The top-rated long-term care insurance agent in Amelia, Ohio is Direct Auto Insurance, rated 4.8 stars across 87 reviews. Other highly rated options include Johnny Parsons Insurance, K. Davis Insurance Agency, Robert Nicely: Allstate Insurance. This directory lists 13 long-term care insurance agents serving Amelia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 1815 E Ohio Pike | (513) 685-9719 |
| 2 | Johnny Parsons Insurance | 199 W Main St | (513) 947-9999 |
| 3 | K. Davis Insurance Agency | 38 E Main St # D | (513) 797-9777 |
| 4 | Robert Nicely: Allstate Insurance | 1369 Ohio Pike Ste. 4 | (513) 843-7770 |
| 5 | ALLSET INSURANCE SERVICES, LLC | 1218 Ohio Pike | (513) 449-7006 |
| 6 | American Modern Insurance Group Inc | 7000 Midland Blvd | (800) 543-2644 |
| 7 | Campbell & Associates Insurance Agency, Inc | 190 W Main St | (513) 752-7722 |
| 8 | ExcellentPro Insurance agency OH | 1297 Ohio Pike | (513) 278-9866 |
| 9 | Matthew Hamrick American Family Insurance | 1324 OH-125 #201 | (513) 752-8387 |
| 10 | LynKy Insurance Benefits | 27 Eastridge Dr | (513) 843-4045 |
Direct Auto Insurance serves the Amelia, Ohio area as a Long-Term Care Insurance Agent. This agency assists local residents in planning for future healthcare needs through specialized coverage options. Long-term care policies help cover expenses such as nursing home stays, assisted living, and home health aides that traditional health plans often exclude. Agents here evaluate individual financial situations and health profiles to recommend suitable policy structures. The office specifically handles policy comparisons and benefit election guidance for clients exploring these protections.
Johnny Parsons Insurance provides long-term care insurance services for clients in Amelia, Ohio. The agency focuses on helping individuals plan for future care needs through personalized policy guidance. It assists with policy selection, initial enrollment, and benefit explanation to ensure coverage aligns with personal circumstances. Service plans include periodic policy reviews to address changing health situations and coverage adjustments. Maintenance plans provide ongoing support for policy inquiries and filing claims when care becomes necessary. The company services single-family homes, apartments, retail shops, and restaurants in the surrounding area.
K. Davis Insurance Agency serves individuals and families in the Amelia, Ohio area who are planning for the financial challenges of potential long-term care needs. The agency provides guidance on various long-term care insurance policy options designed to help cover expenses for extended nursing, assisted living, or in-home care. Its agent works with clients to review their personal health and retirement goals to identify suitable coverage. The agency also extends its service to residents in nearby communities such as Batavia and throughout the East Cincinnati metropolitan corridor.
Serving Amelia and the surrounding Ohio communities, Robert Nicely: Allstate Insurance handles long-term care insurance needs for local families. The agency assists clients in exploring coverage options that help protect assets while planning for future care expenses that are common in the region. In each consultation, the agent works to understand individual circumstances, explaining policy features such as benefit periods and daily coverage amounts. This office takes a straightforward approach to matching standard plan provisions with a client’s particular financial situation and care preferences.
ALLSET Insurance Services, LLC, operating in Amelia, OH, advises clients on the distinct advantages of one-time long term care policies versus recurring service options that provide ongoing coverage. Their role involves guiding individuals through the complex landscape of protecting assets and securing care benefits for future needs. The agency focuses on matching policy structures to personal financial plans and family health histories. Service to customers runs on an as-needed basis, with consultations arranged at the client’s request to review or update coverage.
American Modern Insurance Group Inc serves the metro area of Cincinnati and Clermont County from its location in Amelia, Ohio. It provides long-term care insurance agent services for local residents seeking financial protection and coverage planning associated with extended care needs. The agency assists clients in understanding policy options, benefits, and eligibility for long-term care policies. It specifically handles policy comparisons for individuals and couples, and manages claims assistance for policyholders in the region.
Campbell & Associates Insurance Agency, Inc. specializes in providing long-term care insurance coverage. The agency also offers guidance on navigating various policy options available within the Amelia, Ohio area. These policies help protect personal savings while ensuring access to necessary in-home or facility-based support. As families confront challenges related to aging or chronic illness, the agency assists with selecting coverage that accommodates changing care requirements, including transition options for sudden health events that occur during the winter months.
As retirement-aged residents of Amelia, Ohio, seek to protect their savings from the high costs of extended care, ExcellentPro Insurance agency OH provides guidance on long-term care insurance solutions. The agency assists clients in evaluating their personal health histories and financial goals to find appropriate coverage options for in-home care or nursing facility stays. An initial assessment typically begins with a confidential consultation to review current assets and future care preferences.
Matthew Hamrick American Family Insurance provides financial protection products to clients in the Amelia, Ohio area, specializing in solutions for long-term care needs. This agency helps individuals and families plan for future medical, personal, and custodial care expenses that are not covered by standard health plans or Medicare. Proper long-term care coverage can safeguard personal savings and provide access to necessary support services. The agency serves commercial sectors including local offices, warehouses, and food service businesses requiring customized benefits for their employees or facilities.
LynKy Insurance Benefits provides long-term care insurance services to residents of Amelia, Ohio. The company also offers related commercial insurance coverage for businesses in the surrounding area is available. Agents help clients plan for future care needs while protecting personal assets and family financial security. Follow-up support is provided between regular visits to ensure coverage continues to meet changing health and budget situations.
What Does a a Long-Term Care Insurance Agent in Amelia Cost?
Long-term care insurance premiums in Ohio vary by age, health, and coverage amount. A typical policy for a 55 year old can cost between $1,500 and $3,000 per year. For a 65 year old, premiums often range from $2,500 to $5,000 annually. Costs also depend on benefit period, daily benefit amount, and inflation protection. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
About long-term care insurance agents in Amelia
A long-term care insurance agent in Amelia, Ohio can help you understand policy options that cover home care, assisted living, and nursing home costs. Ohio law requires agents to provide a detailed outline of coverage and a shoppers guide before you buy a policy. Working with a local agent ensures you get a plan that fits your budget and health needs.
Frequently Asked Questions
What does a long-term care insurance agent in Amelia do?
An agent explains different policy types, helps you compare benefits and premiums, and guides you through the application process. They also ensure the policy meets Ohio disclosure requirements under Ohio Revised Code Section 3923.41.
How do I choose a long-term care insurance agent in Ohio?
Look for an agent licensed in Ohio with experience in long-term care insurance. Ask about their knowledge of Ohio Partnership for Long-Term Care policies, which offer asset protection if you need Medicaid later.
Are there Ohio specific rules for long-term care insurance?
Yes. Ohio law gives you a 30 day free look period to cancel a policy for a full refund. Insurers cannot deny coverage based on pre-existing conditions for more than 6 months. Agents must follow strict sales and disclosure rules.
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