The top-rated long-term care insurance agent in Marysville, Washington is Freeway Insurance, rated 4.9 stars across 870 reviews. Other highly rated options include Zachary Hubbell: Allstate Insurance, Mark Shapiro - State Farm Insurance Agent, Julie Kerber - State Farm Insurance Agent. This directory lists 19 long-term care insurance agents serving Marysville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1375 State Ave Suite C | (360) 686-6253 |
| 2 | Zachary Hubbell: Allstate Insurance | 1059 State Ave E | (360) 653-2218 |
| 3 | Mark Shapiro - State Farm Insurance Agent | 9528 State Ave unit c | (360) 653-1910 |
| 4 | Julie Kerber - State Farm Insurance Agent | 1210 2nd St | (360) 454-0078 |
| 5 | Luis Sanchez - State Farm Insurance Agent | 10525 State Ave Ste 101 | (360) 653-7560 |
| 6 | Keith Osburn: Allstate Insurance | 9414 State Ave Ste C | (360) 658-8877 |
| 7 | Jason Johns Agency, LLC | 514 State Ave #203 | (360) 651-7707 |
| 8 | Cross Insurance Agency | 1914 Fourth St | (360) 659-3970 |
| 9 | Farmers Insurance - Gustavo Calero | 601 State Ave | (425) 493-7444 |
| 10 | Julie C. Dow: Allstate Insurance | 122 State Ave | (360) 653-5561 |
Freeway Insurance serves clients in the Marysville, Washington area as a long-term care insurance agent. This agency helps individuals plan for the future by explaining coverage options that protect assets and provide care at home or in a facility. Their agents typically guide families through the process of selecting appropriate plans to cover extended medical needs. Freeway Insurance handles the evaluation of long-term care policies and assists with personalized coverage options.
Zachary Hubbell: Allstate Insurance provides a range of services as a long-term care insurance agent in the Marysville, WA area. The agent helps clients evaluate and select policies that can cover extended care needs such as assisted living or in-home support. Service includes reviewing existing coverage, explaining plan options, and assisting with application processes. Regular maintenance of a financial strategy for aging is supported through periodic policy reviews. The agent provides these services for individuals living in single-family homes, apartments, retail spaces, and restaurants.
Homeowners and small-business owners in Marysville, Washington seeking financial protection often consult this agency for long-term care insurance guidance. Mark Shapiro - State Farm Insurance Agent helps individuals plan for potential future needs by explaining policy options that cover extended nursing or home-based care. The agency also provides ongoing support to adjust coverage as personal circumstances change. This location in Marysville additionally serves clients throughout the surrounding Snohomish County communities, including the nearby Arlington and Lake Stevens areas.
Julie Kerber - State Farm Insurance Agent serves the Marysville, Washington area and neighboring surrounding communities. The office handles long-term care insurance, helping clients plan for future personal and medical support needs. It specializes in policies that cover assistance with daily activities such as bathing, dressing, and eating. Each consultation begins with a thorough review of the client's current health picture and financial goals. The agent then works to tailor coverage options that balance benefit levels with affordable premium structures for the policyholder.
For clients assessing their future financial security, this agent distinguishes between one-time policy purchases and recurring service needs such as annual policy reviews. Long-term care coverage can help protect Marysville residents from the high cost of extended nursing or home-based care. The agent explains benefit structures, elimination periods, and inflation riders to match individual retirement plans. Services are available on an as-needed basis, with appointments arranged when a client requests a policy evaluation or needs to update existing coverage.
Keith Osburn: Allstate Insurance offers specialized long-term care insurance services, helping clients plan for future care needs while protecting assets. Based in Marysville, WA, the agency provides guidance on crafting coverage that addresses daily living assistance costs. Its work includes reviewing policy options to match individual financial situations. This support proves especially valuable for families reassessing their insurance as they navigate retirement planning during open enrollment periods.
As the coastal climate makes long-term health planning a practical seasonal consideration for many Marysville families, Jason Johns Agency, LLC provides professional guidance as a local long-term care insurance agent. The company helps individuals understand policy options that could offset future care costs. By arranging an initial consultation, the agent can review a client’s current health coverage and discuss how a long-term care policy might fit their financial situation. The first step involves scheduling a straightforward assessment of personal care needs and budget considerations.
Cross Insurance Agency in Marysville, Washington, is known for helping clients plan for the financial impact of extended care needs. The agency offers long-term care insurance policies that cover services such as in-home care, assisted living, and nursing home stays. Its advisors assess individual requirements for daily living assistance and asset protection. A specialty service the agency can add on is hybrid life and long-term care coverage for those seeking combined benefits.
Farmers Insurance - Gustavo Calero provides long-term care insurance for residents in and around Marysville, Washington, with commercial coverage also available for local businesses. As a long-term care insurance agent, the office helps clients plan for future assisted living, nursing home, or in-home care needs. These policies are designed to cover expenses that regular health insurance or Medicare often do not cover. Routine policy reviews and updates are offered regularly between annual check-in visits to ensure coverage reflects changing personal circumstances.
Julie C. Dow: Allstate Insurance provides guidance on long-term care insurance planning for residents in Marysville and the surrounding area. The agency helps clients assess their personal needs for coverage to protect income and assets as they age. This business can design policies that address care in homes, assisted living centers, or nursing facilities. It supports policyholders who own offices, operate warehouses, or manage food service establishments in acquiring suitable long-term care insurance protection.
What Does a a Long-Term Care Insurance Agent in Marysville Cost?
Long-term care insurance premiums in Washington vary widely. A typical policy for a healthy 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs increase with age and health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Marysville
Long-term care insurance agents in Marysville, Washington help residents plan for future care needs. Washington state has a new long-term care payroll tax (WA Cares Fund) that affects many workers. An agent can explain how private policies can supplement or replace state benefits.
Frequently Asked Questions
What does a long-term care insurance agent in Marysville do?
An agent helps you compare policies from different insurance companies. They explain coverage for home care, assisted living, and nursing home care. They also help you understand Washington state rules like the WA Cares Fund exemption process.
How does Washington state law affect long-term care insurance?
Washington has a mandatory long-term care payroll tax called WA Cares Fund that started in 2023. Workers can apply for an exemption if they have private long-term care insurance. An agent can guide you on meeting exemption requirements and policy standards.
What factors affect the cost of long-term care insurance in Marysville?
Costs depend on your age, health, policy benefits, and inflation protection. In Washington, premiums are also influenced by local care costs. An agent can provide quotes from multiple carriers to find a plan that fits your budget.