The top-rated long-term care insurance agent in Brunswick, Ohio is Globe Life American Income Division: Surace Smith & Partners Organization, rated 4.9 stars across 3,116 reviews. Other highly rated options include Patrick Bruno: Allstate Insurance, Greg Zolton - State Farm Insurance Agent, Brenda States: Allstate Insurance. This directory lists 14 long-term care insurance agents serving Brunswick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Surace Smith & Partners Organization | 1152 Pearl Rd | (440) 582-0040 |
| 2 | Patrick Bruno: Allstate Insurance | 4293 Manhattan Ave | (330) 220-1800 |
| 3 | Greg Zolton - State Farm Insurance Agent | 50 Pearl Rd Ste 103 | (330) 225-3800 |
| 4 | Brenda States: Allstate Insurance | 4098 Center Rd Ste B | (330) 220-0503 |
| 5 | Homestead Insurance Agency Inc. | 1324 Pearl Rd | (330) 225-3100 |
| 6 | OH Insurance, LLC | 1940 Coventry Dr | (330) 220-8700 |
| 7 | Arbutina Insurance Group | 989 Pearl Rd | (216) 226-9400 |
| 8 | Chris Richardson - State Farm Insurance Agent | 3487 Center Rd ste 4 | (330) 225-1559 |
| 9 | KD Insurance Group | 4456 Patricia Dr | (330) 662-1009 |
| 10 | Letts-Lazor Agency | 1575 Pearl Rd | (330) 225-5605 |
Serving Brunswick, Ohio, and the surrounding communities, Globe Life American Income Division: Surace Smith & Partners Organization handles long-term care insurance to help clients prepare for future care needs. For a typical job, the agent begins by reviewing a client’s current health and financial situation, then explains how a policy can cover assisted living or home-based services. The approach uses a personalized needs analysis to match coverage options to each client’s budget and family goals, ensuring they understand the policy details before a decision is made.
Patrick Bruno: Allstate Insurance serves the Brunswick, Ohio, area and provides long-term care insurance agent services. The agency assists local residents with evaluating coverage options that help manage the high costs of extended care. Clients can receive guidance on policies designed to protect retirement assets from the financial impact of chronic illness or disability. The business handles individual plan comparisons and enrollment support for in-home care or nursing facility coverage.
Greg Zolton - State Farm Insurance Agent in Brunswick, OH, provides long-term care insurance services to local individuals and families seeking financial protection for future care needs. Their service plans include assistance with understanding policy options and helping clients navigate coverage for in-home care, assisted living, or nursing facility costs. Maintenance plans involve regular policy reviews to ensure coverage remains aligned with changing health circumstances and personal preferences. This agency serves single-family homes, apartments, retail establishments, and restaurants throughout the Brunswick area.
Brenda States: Allstate Insurance serves homeowners and local business owners in Brunswick, Ohio who are planning for future medical and personal care needs. As a long-term care insurance agent, the company helps clients explore coverage options that protect savings from the high costs of extended nursing or home-based care. Policies are designed to provide financial security during retirement and later life stages. The agency also assists residents throughout the Cleveland metropolitan area, including neighboring communities like Medina.
Serving Brunswick, Ohio, and the surrounding Medina County communities, Homestead Insurance Agency Inc. specializes as a long-term care insurance agent. It handles policies that help clients plan for potential future needs such as nursing home or in-home care expenses. For each client, the agent first conducts a thorough needs assessment before comparing available policy options from multiple carriers. This approach ensures a tailored plan is selected that matches the individual's financial situation and health goals.
OH Insurance, LLC in Brunswick, OH helps clients navigate the choice between one-time policy reviews and recurring service options for ongoing financial adjustments. Their work focuses on long-term care insurance coverage designed to protect assets against future care costs. Each client’s situation receives a distinct evaluation of coverage needs in the local area. Service is provided on an as-needed basis, allowing clients to schedule assistance without a predetermined timeline.
Arbutina Insurance Group focuses on long-term care insurance, offering strategies to protect assets and maintain financial stability. The agency serves clients in Brunswick and surrounding communities, helping them evaluate policies that cover extended care needs, such as in-home assistance or nursing facility stays. An agent works to clarify coverage options, ensuring individuals understand policy benefits and premium structures. As Ohio’s population ages, planning for potential care costs becomes essential, and this firm assists families during open enrollment periods or when adjusting plans to meet evolving health circumstances.
As Ohio winters bring concerns about future care needs, many local families begin planning how to protect their assets while aging in place near Brunswick. Chris Richardson - State Farm Insurance Agent works with clients to discuss options for covering long-term assistance, whether at home or in a facility. The process begins by reviewing individual health history and financial goals to match a suitable policy. An initial telephone consultation or a complimentary in-person assessment helps determine coverage needs for the years ahead.
KD Insurance Group assists clients in planning for the financial challenges of extended care, specializing in long-term care insurance coverage. Operating from Brunswick, OH, the agency helps individuals evaluate policies that protect assets while addressing future care needs in home settings or facilities. It focuses on customizing plans to fit diverse budgets and health scenarios. The company can serve residential clients as well as commercial entities such as small offices, warehouses, and food service businesses requiring employee benefit solutions.
Based in Brunswick, Letts-Lazor Agency helps residents in the area with long-term care insurance for nursing home and assisted living expenses. Commercial coverage for local businesses is also offered for their key employee and partner needs. Planning for future care can protect savings from the high costs of extended support. The team works closely with each client to explain policy options and benefit triggers in detail. They schedule timely follow-up conversations between regular visits to adjust coverage as personal situations change.
What Does a a Long-Term Care Insurance Agent in Brunswick Cost?
Long-term care insurance agent services in Ohio typically do not charge a separate fee. Agents earn commissions from the insurance company, which are built into the policy premium. Policy costs vary widely based on age, health, benefit amount, and inflation options. A 55-year-old in Ohio might pay between $1,500 and $3,000 per year for a standard policy. This is general information, not insurance advice.
About long-term care insurance agents in Brunswick
Long-term care insurance agents in Brunswick, Ohio help residents plan for future care needs. Ohio offers a partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these state-specific rules affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Brunswick do?
An agent helps you compare policies from different carriers and understand coverage limits. They explain Ohio partnership program benefits and how inflation protection works. They do not provide legal advice but can guide you on plan options.
Does Ohio have special rules for long-term care insurance?
Yes, Ohio requires agents to offer inflation protection and a 30-day free look period on new policies. The Ohio Partnership for Long-Term Care program lets you keep assets up to the amount your policy pays out. This helps you qualify for Medicaid later if needed.
How do I choose a long-term care insurance agent in Brunswick?
Look for an agent licensed in Ohio with experience in long-term care products. Ask about their knowledge of the Ohio partnership program and carrier ratings. You can verify a license through the Ohio Department of Insurance website.
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