The top-rated long-term care insurance agent in Walla Walla, Washington is Mike Stensrude - State Farm Insurance Agent, rated 5.0 stars across 146 reviews. Other highly rated options include Serengeti Care, Nick Colby - COUNTRY Financial Representative, Todd Bauman - State Farm Insurance Agent. This directory lists 20 long-term care insurance agents serving Walla Walla.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Stensrude - State Farm Insurance Agent | 1616 Plaza Way | (509) 522-2555 |
| 2 | Serengeti Care | 1815 Portland Ave Suite 3 | (509) 730-0644 |
| 3 | Nick Colby - COUNTRY Financial Representative | 1312 E Isaacs Ave | (509) 491-6060 |
| 4 | Todd Bauman - State Farm Insurance Agent | 1639 E Isaacs Ave | (509) 525-1600 |
| 5 | Home Care Services - Walla Walla | 1388 W Pine St | (509) 529-9541 |
| 6 | Lloyd's Insurance & Real Estate | 103 S 2nd Ave | (509) 525-4110 |
| 7 | McDonald Zaring Insurance | 22 E Main St | (509) 525-5730 |
| 8 | United Insurance | 23 W Alder St | (425) 629-8917 |
| 9 | Brett Turner American Family Insurance | 103 Donald St | (509) 876-2777 |
| 10 | Owsley Insurance | 525 N Wilbur Ave | (509) 525-5604 |
Mike Stensrude - State Farm Insurance Agent serves the Walla Walla, Washington, area, providing long-term care insurance coverage. This agency helps clients plan for future care needs that may arise from aging, chronic illness, or disability. A long-term care insurance agent works to find policies that cover services like home health aides or assisted living facility stays, protecting personal assets from high care costs. Mike Stensrude handles individual policy evaluations and Medicare supplement coordination to tailor coverage for local residents.
Serengeti Care offers comprehensive services related to long-term care insurance planning, including policy analysis and application assistance for local residents. The company helps clients compare coverage options and navigate the complexities of selecting appropriate plans to protect future care needs. It provides ongoing support with policy maintenance and claims guidance, ensuring clients understand their benefits over time. Serengeti Care serves individuals and families in the Walla Walla area, working with clients who own single-family homes, apartments, retail spaces, and restaurants.
Serving Walla Walla and the surrounding communities of eastern Washington and northeastern Oregon, Nick Colby - COUNTRY Financial Representative handles long-term care insurance planning for local families and individuals. This includes assessing personal health considerations and reviewing policy options that address potential future custodial needs. The agency approaches each assignment by first discussing the client’s unique long-term care concerns, then clearly outlining available coverage choices and their respective protections to build an informed plan.
Todd Bauman - State Farm Insurance Agent in Walla Walla, WA helps homeowners, families, and local business owners plan for the financial challenges of extended care. The agency guides clients through long-term care insurance options designed to protect assets and reduce the burden on family members. They also provide policy reviews to adjust coverage as circumstances change. In addition to serving Walla Walla residents, their agency supports clients in the nearby community of College Place.
Home Care Services - Walla Walla assists clients in distinguishing between one-time service arrangements and recurring care options when planning for future needs, while also helping to evaluate coverage that addresses both skilled nursing and custodial care expenses. As a long-term care insurance agent in Walla Walla, WA, the company guides residents through policy selection for home-based, assisted living, or facility care scenarios. Service for consultations and policy reviews runs on a one-time, scheduled, or as-needed basis.
Lloyd's Insurance & Real Estate specializes in securing long-term care insurance policies for individuals. It also advises clients on planning for future care needs, ensuring coverage aligns with personal budgets and health expectations in Walla Walla, Washington. The agency helps local families navigate policy options for nursing homes, assisted living, or in-home support. During open enrollment periods, it assists clients in comparing and updating coverage to address rising care expenses and evolving health requirements.
As Walla Walla planning for the later years of life becomes more common, residents often seek guidance on protecting assets and securing future care. McDonald Zaring Insurance works as a long-term care insurance agent in this area, helping individuals understand policy options that could cover extended care needs without draining savings. The process begins with an initial consultation to review personal circumstances and goals.
United Insurance works with clients in Walla Walla, Washington, to help them prepare for potential future care needs through long-term care insurance policies. These plans address costs that standard health coverage and Medicare often do not fully cover, such as assistance with daily living activities at home or in a facility. The firm can assist individuals and businesses in tailoring protection for diverse commercial sectors, including offices, warehouses, and food service operations.
Brett Turner American Family Insurance provides long-term care insurance services to residents in the Walla Walla, Washington area. For business clients, appropriate commercial coverage options are also available throughout the local region. As a long-term care agent, the agency helps individuals plan for future care needs, ensuring policies align with personal circumstances. Home and property protection are also offered. After an initial consultation, follow-up or repeat service occurs between regular visits to review coverage and adjust plans as life changes.
Owsley Insurance in Walla Walla, WA, is known for helping local families prepare for the financial demands of extended care. The agency focuses on long-term care insurance policies that cover assisted living, nursing home stays, and in-home support services. They guide clients through plan options to protect savings from rising care costs. A specialty they can add on is a hybrid policy that combines life insurance with a long-term care benefit.
What Does a a Long-Term Care Insurance Agent in Walla Walla Cost?
Long-term care insurance premiums in Washington vary by age, health, and coverage level. For a 55-year-old, a policy with $165 daily benefit might cost $1,500 to $3,000 per year. Costs increase with age and for richer benefits. This is general information, not insurance advice.
About long-term care insurance agents in Walla Walla
Long-term care insurance agents in Walla Walla, Washington help residents plan for future care needs like nursing homes or in-home assistance. Washington state offers the WA Cares Fund, a public long-term care benefit, but private policies can supplement or replace this coverage. An agent can explain how these options work together under Washington law.
Frequently Asked Questions
What does a long-term care insurance agent in Walla Walla do?
An agent helps you compare policies from different insurers, explains coverage options, and guides you through the application process. They also clarify how Washington state laws, like the WA Cares Fund, affect your choices.
Do I need private long-term care insurance if I have WA Cares?
WA Cares provides a limited benefit, currently up to $36,500 adjusted for inflation, which may not cover all costs. Private insurance can fill gaps for higher care expenses or offer more flexibility in choosing providers.
Are there Washington-specific rules for long-term care insurance policies?
Yes, Washington requires policies to include inflation protection and a 30-day free look period. Agents must follow state regulations on policy disclosures and cannot misrepresent benefits.