The top-rated supplemental insurance agent in Foley, Alabama is Direct Auto Insurance, rated 4.9 stars across 455 reviews. Other highly rated options include Acceptance Insurance, First Baldwin Insurance, Frances Holk-Jones - State Farm Insurance Agent. This directory lists 20 supplemental insurance agents serving Foley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 2112 S McKenzie St | (251) 200-4679 |
| 2 | Acceptance Insurance | 201 9th Ave Ste 201 | (251) 494-7076 |
| 3 | First Baldwin Insurance | 8154 AL-59 #201 | (251) 943-6677 |
| 4 | Frances Holk-Jones - State Farm Insurance Agent | 315 E Laurel Ave #101 | (251) 943-5031 |
| 5 | Southern Risk Associates, Inc. | 710 E Laurel Ave | (251) 316-6129 |
| 6 | Josh Wild - State Farm Insurance Agent | 900 N McKenzie St | (251) 943-2886 |
| 7 | SOUTHERN INSURANCE AL LLC | 820 S McKenzie St | (251) 943-3340 |
| 8 | Bill Boulton Agency, Inc: Allstate Insurance | 313A W Laurel Ave | (251) 943-2800 |
| 9 | Absolute Insurance Agency | 721 N McKenzie St | (251) 942-6837 |
| 10 | South Shore Insurance Agency | 7801 AL-59 G | (251) 923-4463 |
Direct Auto Insurance serves homeowners, renters, and local business owners in Foley, Alabama, by providing supplemental insurance agent services that help fill gaps in standard coverage. Clients can obtain additional policies for accident protection or specific property needs, ensuring broader financial security. The agency assists with plan selection and policy management. It also covers the neighboring community of Gulf Shores and parts of coastal Baldwin County.
Serving Foley, Alabama, and the surrounding Baldwin County communities, Acceptance Insurance handles supplementary insurance coverage that helps bridge gaps left by primary health plans. The business addresses policies such as accident, hospital indemnity, and critical illness protection common in this region. It works directly with local clients to review individual financial situations and existing coverage. The typical job involves clarifying benefits, comparing plan options, and completing necessary paperwork on site to finalize enrollment for the client.
First Baldwin Insurance serves the Foley, Alabama area as a local supplemental insurance agent. The agency helps residents identify and enroll in policies that fill coverage gaps left by primary health plans. Supplemental insurance plans typically offer fixed cash benefits directly to the policyholder for specific medical events. Common plans address expenses from accidents, critical illnesses, or hospital confinement. The company works with clients throughout Baldwin County to explain these options. It specifically handles accident insurance and hospital indemnity policies in this region.
Frances Holk-Jones - State Farm Insurance Agent in Foley, AL, provides a range of supplemental insurance services designed to cover gaps left by primary health or life policies. These offerings help clients manage out-of-pocket expenses and unexpected financial burdens. The agency assists with plan selection and ongoing policy maintenance to ensure coverage remains aligned with changing needs. It serves individual properties, including single-family homes, apartments, retail locations, and restaurants.
Serving Foley, Alabama, and the surrounding Baldwin County communities, Southern Risk Associates, Inc. provides supplemental insurance to fill coverage gaps left by standard health plans. The agency helps clients manage out-of-pocket costs often associated with hospital stays, accidents, or critical illnesses. To handle a typical job, the company begins by reviewing an individual’s existing coverage, identifying specific financial exposures, and then explaining plain-language policy options fitted to each client’s personal situation.
Homeowners, businesses, property managers, and renters in Foley work with Josh Wild as a State Farm Insurance agent for supplemental insurance needs. This agent helps local clients secure additional coverage to bridge gaps left by primary health or property policies. The agency focuses on products such as accident, critical illness, and hospital indemnity plans for residents and commercial operators. Services extend across Baldwin County, ensuring customers in Gulf Shores also have access to these protective options.
Serving Foley, Alabama, Southern Insurance AL LLC helps clients distinguish between one-time travel or event coverage and ongoing annual supplemental policies that fill gaps in primary health or Medicare plans. Supplemental insurance agents in this area commonly offer solutions for accident, hospital indemnity, or critical illness expenses. This company guides customers in selecting the right type of protection for their specific medical and financial needs. Service options are available on an as‑needed basis, with periodic reviews encouraged for policy adjustments.
The Bill Boulton Agency, Inc: Allstate Insurance in Foley, AL specializes in supplemental insurance policies that cover gaps left by major medical plans, providing financial protection for unexpected health events. The agency also serves the community with general insurance needs, including auto and home coverage. Helping clients manage deductibles and out-of-pocket expenses, it is particularly valuable during open enrollment periods when individuals review their existing coverage limits against potential medical costs.
As Gulf Coast residents prepare for each new hurricane season, supplemental insurance can help fill gaps left by standard health or Medicare coverage. Absolute Insurance Agency in Foley, AL assists clients in exploring these additional plans, which often cover out-of-pocket costs or specific services like dental and vision. Their process begins with a no-obligation review of existing benefits and a discussion of available local policy options. An agent will then schedule a straightforward initial assessment to evaluate individual needs and coverage opportunities.
South Shore Insurance Agency provides supplemental insurance solutions to individuals and organizations in and around Foley, Alabama. The company specializes in offering additional voluntary policies that fill coverage gaps left by standard health or life insurance plans. Common options include accident, critical illness, and hospital indemnity policies. Clients can secure these supplementary benefits for personal protection or employee benefit packages. The agency serves commercial sectors such as professional offices, warehouses, and food service establishments.
What Does a a Supplemental Insurance Agent in Foley Cost?
Supplemental insurance costs in Alabama vary by plan type age and location. Medigap Plan G premiums for a 65-year-old in Foley typically range from $120 to $200 per month. Medicare Advantage plans often have $0 monthly premiums but include copays and deductibles. Costs can change each year. This is general information not insurance advice.
About supplemental insurance agents in Foley
Supplemental insurance agents in Foley Alabama help residents fill gaps in Medicare coverage. Alabama law allows agents to offer Medigap and Medicare Advantage plans during specific enrollment periods. Local agents understand the needs of Baldwin County retirees and seasonal residents.
Frequently Asked Questions
What is a supplemental insurance agent in Foley?
A supplemental insurance agent helps you buy private insurance that covers costs not paid by Original Medicare. In Alabama these agents must be licensed by the Alabama Department of Insurance. They can explain Medigap and Medicare Advantage options available in Foley.
When can I enroll in a supplemental plan in Foley Alabama?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. Alabama also has annual Medicare Advantage enrollment from October 15 to December 7. Special enrollment periods apply for certain life events.
Do supplemental insurance agents in Foley charge fees?
Most supplemental insurance agents in Alabama are paid by the insurance company not by you. Some agents may charge a consulting fee but they must disclose this in writing. Always ask about compensation before signing any application.