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Find Long-Term Care Insurance Agents Near You in Spokane, WA

Browse long-term care insurance agents serving Spokane, Washington. Updated 2026-07-14.

The top-rated long-term care insurance agent in Spokane, Washington is All Lines Insurance, rated 4.9 stars across 796 reviews. Other highly rated options include Affordable Insurance, KBG Insurance & Financial, Dan Hoffman Insurance Agency. This directory lists 22 long-term care insurance agents serving Spokane.

Showing 22 long-term care insurance agents in Spokane, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1All Lines Insurance6404 N Monroe St(509) 327-1658
2Affordable Insurance1514 W Northwest Blvd(509) 279-2100
3KBG Insurance & Financial601 W 1st Ave Suite 1400(509) 242-3244
4Dan Hoffman Insurance Agency6105 N Astor St(509) 482-2994
5Kraft Insurance3151 E 29th Ave Suite 202(509) 343-5555
6The Advisors Insurance Agency601 W Riverside Ave Ste 230(509) 928-1111
7Marsh McLennan Agency501 N Riverpoint Blvd STE 403(509) 838-3501
8ABC Insurance12510 E Sprague Ave Suite 6(509) 891-1515
9Integrity Insurance Solutions3913 N Post St(509) 489-6903
10The Insurance Guys1204 E Sprague Ave(509) 532-0388
AL
6404 N Monroe St
All Lines Insurance
Long-Term Care Insurance Agent · Spokane, WA

All Lines Insurance serves the Spokane, Washington, metro area as a local source for long-term care insurance guidance. The agency helps clients evaluate personal coverage needs for future care, including home health aide services and assisted living facility expenses. Its agents focus on tailoring policies to individual financial situations and health considerations. The company handles both traditional long-term care policies and hybrid life insurance plans that include long-term care benefits.

AI
1514 W Northwest Blvd
Affordable Insurance
Long-Term Care Insurance Agent · Spokane, WA

Affordable Insurance offers a full range of long-term care insurance agent services, including policy consultations, plan comparisons, and application assistance for clients in the Spokane area. The agency helps individuals navigate options for coverage that protects assets and ensures access to future care. Ongoing support includes plan reviews, premium adjustments, and claims guidance to meet changing needs over time. Affordable Insurance serves clients living in single-family homes, apartments, retail spaces, and restaurants throughout Spokane.

KI
601 W 1st Ave Suite 1400
KBG Insurance & Financial
Long-Term Care Insurance Agent · Spokane, WA

KBG Insurance & Financial serves individuals and families in Spokane, WA, who are planning ahead for potential long-term care needs. As a dedicated long-term care insurance agent, the company guides clients through policy options that help protect savings from the high costs of extended care, whether at home or in a facility. Their approach focuses on understanding each client’s financial goals and health considerations. They also extend their services to clients in the nearby community of Coeur d’Alene, Idaho, ensuring broader access to coverage planning in the Spokane metro region.

DH
6105 N Astor St
Dan Hoffman Insurance Agency
Long-Term Care Insurance Agent · Spokane, WA

Serving the Spokane area and surrounding communities of Eastern Washington, Dan Hoffman Insurance Agency specializes in long-term care insurance. The agency handles policies designed to help individuals cover the costs of extended care services, such as in-home assistance or nursing facility stays. Understanding the complexities of protecting assets and planning for future health needs, the agency typically begins with a thorough client consultation to evaluate personal financial situations and care preferences before recommending suitable plan options.

KI
3151 E 29th Ave Suite 202
Kraft Insurance
Long-Term Care Insurance Agent · Spokane, WA

Kraft Insurance serves the Spokane area by guiding clients through the differences between one-time policy purchases and recurring premium payment plans for long-term care coverage. Their services help individuals plan for potential future needs such as in-home assistance or facility-based care, which can otherwise deplete personal savings. This agent clarifies how benefit periods, inflation protection, and elimination periods affect each policy option. Service appointments are available on an as-needed basis, allowing clients to consult only when they require guidance or policy changes.

AI
601 W Riverside Ave Ste 230
The Advisors Insurance Agency
Long-Term Care Insurance Agent · Spokane, WA

The Advisors Insurance Agency provides long-term care insurance planning, helping clients secure coverage for home care, assisted living, and nursing facility expenses. It also guides individuals through policy options and benefit structures relevant in the Spokane area. The agency works with families to address financial risks associated with aging and chronic health needs. With colder winter months increasing fall risks and potential care requirements, it assists local residents in adjusting coverage before seasonal hazards arise.

MM
501 N Riverpoint Blvd STE 403
Marsh McLennan Agency
Long-Term Care Insurance Agent · Spokane, WA

As Spokane’s winter weather raises concerns about personal safety and future care costs, Marsh McLennan Agency provides guidance on long-term care insurance options for local residents. The company assists clients in reviewing policy structures that help cover home health aides or nursing facility stays. An agent explains benefit triggers and elimination periods during a complimentary initial consultation. This first meeting includes a review of current health coverage to identify potential gaps before recommending any plan.

