The top-rated long-term care insurance agent in Mountlake Terrace, Washington is PALTA INSURANCE GROUP, rated 4.6 stars across 215 reviews. Other highly rated options include Alex Bagdasarov - State Farm Insurance Agent, Farmers Insurance - Yvonne Spitzenberg, MIIA Insurance. This directory lists 12 long-term care insurance agents serving Mountlake Terrace.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PALTA INSURANCE GROUP | 22725 44th Ave W #207 | (206) 724-3973 |
| 2 | Alex Bagdasarov - State Farm Insurance Agent | 23601 56th Ave W Ste 500 | (206) 946-1986 |
| 3 | Farmers Insurance - Yvonne Spitzenberg | 6100 219th St SW Ste. 480 | (425) 329-4011 |
| 4 | MIIA Insurance | 6100 219th St SW Ste 480-370 | (425) 477-9292 |
| 5 | Dave Keen: Allstate Insurance | 6603 220th St SW Ste 101 | (425) 686-7801 |
| 6 | Jones-Taylor Insurance Group, LLC | 6100 219th St SW Ste. 480 | (425) 390-4035 |
| 7 | Premera Blue Cross Building 4 (Orcas) | 6813 220th St SW | (800) 722-1471 |
| 8 | Plaza Insurance Agency | 5505 230th St SW | (425) 778-2134 |
| 9 | Golden Insurance LLC | 24001 56th Ave W Ste D403 | (206) 512-8921 |
| 10 | James Richard Insurance Services | Mountlake Terrace, WA 98043 | (425) 771-6234 |
PALTA Insurance Group serves the Seattle metropolitan area and Mountlake Terrace, Washington, as a dedicated long-term care insurance agency. It helps residents assess their need for coverage that protects assets and eases the burden of future caregiving. The company guides clients through policy options designed to cover in-home assistance, assisted living, or nursing facility stays. To ensure appropriate protection, its agents evaluate individual health histories and financial goals. PALTA Insurance Group details services such as customized policy comparisons and initial consultation appointments for local families.
Alex Bagdasarov - State Farm Insurance Agent in Mountlake Terrace, WA provides long-term care insurance planning to help clients prepare for future care needs. Services include policy selection assistance and coverage reviews to align with individual health and financial situations. Ongoing support is available for policy maintenance and claims guidance over time. The agency services single-family homes, apartments, retail locations, and restaurants in the surrounding area.
Farmers Insurance - Yvonne Spitzenberg serves homeowners, families, and individuals planning for future medical needs in Mountlake Terrace, Washington. The agency provides long-term care insurance coverage, helping clients protect assets and prepare for costs associated with extended care. Guidance is offered on policies that assist with daily living expenses and skilled nursing support. The agency also helps existing policyholders review their coverage options for evolving needs. Service extends to neighboring communities throughout the Seattle metropolitan area, including nearby Lynnwood and Edmonds.
Long-term care insurance agents help clients distinguish between one-time policy reviews and ongoing plan adjustments, ensuring coverage adapts to evolving health needs and financial goals. MIIA Insurance operates in Mountlake Terrace, WA, offering guidance on appropriate long-term care insurance protection for local residents. A professional agent can explain benefit triggers, elimination periods, and inflation protection options. Policyholders may use this agent’s services on either a scheduled or an as-needed basis, depending on whether they require a comprehensive initial consultation or periodic updates to their existing coverage.
Dave Keen: Allstate Insurance in Mountlake Terrace, WA offers long-term care insurance agent services, specializing in helping clients plan for future care needs. It generally assists with policy selection, coverage explanations, and benefit coordination for nursing home or home-based support. The agency works with individuals who want to safeguard assets while preparing for potential extended health challenges. During open enrollment periods, it helps local seniors evaluate their existing plans and adjust policies to address rising care costs or changing personal circumstances.
As the financial concerns of aging require careful planning for families in Mountlake Terrace, Jones-Taylor Insurance Group, LLC provides guidance on long-term care insurance options. The agency assists local clients in understanding policy structures that help cover future needs for extended medical or custodial care. They outline the key differences between traditional and hybrid coverage models during consultations. An initial assessment is completed to identify the most suitable plan for each person’s circumstances.
Serving clients in Mountlake Terrace and the greater Snohomish County area, Premera Blue Cross Building 4 (Orcas) provides guidance on long-term care insurance policies. It assists individuals and families in understanding coverage for assisted living, nursing home care, and in-home support services. The company focuses on assessing each client’s personal financial situation and future care needs to recommend a suitable policy. Its general approach to a typical job involves a straightforward consultation, explaining available plan options without pressure, and finalizing the application paperwork.
Plaza Insurance Agency in Mountlake Terrace, WA provides financial planning focused on protection against the high costs of extended care. This long-term care insurance agent assists clients in selecting policies that cover nursing homes, assisted living, or home-based care services. Their work involves evaluating individual health profiles and financial goals to find suitable coverage options. This office can serve commercial sectors such as administrative offices, warehouse facilities, and food service establishments that seek group benefits for employees.
Golden Insurance LLC provides long-term care insurance services to residents in their homes and facilities in Mountlake Terrace, Washington. The agency also assists local businesses with group long-term care coverage options for their employees in the surrounding area. Clients receive personalized guidance through plan selection, policy details, and claims support. After the initial enrollment, the agent typically confirms satisfaction and offers to review any changes during annual visits, helping ensure the policy continues to meet evolving needs.
James Richard Insurance Services serves clients throughout the Mountlake Terrace area and Snohomish County, offering guidance on long-term care insurance planning. The company helps individuals evaluate their future needs for custodial care and home health support. It provides policy comparisons and explains options for protecting assets while qualifying for potential benefits. Clients can receive assistance with filing claims and understanding policy provisions tailored to Washington’s regulatory environment. Among the specific services it handles are policy selection counseling and claims advocacy for in-home care coverage.
What Does a a Long-Term Care Insurance Agent in Mountlake Terrace Cost?
Long-term care insurance premiums in Washington vary by age, health, and coverage level. For a 55-year-old, a typical policy might cost between 150 and 300 dollars per month. A 65-year-old might pay 250 to 500 dollars per month for similar coverage. Costs also depend on the daily benefit amount and how long benefits last. This is general information, not insurance advice.
About long-term care insurance agents in Mountlake Terrace
Long-term care insurance agents in Mountlake Terrace help residents plan for future care needs. Washington state offers a long-term care trust program called WA Cares, which provides limited benefits. An agent can explain how private policies work alongside this state program to give you more coverage options.
Frequently Asked Questions
What does a long-term care insurance agent in Mountlake Terrace do?
An agent helps you compare policies from different insurance companies. They explain coverage options, waiting periods, and benefit amounts. They also help you understand how Washington state laws affect your policy choices.
How does Washington state law affect long-term care insurance?
Washington has a long-term care trust act that requires most workers to pay a payroll tax for basic benefits. Private insurance can supplement these benefits. Agents must follow state rules when selling policies, including providing a free look period of 30 days.
What should I look for in a long-term care insurance policy in Mountlake Terrace?
Look for policies that cover home care, assisted living, and nursing home care. Check the daily benefit amount, benefit period, and inflation protection. Make sure the policy is from a company licensed in Washington.