The top-rated long-term care insurance agent in Delaware, Ohio is HealthMarkets Insurance - Don Larson, rated 5.0 stars across 250 reviews. Other highly rated options include Bolton Insurance Agency, Tito Paul - State Farm Insurance Agency, Adam Bibb - State Farm Insurance Agent. This directory lists 19 long-term care insurance agents serving Delaware.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HealthMarkets Insurance - Don Larson | 50 Coughlin Ln Suite G | (740) 472-8512 |
| 2 | Bolton Insurance Agency | 5 E Winter St # 300 | (614) 551-6469 |
| 3 | Tito Paul - State Farm Insurance Agency | 7 E Winter St | (740) 369-4537 |
| 4 | Adam Bibb - State Farm Insurance Agent | 225 S Sandusky St | (740) 362-5632 |
| 5 | Jessica Forman - State Farm Insurance Agent | 377 E William St #36/37 | (740) 362-5500 |
| 6 | Trimble Insurance Agency, Inc. | 39 S Liberty St | (740) 369-6711 |
| 7 | Smudz Insurance Group LLC | 55 N Sandusky St | (614) 305-5191 |
| 8 | Converse & Associates, LLC American Family Insurance | 44 E Winter St | (740) 990-8208 |
| 9 | Creative Financial Insurance | 201 Pennsylvania Ave | (740) 363-5433 |
| 10 | Shelter Insurance - Toi Tucker | 560 Sunbury Rd | (740) 417-9391 |
HealthMarkets Insurance - Don Larson serves Delaware, Ohio, and the surrounding communities as a long-term care insurance agent. The company helps individuals plan for future custodial care needs by evaluating policy options and coverage benefits. In this region, long-term care insurance can assist with costs for in-home assistance, adult day care, and nursing facility stays. The agency specifically handles policy selection for partnership-qualified plans and the review of inflation protection riders tailored to local long-term care expenses.
Bolton Insurance Agency provides guidance on long-term care insurance options for individuals in Delaware, Ohio. Its service plans include policy comparisons to help clients understand coverage for services such as nursing home care, assisted living, and home health aides. The agency offers regular policy reviews to ensure plans remain aligned with evolving health needs and financial goals. It services single-family homes, apartments, retail locations, and restaurants.
Tito Paul - State Farm Insurance Agency serves homeowners, families, and individuals planning for future healthcare needs in Delaware, Ohio. It provides long-term care insurance policies that help cover nursing home, assisted living, and in-home care expenses. The agency assists clients in assessing their personal assets, health history, and retirement goals to select appropriate coverage. It also offers guidance on policy options to protect savings from rising care costs. The company further serves neighboring communities such as Powell and Lewis Center in the greater Columbus metro area.
Adam Bibb serves the Delaware, Ohio area and its surrounding communities as a long-term care insurance agent. This office handles policies that help individuals manage the costs of extended care services, such as nursing home stays or in-home assistance, which are often not covered by regular health insurance. The agent guides clients through the process of assessing their personal needs and future risks to select an appropriate plan. A typical job involves reviewing a client’s financial situation and health history to recommend coverage options that align with their long-term goals.
Jessica Forman - State Farm Insurance Agent in Delaware, OH assists clients in distinguishing between one-time consultation services for immediate planning and recurring support options that adjust as needs evolve, with coverage designed to protect assets and maintain access to care within local facilities. Service sessions are thorough yet focused on individual circumstances, addressing policy specifics without exaggerated claims. This agency arranges appointments on an as-needed basis, ensuring timely guidance whenever a customer reviews their plan or faces changing health conditions.
Trimble Insurance Agency, Inc. specializes in helping clients plan for the financial impact of extended care needs through long-term care insurance policies. Based in Delaware, OH, the agency works with individuals and families to evaluate their coverage options for future nursing home, assisted living, or home-based care. This guidance helps protect personal assets from the high costs of ongoing care. The agency also assists with concerns about the financial strain of an unforeseen injury or illness requiring extended recovery care.
As many Ohio families begin planning for retirement or a change in health status, securing financial protection against extended care needs becomes a priority. Smudz Insurance Group LLC in Delaware responds by guiding local clients through available long-term care insurance options. This agency works alongside individuals to explain policy features and compare coverage choices suited to their savings and family history. Their initial meeting focuses on reviewing personal assets and estimated care costs to begin matching clients to appropriate plans. This process begins with a complimentary assessment of coverage needs.
Converse & Associates, LLC American Family Insurance assists clients with long-term care insurance planning in Delaware, Ohio. This agency helps individuals prepare for potential future needs by structuring policies that cover extended care not included under standard health coverage. It evaluates how these plans integrate with existing financial and health strategies for local residents. The agency also serves commercial sectors, including offices, warehouses, and food service establishments.
Creative Financial Insurance provides long-term care insurance services to residents of Delaware, Ohio, and the surrounding area. Their work involves assessing individual needs and recommending policies that help cover the cost of assisted living, nursing home care, or home-based assistance. They also advise commercial clients on group coverage options for their employees. The company focuses on helping families plan for potential future care expenses while protecting personal savings. After each policy is in place, they offer follow-up consultations to adjust coverage as needs evolve between regular plan reviews.
Shelter Insurance - Toi Tucker in Delaware, OH, is recognized for its focused guidance on long-term care insurance agent services, which help clients plan for future assistance needs in the area. The agency explains policy structures for home-based or facility care, addressing common concerns about asset protection and coverage activation. A full range of traditional and hybrid plans is reviewed to match individual budget and health circumstances. Specialty consultation on inflation protection riders can be added to customize a policy.
What Does a a Long-Term Care Insurance Agent in Delaware Cost?
Long-term care insurance agent services in Ohio typically do not charge a separate fee because agents earn commissions from insurance carriers. Policy premiums vary widely based on age health and coverage level. For a 55 year old in Ohio a policy with a 150 dollar daily benefit and 3 year benefit period may cost between 100 and 300 dollars per month. Costs depend on your specific situation and underwriting results. This is general information not insurance advice.
About long-term care insurance agents in Delaware
Long-term care insurance agents in Delaware Ohio help residents plan for future care needs. These agents can explain policy features that comply with Ohio insurance laws including the Ohio Long-Term Care Insurance Partnership Program. Working with a local agent ensures you understand how Ohio regulations affect your coverage and benefits.
Frequently Asked Questions
What does a long-term care insurance agent in Delaware Ohio do?
An agent helps you compare policies from different carriers and explains coverage options like daily benefit amounts and elimination periods. They also guide you through Ohio specific requirements such as inflation protection options and nonforfeiture benefits.
What Ohio laws affect long-term care insurance policies?
Ohio requires insurers to offer inflation protection for certain policies. The Ohio Long-Term Care Insurance Partnership Program allows policyholders to protect assets equal to the benefits paid. Agents must follow Ohio disclosure rules when presenting policy details.
How do I choose a long-term care insurance agent in Delaware?
Look for an agent licensed in Ohio with experience in long-term care products. Ask about their familiarity with the Ohio Partnership Program and whether they represent multiple insurance companies. Check their standing with the Ohio Department of Insurance.
Long-Term Care Insurance Agents in Other Ohio Cities
Akron · Amelia · Avon · Beavercreek · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Dublin