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Find Long-Term Care Insurance Agents Near You in Spokane Valley, WA
Compare long-term care insurance agents in Spokane Valley. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Spokane Valley, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 10 long-term care insurance agents in Spokane Valley, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Spokane Valley Insurance
11017 E Sprague Ave Suite B, Spokane Valley, WA 99206
(509) 928-1234
spokanevalleyinsurance.net
Sannes Insurance
100 N Mullan Rd STE #101, Spokane Valley, WA 99206
(509) 993-9887
sannesinsurance.com
Empire Insurance Brokers
708 N Argonne Rd Suite 8bm, Spokane Valley, WA 99212
(509) 922-4636
eibnow.com
Starr & Brown
11707 E Sprague Ave Ste 105, Spokane Valley, WA 99206
(509) 928-2121
starrbrown.com
Inland Northwest Insurance
12319 E Broadway Ave, Spokane Valley, WA 99216
(509) 892-6373
inlandnwi.com
Insurance Gal Janis
1420 N Mullan Rd Suite L9, Spokane Valley, WA 99206
(509) 703-9661
insurancegaljanis.com
Century Insurance Agency
1406 N Pines Rd, Spokane Valley, WA 99206
(509) 924-4424
centuryinsuranceagency.com
Amy Jo Carlson Insurance
1121 N Argonne Rd Suite 101, Spokane Valley, WA 99212
(509) 505-3104
goagentforce.com
MACC Insurance
1121 N Argonne Rd Suite 101, Spokane Valley, WA 99212
(208) 618-8774
maccinsurance.com
Medicare Policy Center
502 S Sullivan Rd # 106, Spokane Valley, WA 99037
(509) 260-3520
Long-term care insurance agents in Spokane Valley help residents plan for future care needs such as nursing home or in-home support. Washington state has a new long-term care payroll tax called WA Cares Fund which started in 2023. An agent can explain how private policies interact with this state program and help you choose coverage that fits your budget.
What Does a Long-Term Care Insurance Agent in Spokane Valley Cost?
Long-term care insurance premiums in Washington vary widely based on age and health. For a 55-year-old in good health, a policy with a $150 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. For a 65-year-old, the same policy could cost $2,500 to $5,000 per year. Costs also depend on inflation protection and elimination period choices. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent do in Spokane Valley?
An agent helps you compare policies from different insurance companies. They explain coverage options, benefit amounts, and elimination periods. They also help you understand Washington state rules like the WA Cares Fund exemption process.
How does WA Cares Fund affect long-term care insurance in Washington?
WA Cares Fund is a state payroll tax that provides a limited long-term care benefit. Residents can apply for an exemption if they have a private long-term care insurance policy purchased before November 1 2021. An agent can help you understand if private insurance is still a good option for you.
What factors affect the cost of long-term care insurance in Spokane Valley?
Costs depend on your age, health, benefit amount, and policy features. Washington state requires insurers to use approved rate tables. Premiums are typically lower when you buy a policy at a younger age.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Washington.