The top-rated long-term care insurance agent in Centerville, Ohio is Greg Fay Insurance Agency, rated 5.0 stars across 247 reviews. Other highly rated options include Shawn Thacker - State Farm Insurance Agent, Carr Insurance Agency, Inc., Tinnerman Insurance Agency - Centerville. This directory lists 11 long-term care insurance agents serving Centerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Fay Insurance Agency | 207 W Franklin St | (937) 619-9705 |
| 2 | Shawn Thacker - State Farm Insurance Agent | 156 Spring Valley Pike | (937) 610-3276 |
| 3 | Carr Insurance Agency, Inc. | 255 N Main St | (937) 435-9000 |
| 4 | Tinnerman Insurance Agency - Centerville | 5 Iron Gate Park Dr | (937) 439-0212 |
| 5 | American Insurance Strategies | 76 Marco Ln | (937) 886-6454 |
| 6 | Brandelyn Blair American Family Insurance | 872 E Franklin St STE B | (937) 374-0855 |
| 7 | Tony Peh: Allstate Insurance | 16 Elmwood Dr | (937) 438-0004 |
| 8 | Centerville Insurance Agency | 55 W Franklin St | (937) 433-0874 |
| 9 | TQ Insurance Agency | 6995 Grenoble Dr | (326) 699-8310 |
| 10 | Salyers Financial Group | 190 E Spring Valley Pike Ste A | (937) 550-0111 |
Greg Fay Insurance Agency serves the Centerville, Ohio area and the surrounding Montgomery County region, specializing exclusively as a long‑term care insurance agent. The agency helps individuals and families evaluate coverage options for future custodial care needs, whether at home, in assisted living, or in a nursing facility. It provides guidance on policy features such as benefit periods, inflation protection, and elimination periods. Greg Fay Insurance Agency also assists clients with comparing traditional standalone plans and hybrid life‑insurance linked products for long‑term care coverage.
Shawn Thacker - State Farm Insurance Agent in Centerville, OH, provides a range of long-term care insurance services, including policy consultation and financial planning to help clients prepare for future care needs. The office offers ongoing support, such as policy reviews and claims assistance, to ensure clients can adjust their coverage as health or financial circumstances change over time. This agency services single-family homes, apartments, retail spaces, and restaurants in the local area.
Serving older homeowners and families preparing for future healthcare costs in Centerville, Ohio, Carr Insurance Agency, Inc. provides long-term care insurance coverage options. These policies help clients protect savings from the high expenses of extended nursing home or in-home assistance. The agency explains policy details and supports selection of suitable benefit periods and coverage amounts. It serves residents throughout the Dayton metro area, including neighboring communities such as Kettering and Miamisburg.
Serving Centerville, Ohio, and the surrounding Miami Valley communities, Tinnerman Insurance Agency - Centerville handles long-term care insurance. It helps local residents and families plan for potential future care needs, including home care, assisted living, and nursing facility expenses. The agency typically begins by assessing a client’s financial situation, health status, and personal preferences to compare policy options from multiple carriers. This process allows it to recommend a suitable plan that aligns with the client’s long-range financial strategy.
American Insurance Strategies in Centerville, OH distinguishes between one-time consultations for comparing policy features and recurring annual reviews to adjust coverage as needs change. Their long-term care insurance agent work helps clients plan for potential future care costs while protecting assets. They typically explain individual policy benefits such as daily benefit amounts, benefit periods, and inflation protection options. This service operates on an as-needed basis, arranged when clients require a policy review or a new plan evaluation.
As winter approaches in Centerville, many families begin to consider how they would manage the financial strain of extended care needs. Brandelyn Blair American Family Insurance provides long-term care coverage options designed to help protect savings and household stability against rising care costs. The agency works with clients to translate complex policy terms into clear, practical coverage for nursing home, assisted living, or home-based care. An initial consultation is offered to review current health factors and financial goals before presenting specific plan choices.
Tony Peh: Allstate Insurance offers long-term care insurance planning services, assisting clients in Centerville and the surrounding area. The agency works with individuals to create coverage strategies that address future care needs, providing guidance on policy options and enrollment. This includes helping families prepare for the potential costs of nursing home or in-home support services. As retirement approaches, many residents seek to update their financial plans to account for rising health expenses. This agency assists with such reviews to ensure coverage remains appropriate as circumstances change.
Centerville Insurance Agency provides long-term care insurance guidance for residents of Centerville, Ohio, helping clients plan for future care needs. The agency specializes in policies that cover in-home assistance, assisted living, and nursing facility costs. Its agents evaluate individual circumstances to recommend suitable coverage options. The agency also works with businesses, including local offices, warehouses, and food service operations.
TQ Insurance Agency provides guidance to Centerville residents seeking long-term care coverage for personal needs. The company also assists local businesses with group long-term care insurance options, serving clients throughout the Centerville area. Their work involves explaining policy details and helping families plan for future care expenses. Clients are encouraged to schedule periodic consultations to review changing needs or policy updates, ensuring coverage remains suitable between regular visits.
Salyers Financial Group in Centerville, Ohio, is known for helping clients navigate long-term care insurance options to protect assets and future care needs. The agency provides personalized consultations to assess individual risk, policy features, and potential benefits for families planning ahead. Covering the local area, it assists seniors and their loved ones in comparing plans from various carriers. In addition to standard insurance guidance, the firm also offers dedicated support for Medicare supplement policy selection as a complementary service.
What Does a a Long-Term Care Insurance Agent in Centerville Cost?
In Ohio, long-term care insurance premiums vary widely. A 55-year-old might pay 1,000 to 2,500 dollars per year for a policy with a 150,000 dollar benefit pool. Older applicants or those with health issues may see higher rates. Costs also depend on whether you choose a partnership policy or add inflation riders. This is general information, not insurance advice.
About long-term care insurance agents in Centerville
A long-term care insurance agent in Centerville, Ohio can help you find a policy that covers nursing home, assisted living, and home care costs. Ohio offers a Partnership for Long-Term Care program that allows policyholders to protect some assets while qualifying for Medicaid. Working with a local agent ensures you understand Ohio specific rules and available benefits.
Frequently Asked Questions
What is the Ohio Partnership for Long-Term Care program?
This Ohio program lets you keep a portion of your assets equal to the benefits paid by your long-term care policy if you later need Medicaid. It helps Centerville residents protect their savings while still getting government help when needed.
How do I choose a long-term care insurance agent in Centerville?
Look for an agent licensed in Ohio with experience in long-term care policies. Ask about their knowledge of Ohio partnership plans and whether they represent multiple insurance companies to offer different options.
What factors affect long-term care insurance costs in Ohio?
Costs depend on your age, health, benefit amount, and policy features like inflation protection. Ohio residents typically see annual premiums ranging from 1,500 to 4,000 dollars for a comprehensive policy at age 60.
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