-Term Care work?
This program lets you buy a qualified policy that meets state standards. If you use the benefits, you can keep assets equal to the amount paid out. An agent can tell you which policies qualify.
Are there age limits for buying long-term care insurance in New Jersey?
Most insurers offer policies to people aged 18 to 84. Premiums are lower if you buy at a younger age. New Jersey law requires insurers to offer coverage to applicants up to age 79 for individual policies.
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