The top-rated long-term care insurance agent in Avon, Ohio is Marci Barrett - State Farm Insurance Agent, rated 4.9 stars across 494 reviews. Other highly rated options include Reed Allen - State Farm Insurance Agent, North Coast Insurance Group: Allstate Insurance, AAA Avon Insurance and Member Services. This directory lists 10 long-term care insurance agents serving Avon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marci Barrett - State Farm Insurance Agent | 35682 Detroit Rd Ste 2 | (440) 937-4040 |
| 2 | Reed Allen - State Farm Insurance Agent | 36966 Detroit Rd | (440) 934-8600 |
| 3 | North Coast Insurance Group: Allstate Insurance | 37300 Detroit Rd #2 | (440) 934-8300 |
| 4 | AAA Avon Insurance and Member Services | 35676 Detroit Rd | (440) 695-1795 |
| 5 | Feronti Insurance Agency LLC | 814 Center Rd | (440) 937-3295 |
| 6 | Botson Insurance Group | 36480 Detroit Rd | (440) 934-1603 |
| 7 | Options Insurance Agency | 2219 Wisteria Way | (440) 934-4510 |
| 8 | Jack Piskura Insurance | 1963 Center Rd | (440) 937-5515 |
| 9 | Sharon Meinhold - Mutual of Omaha | 33895 Mapleridge Blvd | (440) 934-8400 |
| 10 | Chapman & Chapman | 36711 American Way # 2F | (440) 934-4104 |
Marci Barrett - State Farm Insurance Agent serves the Avon, Ohio area and surrounding counties with long-term care insurance solutions. This agency helps individuals plan for the financial aspects of extended medical or personal care needs often associated with aging or chronic conditions. The coverage options are designed to protect retirement savings by covering care that typical health insurance policies may not include. Common services offered through this office include policy reviews for nursing home care and assistance with in-home care coverage planning.
Reed Allen - State Farm Insurance Agent in Avon, OH, provides long-term care insurance policies to help clients cover future needs for nursing home, assisted living, or in-home care. The office assists with policy selection, enrollment, and routine maintenance reviews to adjust coverage as circumstances change. Ongoing service includes answering benefit questions and helping with claims processes. The agency supports single-family homes, apartments, retail, and restaurants within the local area.
Homeowners, business owners, and property managers in Avon seeking secure future planning find local assistance with North Coast Insurance Group: Allstate Insurance. This agency provides guidance on long-term care insurance agent services, helping clients evaluate coverage options for extended medical or custodial care needs. Their work includes explaining policy features and potential benefits for preserving assets and ensuring care access. They routinely assist customers in safeguarding retirement savings against high care costs. The agency also extends its coverage consultations to neighboring communities throughout the greater Lorain County metro area.
Serving Avon and the surrounding communities of Lorain and Cuyahoga counties, AAA Avon Insurance and Member Services handles long-term care insurance as an agent. This type of coverage helps individuals plan for future custodial needs and daily living assistance. It typically offers policy options to protect savings against high care costs for home health aides or nursing facility stays. The agency generally works by assessing each client’s financial situation and future care preferences to find a suitable policy.
Feronti Insurance Agency LLC in Avon, OH distinguishes between policies funded through a one-time premium and those requiring ongoing annual payments. Coverage options here typically help pay for care received at home, in assisted living facilities, or in nursing homes. This protects local assets and family financial plans. The agency’s service for customer appointments and policy reviews runs on an as-needed basis, allowing clients to reach out only when evaluating or updating their long-term care coverage.
Botson Insurance Group specializes in long-term care insurance, helping clients in Avon and surrounding areas plan for future care needs. The agency assists individuals and families in evaluating policy options that address nursing home, assisted living, and home health care expenses. By focusing on personal financial goals, it guides customers through the complexities of coverage selection and benefit structuring. This work becomes especially relevant during open enrollment periods or when family health changes prompt urgent reassessment of existing protection strategies.
As the cost of extended care continues to rise in the Avon area, many families are exploring how to protect their assets without burdening loved ones. Options Insurance Agency helps local residents evaluate long-term care insurance policies that can cover services like home health aides, assisted living, or nursing home care. Their work involves explaining plan features and comparing coverage options based on individual needs and budgets. An initial consultation typically begins with a review of the client’s financial situation and health history to determine suitable policy choices.
Jack Piskura Insurance works with individuals and families in Avon, Ohio, to plan for future health needs, specializing specifically in long-term care insurance. The firm explains how these policies help cover costs associated with extended personal or nursing care. It advises clients on coverage options, helping them protect assets and maintain financial independence during later life. This business provides services for a variety of commercial settings, including corporate offices, industrial warehouses, and large food service operations.
Sharon Meinhold - Mutual of Omaha provides long-term care insurance services to residents in Avon, Ohio, and the surrounding area. This agency helps individuals plan for potential future needs by offering policies that cover care not typically included under standard health insurance. Their focus is on assisting clients with navigating policy options and evaluating coverage that can support personal care preferences. Coverage can also extend to commercial clients seeking benefits for employees. They build ongoing relationships with customers, handling questions and policy reviews between regular visits.
Chapman & Chapman, based in Avon, OH, is known for guiding clients through the selection of long-term care insurance policies. The agency assists individuals and families in this region by evaluating coverage options that address future care needs and asset protection. Their work involves comparing policies from multiple insurers to find suitable benefits for various budgets and health situations. The firm can also help clients add a hybrid life insurance policy with a long-term care rider.
What Does a a Long-Term Care Insurance Agent in Avon Cost?
Long-term care insurance premiums in Ohio vary by age, health, and coverage level. For a 55 year old, a policy with a $165 daily benefit and 3 year term may cost between $1,500 and $3,000 per year. Premiums for older applicants or richer benefits can be higher. This is general information, not insurance advice.
About long-term care insurance agents in Avon
Long-term care insurance agents in Avon, Ohio help residents plan for future care needs. These agents can explain Ohio Partnership policies that offer asset protection and inflation options. Local agents understand the specific rules and tax incentives available under Ohio law.
Frequently Asked Questions
What is the Ohio Partnership for Long-Term Care?
The Ohio Partnership program allows policyholders to protect a portion of their assets equal to the benefits paid by their policy. This helps residents qualify for Medicaid without spending down all savings. Agents in Avon can explain how this works for your situation.
How do I choose a long-term care insurance agent in Avon?
Look for an agent licensed in Ohio with experience in long-term care policies. Ask about their knowledge of Ohio specific laws and the Partnership program. Verify they represent multiple insurance companies to offer a range of options.
Are there tax benefits for long-term care insurance in Ohio?
Ohio offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and policy type. An Avon agent can help you determine your eligibility and complete the required forms.
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