The top-rated long-term care insurance agent in Redmond, Washington is Matt Flinn - State Farm Insurance Agent, rated 4.9 stars across 687 reviews. Other highly rated options include Globe Life American Income Division: AO, Monica Lopez - State Farm Insurance Agent, Path Insurance Solutions. This directory lists 12 long-term care insurance agents serving Redmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Flinn - State Farm Insurance Agent | 16710 NE 79th St #202 | (425) 406-8904 |
| 2 | Globe Life American Income Division: AO | 15440 NE Bel Red Rd | (800) 842-0022 |
| 3 | Monica Lopez - State Farm Insurance Agent | 16025 NE 85th St #101 | (425) 861-3555 |
| 4 | Path Insurance Solutions | 2535 152nd Ave NE Ste 14MB2 | (425) 289-3447 |
| 5 | Insurance Services of Washington Inc. | 8561 154th Ave NE Suite 250 | (425) 868-1123 |
| 6 | Vartan Abramyan - State Farm Insurance Agent | 8335 165th Ave NE | (425) 883-1616 |
| 7 | Benefits insurance LLC | 11438 Trilogy Pkwy NE | (425) 600-5742 |
| 8 | The Medicare Solutions Group | 9577 153rd Ave NE | (206) 829-6709 |
| 9 | Silvermark Inc | 7901 168th Ave NE #201 | (425) 882-9418 |
| 10 | Aspire Insurance WA | 15921 NE 83rd St | (425) 440-7860 |
Matt Flinn - State Farm Insurance Agent serves the Redmond, Washington area, offering long-term care insurance to help clients plan for future care needs. This type of coverage can assist with expenses from nursing homes, assisted living, or in-home care that are not typically covered by standard health insurance or Medicare. The agency works with individuals to assess their personal situations and choose appropriate policy options. Specific services handled in this area include helping clients understand policy benefits and comparing different long-term care coverage plans.
Globe Life American Income Division: AO in Redmond, Washington, provides long-term care insurance services, including policy consultation and enrollment for individuals seeking to cover future care needs. Ongoing service plans include beneficiary updates, policy reviews, and claim support to ensure coverage remains aligned with changing circumstances. The firm addresses both immediate insurance needs and future care planning. Its services are available to clients with single-family homes, apartments, retail shops, and local restaurants.
Seniors, families, and individuals planning for future medical needs turn to Monica Lopez - State Farm Insurance Agent in Redmond, Washington for long-term care insurance policies. This agency helps clients explore coverage options that protect assets and provide access to care services such as home health aides or nursing facility stays. Policies are tailored to suit different budgets and health circumstances. The agency also serves clients throughout the greater Redmond area, including nearby Bellevue and Kirkland neighborhoods.
Serving the city of Redmond, Washington, and nearby surrounding communities, Path Insurance Solutions works with individuals and families seeking specialized long-term care insurance coverage. The company assists clients in navigating the complexities of protecting their assets and preparing for future care needs. By focusing on individual financial situations and personal health considerations, this Redmond-based agent reviews available policy options to help match coverage with each client's specific requirements and budget, typically beginning with a detailed consultation to understand unique circumstances.
Insurance Services of Washington Inc. in Redmond, WA helps clients navigate the choice between paying for long-term care through a one-time premium or ongoing recurring payments, then guides them in selecting a policy to cover in-home care, assisted living, or nursing facility costs. The agent works with area families to explain how benefits are triggered by activity-of-daily-living needs. For appointments, service runs on a scheduled basis.
Vartan Abramyan - State Farm Insurance Agent in Redmond, WA offers long-term care insurance solutions to help clients prepare for future medical and personal care needs. The agency serves the local community by providing professional guidance on policy options, including coverage for in-home assistance, assisted living, and nursing facility care. Each consultation focuses on individual financial situations and health considerations. As retirement seasons approach, many clients seek assistance in planning for potential extended care costs that could impact their savings and legacy goals.
With winter approaching in Redmond, many families begin evaluating how to protect long-term savings against the rising cost of extended care. Benefits Insurance LLC addresses this need by helping clients compare options for long-term care insurance, including hybrid policies that pair life insurance with care benefits. The agents work locally, meeting with customers to understand their health history and financial goals before recommending appropriate coverage. The process includes an initial assessment where the agent reviews medical records and current income to determine eligibility.
The Medicare Solutions Group provides long-term care insurance services to residents in Redmond, Washington. The agency assists clients in planning for future care needs beyond standard health coverage. Commercial clients in the broader region also receive guidance on protecting business assets from care costs. Each case involves a personalized assessment of coverage options suited to individual financial goals and health considerations. After an initial policy is selected, the agent regularly follows up to adjust plans as needs change, ensuring continued protection between these routine reviews.
Silvermark Inc serves individuals and families in Redmond, Washington, by guiding them through the process of selecting long-term care insurance coverage. The agency helps clients plan for future care needs, including support for home health aides, assisted living, and nursing home expenses. Focused on protecting financial assets against high care costs, Silvermark Inc can assist those operating local commercial sectors such as offices, warehouses, and food service establishments.
Aspire Insurance WA is a Redmond-based agency known for helping individuals navigate long-term care coverage options to protect their assets and future care needs. The company guides clients through policy comparisons for in-home care, assisted living, and nursing facility services. Its agents focus on matching plans to local medical costs and personal preferences. A specialty service Aspire Insurance WA can add on is providing support for filing claims and coordinating benefits with Medicare or other health insurance.
What Does a a Long-Term Care Insurance Agent in Redmond Cost?
Long-term care insurance agent services in Washington typically do not charge a separate fee because agents earn commissions from insurance companies. Policy premiums vary widely based on age, health, benefit amount, and coverage type. For a healthy 55-year-old in Redmond, a policy with 165,000 dollars in benefits might cost between 1,500 and 3,000 dollars per year. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Redmond
Long-term care insurance agents in Redmond, Washington help residents plan for future care needs. Washington state offers a long-term care partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these policies work with local care facilities and home care services in Redmond.
Frequently Asked Questions
What does a long-term care insurance agent in Redmond do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, benefit amounts, and elimination periods. In Washington, agents can also help you understand the state partnership program.
Is long-term care insurance required in Washington state?
Long-term care insurance is not required by law in Washington. However, the state has a WA Cares Fund payroll tax that provides limited benefits. Private policies can supplement this coverage for more comprehensive protection.
How do Washington partnership policies work?
Washington partnership policies allow you to protect a dollar amount of assets equal to the benefits paid by your policy. This means if your policy pays 100,000 dollars in benefits, you can keep 100,000 dollars in assets and still qualify for Medicaid. These policies must meet state standards.