Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 20 long-term care insurance agents in Spokane, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
All Lines Insurance
6404 N Monroe St, Spokane, WA 99208
(509) 327-1658
alllinesinsure.com
Affordable Insurance
1514 W Northwest Blvd, Spokane, WA 99205
(509) 279-2100
affordableinsuranceplease.com
KBG Insurance & Financial
601 W 1st Ave Suite 1400, Spokane, WA 99201
(509) 242-3244
kbgagency.com
Dan Hoffman Insurance Agency
6105 N Astor St, Spokane, WA 99208
(509) 482-2994
hoffmanins.net
Kraft Insurance
3151 E 29th Ave Suite 202, Spokane, WA 99223
(509) 343-5555
kraftinsured.com
The Advisors Insurance Agency
601 W Riverside Ave Ste 230, Spokane, WA 99201
(509) 928-1111
theadvisorsinsurance.com
Marsh McLennan Agency
501 N Riverpoint Blvd STE 403, Spokane, WA 99202
(509) 838-3501
mmanorthwest.com
ABC Insurance
12510 E Sprague Ave Suite 6, Spokane, WA 99216
(509) 891-1515
abcinsurancespokane.com
The Insurance Guys
1204 E Sprague Ave, Spokane, WA 99202
(509) 532-0388
theinsuranceguyslive.com
HUB International
835 N Post St Suite 203, Spokane, WA 99201
(509) 747-3121
hubinternational.com
Integrity Insurance Solutions
3913 N Post St, Spokane, WA 99205
(509) 489-6903
integrityinsurancesolutions.org
Bankers Life
1101 N Argonne Rd Suite 202, Spokane, WA 99212
(509) 326-5217
branches.bankerslife.com
T4MI Medicare Insurance
59 E Queen Ave Ste 100 Ste 100, Spokane, WA 99207
(509) 951-6708
t4medicareinsurance.com
Lifeline Insurance
1028 W Rosewood Ave #160, Spokane, WA 99208
(509) 435-2120
lifelineprotection.com
Five-0-Nine Insurance
2527 E 27th Ave Suite 200, Spokane, WA 99223
(509) 979-2578
five0nineinsurance.com
Prime Coverage Insurance WA
402 W Sprague Ave, Spokane, WA 99201
(509) 824-0833
spokanehealthinsurance.net
Insurance Options NW, LLC.
421 W Francis Ave, Spokane, WA 99205
(509) 230-9838
insuranceoptionsnw.com
Northwest Insurance Professionals
421 W Francis Ave, Spokane, WA 99205
(509) 868-0364
nwipinsure.com
Inland Empire Insurance
421 W Francis Ave, Spokane, WA 99205
(509) 499-4860
inlandempireins.com
Anderson Insurance Services, LLC
59 E Queen Ave Suite 100, Spokane, WA 99207
(509) 499-4116
andersonins4u.com
Long-term care insurance agents in Spokane help residents plan for future care costs. Washington state has a unique long-term care trust act that affects policy choices. Agents can explain how private insurance works alongside the states WA Cares Fund program.
What Does a Long-Term Care Insurance Agent in Spokane Cost?
Long-term care insurance premiums in Washington vary widely. A healthy 55-year-old might pay between 150 and 300 dollars per month for a comprehensive policy. Older applicants or those with health conditions may see higher rates. Costs also depend on benefit amounts, inflation protection, and elimination periods. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Spokane do?
An agent helps you compare policies from different companies and explains coverage options. They guide you through Washington state rules including the WA Cares Fund exemption process. Their goal is to find a policy that fits your budget and health needs.
How does Washington state law affect long-term care insurance?
Washington enacted the Long-Term Care Trust Act which provides a small state benefit funded by payroll taxes. Private insurance agents can help you apply for a permanent exemption from this tax if you buy a qualifying private policy. You must apply for the exemption by specific deadlines set by the state.
What factors affect the cost of long-term care insurance in Spokane?
Costs depend on your age, health, and the policy benefits you choose. Washington residents also see rate variations based on local care costs and insurance company pricing. A licensed agent can give you a personalized quote after reviewing your situation.