AI
12510 E Sprague Ave Suite 6
ABC Insurance
Long-Term Care Insurance Agent · Spokane, WA

ABC Insurance provides guidance on long-term care coverage options for individuals planning for future needs. The agency specializes in structuring policies that address assisted living, home health, and nursing facility expenses. Its services often include plan comparisons tailored to Spokane’s regulatory landscape. The agency also advises on supplemental coverage for chronic illness. ABC Insurance serves commercial clients operating offices, warehouses, and food service establishments, helping them secure benefits for employees.

II
3913 N Post St
Integrity Insurance Solutions
Long-Term Care Insurance Agent · Spokane, WA
IG
1204 E Sprague Ave
The Insurance Guys
Long-Term Care Insurance Agent · Spokane, WA

The Insurance Guys provide residential service by helping families in Spokane, WA, evaluate and select long-term care insurance policies to protect personal assets. They also assist commercial clients, such as local small businesses, with group coverage options for employees. Their service area encompasses the greater Spokane region and surrounding communities. Clients often return for periodic policy reviews after initial placements, ensuring their coverage remains aligned with evolving health needs or family circumstances between regular visits.

TM
59 E Queen Ave Ste 100 Ste 100
T4MI Medicare Insurance
Long-Term Care Insurance Agent · Spokane, WA
(509) 951-6708
t4medicareinsurance.com
LI
1028 W Rosewood Ave #160
Lifeline Insurance
Long-Term Care Insurance Agent · Spokane, WA
(509) 435-2120
lifelineprotection.com
HI
835 N Post St Suite 203
HUB International
Long-Term Care Insurance Agent · Spokane, WA
(509) 747-3121
hubinternational.com/offices/us/washington/spokane-north-post-street
F0
2527 E 27th Ave Suite 200
Five-0-Nine Insurance
Long-Term Care Insurance Agent · Spokane, WA
(509) 979-2578
five0nineinsurance.com
BL
1101 N Argonne Rd Suite 202
Bankers Life
Long-Term Care Insurance Agent · Spokane, WA
(509) 326-5217
branches.bankerslife.com/wa/spokane-vly/1101-n-argonne-rd
PC
402 W Sprague Ave
Prime Coverage Insurance WA
Long-Term Care Insurance Agent · Spokane, WA
(509) 824-0833
spokanehealthinsurance.net
IO
421 W Francis Ave
Insurance Options NW, LLC.
Long-Term Care Insurance Agent · Spokane, WA
(509) 230-9838
insuranceoptionsnw.com
NI
421 W Francis Ave
Northwest Insurance Professionals
Long-Term Care Insurance Agent · Spokane, WA
(509) 868-0364
nwipinsure.com
IE
421 W Francis Ave
Inland Empire Insurance
Long-Term Care Insurance Agent · Spokane, WA
(509) 499-4860
inlandempireins.com/about-us/contact-us
AI
59 E Queen Ave Suite 100
Anderson Insurance Services, LLC
Long-Term Care Insurance Agent · Spokane, WA
(509) 499-4116
andersonins4u.com
HI
820 S McClellan St LL-10
HEALTH INSURANCE OPTIONS, LLC.
Long-Term Care Insurance Agent · Spokane, WA
(509) 353-0476
medicareinspokane.com
AM
112 N University Rd # 206
All Medicare Solutions
Long-Term Care Insurance Agent · Spokane, WA
(509) 991-8466
allmedicaresolutions.com

What Does a a Long-Term Care Insurance Agent in Spokane Cost?

Long-term care insurance premiums in Washington vary widely. A healthy 55-year-old might pay between 150 and 300 dollars per month for a comprehensive policy. Older applicants or those with health conditions may see higher rates. Costs also depend on benefit amounts, inflation protection, and elimination periods. This is general information and not insurance advice.

About long-term care insurance agents in Spokane

Long-term care insurance agents in Spokane help residents plan for future care costs. Washington state has a unique long-term care trust act that affects policy choices. Agents can explain how private insurance works alongside the states WA Cares Fund program.

Frequently Asked Questions

What does a long-term care insurance agent in Spokane do?

An agent helps you compare policies from different companies and explains coverage options. They guide you through Washington state rules including the WA Cares Fund exemption process. Their goal is to find a policy that fits your budget and health needs.

How does Washington state law affect long-term care insurance?

Washington enacted the Long-Term Care Trust Act which provides a small state benefit funded by payroll taxes. Private insurance agents can help you apply for a permanent exemption from this tax if you buy a qualifying private policy. You must apply for the exemption by specific deadlines set by the state.

What factors affect the cost of long-term care insurance in Spokane?

Costs depend on your age, health, and the policy benefits you choose. Washington residents also see rate variations based on local care costs and insurance company pricing. A licensed agent can give you a personalized quote after reviewing your situation.

Long-Term Care Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.