The top-rated long-term care insurance agent in Boardman, Ohio is The Agent Insurance Services, rated 4.9 stars across 331 reviews. Other highly rated options include Kuchmaner Advisory Group, Monica Hoskins Agency LLC American Family Insurance, George Passas: Allstate Insurance. This directory lists 12 long-term care insurance agents serving Boardman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Agent Insurance Services | 6911 Bridgewood Dr | (330) 758-3339 |
| 2 | Kuchmaner Advisory Group | 1032 Boardman-Canfield Rd #101 | (330) 623-7891 |
| 3 | Monica Hoskins Agency LLC American Family Insurance | 7006 Market St | (330) 782-6100 |
| 4 | George Passas: Allstate Insurance | 1240 Boardman-Canfield Rd | (330) 726-1696 |
| 5 | Smotrila Insurance | 8286 South Ave Building A | (330) 953-3722 |
| 6 | Don Kniska - State Farm Insurance Agent | 1295 Boardman-Canfield Rd #1-B | (330) 758-8884 |
| 7 | Progressive Insurance - Claims Office | 955 Windham Ct Suite 200 | (800) 776-4737 |
| 8 | Ashton Insurance, Inc. | 725 Boardman-Canfield Rd P2 | (330) 726-5502 |
| 9 | Title Insurance LLC Ohio | 7623 Market St | (330) 249-3740 |
| 10 | Chase Agency, Inc. | 809 Kentwood Dr | (330) 726-3300 |
The Agent Insurance Services serves the Mahoning County area from its office in Boardman, Ohio. As a long-term care insurance agent, the company helps individuals plan for future custodial care needs at home or in a facility. These policies often cover assistance with daily living activities, such as bathing or dressing. The firm guides clients through policy options to protect assets against the high cost of extended care. It specifically handles both traditional long-term care plans and hybrid policies that combine life insurance with care benefits.
Kuchmaner Advisory Group, based in Boardman, OH, provides long-term care insurance guidance to help clients plan for future care needs. Its service approach includes reviewing policy options and explaining coverage features that support aging in place or facility-based care. The agency assists with policy maintenance by helping clients understand benefit triggers and filing procedures. This support helps ensure that coverage remains aligned with changing health requirements. Kuchmaner Advisory Group serves individual homeowners and renters as well as those living in apartments, condos, and senior residential communities.
Monica Hoskins Agency LLC American Family Insurance serves homeowners, families, and individuals in Boardman, Ohio, who need long-term care insurance coverage. The agency helps clients plan for future care needs by offering policies that protect assets and provide access to home health aides, assisted living, or nursing home services. Licensed agents guide customers through selecting appropriate benefit periods and daily coverage amounts based on their personal financial situations. The office also assists residents throughout greater Youngstown and nearby Mahoning County communities with their long-term care planning needs.
Serving Boardman and the surrounding Mahoning Valley communities, George Passas: Allstate Insurance handles long-term care insurance planning for local residents. This agency works with clients to explore coverage options that can help manage the costs of extended care at home or in a facility. The typical job involves reviewing an individual’s current financial situation and health considerations to recommend a suitable policy. To handle a typical case, the agency begins with a straightforward consultation to understand future needs before presenting available plan choices.
Smotrila Insurance provides guidance on long-term care insurance options for residents of Boardman, Ohio. Its agents help clients understand policy structures and coverage planning for future care needs. The company supports individuals and families by clarifying policy choices and navigating the application process. During periods when a client’s health or family situation shifts, it assists in reviewing existing coverage to address emerging needs and changing care requirements.
As autumn approaches and families in Boardman begin planning for future care needs, Don Kniska - State Farm Insurance Agent provides guidance on long-term care insurance options. This agency helps local residents understand how to protect assets while covering potential assisted living or in-home support costs. Policies from this office can supplement Medicare or personal savings for chronic illness situations. An initial consultation or policy review typically starts with a conversation about current health and financial goals.
For clients in and around Boardman, Ohio, this office distinguishes between policies covering a single short-term condition and those designed for recurring needs such as assistance with daily living activities. Coverage options help address the financial burden of extended care, whether at home or in a facility. The agency serves as a local resource for understanding plan benefits and filing claims related to long-term care insurance. Service runs on an as-needed basis, available when clients require guidance on their existing policies or need to initiate a new claim.
Ashton Insurance, Inc. in Boardman, OH provides guidance on long-term care insurance policies, helping individuals prepare for future care needs. The agency specializes in explaining coverage options and navigating the complexities of policy selection. Its services ensure clients understand potential benefits and plan accordingly. Ashton Insurance addresses the specific risk considerations for local businesses, including professional offices, industrial warehouses, and food service operations.
Title Insurance LLC Ohio serves residents in Boardman and the surrounding areas with long-term care insurance agent services, helping local families plan for future care needs. Commercial long-term care coverage is also available for businesses seeking to protect their employees. The agency provides ongoing assistance and policy adjustments during regular visits, ensuring clients receive follow-up support as their circumstances evolve. Repeat service is offered between scheduled appointments to address any changes or questions that may arise.
Chase Agency, Inc. in Boardman, OH is known for helping clients plan for the financial impact of extended care needs. The agency provides personalized long-term care insurance policy options to individuals and families throughout the local area. Agents work to match coverage plans with each client’s specific health and retirement goals. Specialty services often include guidance on hybrid life insurance policies that combine long-term care benefits with a death benefit.
What Does a a Long-Term Care Insurance Agent in Boardman Cost?
Long-term care insurance premiums in Ohio vary based on age, health, and coverage level. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year. For a 65-year-old, premiums can range from 2,500 to 5,000 dollars annually. The Ohio Partnership program may offer lower rates for certain plans. This is general information and not insurance advice. Always consult a licensed agent for your specific situation.
About long-term care insurance agents in Boardman
Long-term care insurance agents in Boardman, Ohio help residents plan for future care needs. Ohio offers a Partnership for Long-Term Care program that allows policyholders to protect assets. Agents can explain how these policies work with Medicaid and other local resources.
Frequently Asked Questions
What is the Ohio Partnership for Long-Term Care program?
This program lets you buy a qualified long-term care insurance policy that includes asset protection. If you use your policy benefits and later need Medicaid, you can keep more of your assets. An agent in Boardman can explain the specific rules.
How do I choose a long-term care insurance agent in Boardman?
Look for an agent licensed in Ohio with experience in long-term care policies. Ask about their familiarity with the Ohio Partnership program and local care facilities. Check their credentials through the Ohio Department of Insurance.
Can I get a tax deduction for long-term care insurance in Ohio?
Ohio offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and policy type. An agent can help you understand the current limits and eligibility.
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