The top-rated supplemental insurance agent in Alabaster, Alabama is David McBrayer: Allstate Insurance, rated 5.0 stars across 306 reviews. Other highly rated options include Alfa Insurance - The King Agency, Go Insurance Agency, Hairston Brown Financial & Insurance Services. This directory lists 16 supplemental insurance agents serving Alabaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David McBrayer: Allstate Insurance | 122 1st St S | (205) 685-8686 |
| 2 | Alfa Insurance - The King Agency | 130 1st Ave W | (205) 473-3920 |
| 3 | Go Insurance Agency | 9755, 549 1st St SW | (205) 414-6008 |
| 4 | Hairston Brown Financial & Insurance Services | 9330 Hwy 119 # 300 | (205) 685-1333 |
| 5 | Alfa Insurance | 1211 1st St N | (205) 663-0745 |
| 6 | Landon Green, Alfa Insurance Agent | 1211 1st St N | (205) 663-0745 |
| 7 | Aseguranza de Auto, Casa, Comercial y Vida TWFG Eigly Aguilar Insurance | 1235 1st St N Suite C | (205) 624-3270 |
| 8 | Smart Coverage Insurance AL | 1207 1st St N | (205) 206-4018 |
| 9 | Bentley Insurance Inc. | 10052 Hwy 119 | (205) 663-6223 |
| 10 | Superior Agency | 205 Buck Creek Plaza C | (205) 358-8035 |
David McBrayer: Allstate Insurance serves Jefferson and Shelby counties from its location in Alabaster, Alabama, offering supplemental insurance coverage. These policies help fill gaps left by major medical plans, covering costs such as deductibles, copays, and routine care not fully addressed by primary health insurance. The agency assists clients in selecting plans that align with individual needs. Specific services handled in this area include accident insurance and critical illness coverage.
Alfa Insurance - The King Agency serves homeowners, renters, and local business owners in Alabaster, Alabama, by offering supplemental insurance policies that help cover deductibles and expenses not included in standard health or property plans. The agency assists clients with selecting additional coverage for accidents, critical illness, or other unforeseen events to provide extra financial protection. It also extends its services to families and property managers throughout the greater Shelby County area, including nearby Pelham.
Go Insurance Agency in Alabaster, AL, offers a variety of supplemental insurance policies designed to fill coverage gaps not addressed by standard health plans. These plans help clients manage out-of-pocket costs and provide financial support during unexpected medical events. The agency maintains personalized service, assisting policyholders with plan selection and ongoing claims support. It services a diverse range of local properties, including single-family homes, apartments, retail establishments, and restaurants.
Serving Alabaster, Alabama, and the surrounding communities, Hairston Brown Financial & Insurance Services provides supplemental insurance to help cover gaps left by primary health plans. The agency handles options for accident, cancer, critical illness, and disability coverage. In a typical consultation, it begins by assessing a client’s current coverage and financial situation, then presents plan choices that fit individual needs and budgets.
Alfa Insurance serves Alabaster, Alabama, and the surrounding communities throughout Shelby County. As a Supplemental Insurance Agent, it handles additional coverage options designed to fill gaps from primary health or life policies. Typical offerings include accident, critical illness, and hospital indemnity plans that provide direct cash benefits to policyholders. To address a client's needs, the agent begins with a personal consultation to identify specific coverage gaps and then presents straightforward policy options that complement existing insurance.
Landon Green, Alfa Insurance Agent in Alabaster, AL, provides supplemental insurance policies that address gaps in primary health coverage. These plans typically pay a set benefit directly to the policyholder upon a covered event, rather than reimbursing on a fee-for-service basis. This structure allows clients to use the funds as needed, whether for deductibles, copays, or everyday expenses arising during recovery. Both one-time accident or hospital confinement policies and recurring critical illness or cancer coverage are offered. Appointments and policy management operate strictly on an as-needed basis.
Aseguranza de Auto, Casa, Comercial y Vida TWFG Eigly Aguilar Insurance specializes in supplemental insurance policies that cover gaps left by standard plans. It serves clients in Alabaster, AL, by offering additional protection for property, vehicles, business liabilities, and life events. Its general work involves helping local residents find affordable secondary coverage that aligns with their existing needs. This agent particularly assists homeowners and small business owners who face increased risks during severe summer storm seasons.
As Alabaster residents begin to plan for the year ahead, many seek extra financial protection through supplemental insurance. Smart Coverage Insurance AL helps local clients fill income gaps left by major medical policies, offering focused solutions for accident, critical illness, and hospital confinement. The company assists individuals in Alabaster in evaluating shortfalls in their current coverage to avoid unexpected out-of-pocket costs. A new client starts this process with a no-obligation assessment of their existing supplemental policies and personal protection needs.
Bentley Insurance Inc., located in Alabaster, Alabama, serves local residents by offering coverage that fills in gaps left by standard health plans. As a supplemental insurance agent, the company provides financial protection for unexpected medical events, including hospital stays and critical illness treatment. These policies help policyholders manage out-of-pocket expenses and lost income. The agency can assist individuals working in a variety of commercial sectors, such as offices, warehouses, and food service establishments.
Superior Agency serves residents in Alabaster, AL by offering supplemental insurance that helps cover costs traditional plans may leave behind. For commercial clients, they provide similar gap coverage designed to protect business operations. Their service area extends throughout the local region. Agents work with each policyholder to explain plan options and manage claims as they arise. Clients often schedule follow-up appointments between regular visits, ensuring their coverage adapts to changing circumstances or seasonal needs without requiring a separate agency search.
What Does a a Supplemental Insurance Agent in Alabaster Cost?
Costs for supplemental insurance in Alabama vary by plan type age and health status. Medicare Supplement plans typically range from 100 to 300 dollars per month for standard coverage. Medicare Advantage plans may have lower premiums but include copays and deductibles. This is general information and not insurance advice.
About supplemental insurance agents in Alabaster
Supplemental insurance agents in Alabaster Alabama help residents find policies that cover gaps in traditional health insurance. These agents work with plans like Medicare Supplement and Medicare Advantage which are regulated by the Alabama Department of Insurance. Local agents can explain how Alabama state laws affect plan options and enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in Alabaster?
A supplemental insurance agent is a licensed professional who helps you buy policies that cover costs not paid by your primary health plan. In Alabama agents must follow state regulations and be appointed by the insurance companies they represent.
When can I enroll in a Medicare Supplement plan in Alabama?
The best time to enroll is during your Medigap Open Enrollment Period which starts when you are 65 and enrolled in Medicare Part B. This period lasts six months and during this time you cannot be denied coverage due to health conditions.
Are there Alabama specific rules for supplemental insurance agents?
Yes all agents must hold a valid Alabama insurance license and complete continuing education courses. They must also follow the Alabama Insurance Code which sets standards for marketing and sales practices.