The top-rated supplemental insurance agent in Athens, Alabama is Pepper, Johnstone & Company, rated 4.9 stars across 139 reviews. Other highly rated options include iPROTECT Insurance & Financial Services, Inc., Phillip Burton - COUNTRY Financial Agent, Nationwide Insurance: Jon Peters Insurance Agency, Inc.. This directory lists 18 supplemental insurance agents serving Athens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pepper, Johnstone & Company | 122 Market St W | (256) 232-7818 |
| 2 | iPROTECT Insurance & Financial Services, Inc. | 1114 US-31 Suite E | (256) 444-2041 |
| 3 | Phillip Burton - COUNTRY Financial Agent | 707 US-31 Ste C | (256) 232-1256 |
| 4 | Nationwide Insurance: Jon Peters Insurance Agency, Inc. | 1111 US Hwy 72 E | (256) 232-7200 |
| 5 | SOS Insurance Agency | 1102 S Jefferson St | (256) 262-9133 |
| 6 | Highstreet Kilgro Insurance Agency | 707 US-31 Ste F | (256) 232-5241 |
| 7 | Farmers Insurance - Toni Griffin | 707 Hobbs St E Ste C | (256) 262-9286 |
| 8 | Alfa Insurance | 22380 US-72 | (256) 232-2898 |
| 9 | Alfa Insurance - Johnson & Looney Agency | 524 US Hwy 72 W | (256) 232-1340 |
| 10 | Policy Power Insurance | 301 S Jefferson St | (205) 433-5085 |
Pepper, Johnstone & Company serves the Athens, Alabama area as a supplemental insurance agent. It assists clients in securing policies that help cover out-of-pocket medical costs not paid by major medical plans. These additional plans can provide financial support for expenses such as deductibles and copayments. The company works to match individuals with coverage options suited to their healthcare needs. It handles both hospital indemnity and critical illness insurance in this area.
iPROTECT Insurance & Financial Services, Inc. in Athens, AL, offers a range of supplemental insurance products designed to fill gaps in primary health, accident, and life coverage. Its service plans include personalized consultations to help clients select appropriate policies, followed by ongoing support for claims and policy adjustments as needs change. The agency regularly reviews client coverage to ensure it aligns with current circumstances and healthcare expenses. It provides these services for individuals residing in single-family homes, apartments, retail establishments, and restaurants.
Homeowners, landlords, and small business owners in Athens, AL turn to Phillip Burton - COUNTRY Financial Agent for supplemental insurance coverage. This agency helps clients fill gaps in their existing policies, offering plans that address unexpected expenses not covered by standard insurance. Residents frequently seek assistance with protecting income or managing out-of-pocket costs during medical events. The agent also serves areas throughout Limestone County, including the nearby community of Decatur, providing local guidance on supplemental protection needs.
Nationwide Insurance: Jon Peters Insurance Agency, Inc. in Athens, AL distinguishes between term policies requiring renewal and permanent coverage that remains in place. It specializes in supplemental insurance, which fills gaps left by major medical plans. Services include aiding clients in selecting policies for unexpected health events or income loss. Assistance runs on a scheduled basis, with annual reviews to adjust coverage to changing life circumstances.
Serving Athens, AL and the surrounding Limestone County communities, SOS Insurance Agency operates as a supplemental insurance agent. This business helps local residents navigate policies designed to cover gaps left by major medical plans, including accident, critical illness, and hospital indemnity options. With a focus on personal financial protection, the agency works directly with individuals and families. To handle a typical case, the agent first conducts a simple needs review with the client to identify coverage gaps and then presents tailored policy choices from available carriers for informed selection.
Homeowners and small business owners in Athens, Alabama turn to Highstreet Kilgro Insurance Agency for supplemental insurance policies that help fill gaps in standard coverage. The agency works with local residents to explain and match Medicare supplements, critical illness plans, and accident protection. These supplemental options can ease out-of-pocket costs during unexpected health events. Highstreet Kilgro also serves clients in the surrounding Limestone County communities and areas toward Madison.
Farmers Insurance - Toni Griffin in Athens, AL specializes in supplemental insurance, offering policies that cover gaps left by standard health plans such as accident, critical illness, and hospital indemnity. It provides individualized support to help clients select appropriate coverage tailored to their medical and financial situations. This agency assists with financial protection during unexpected medical events, including helping residents manage out-of-pocket expenses that arise during flu season or after a serious diagnosis.
Alfa Insurance serves Athens, Alabama, and the surrounding communities in Limestone County. As a supplemental insurance agent, it handles policies that help cover costs not included by major medical plans, such as accident, critical illness, and hospital indemnity coverage. The agent works directly with local residents to explain how these policies can fill financial gaps left by primary insurance. For a typical job, the agent first reviews the client’s existing coverage, then identifies specific supplemental needs before presenting tailored options.
As the changing seasons in Athens bring new health and financial concerns, many residents look for additional coverage beyond their primary plans. Alfa Insurance - Johnson & Looney Agency provides personalized supplemental insurance options designed to bridge the gaps in existing policies. Covering areas such as accident or hospital indemnity, this local agency works with clients to explain how various plans can address specific cash-flow needs during unexpected events. A comprehensive review of a client’s current coverage and potential liabilities begins with an initial no-pressure assessment meeting.
What Does a a Supplemental Insurance Agent in Athens Cost?
Costs for supplemental insurance in Alabama vary by plan type, age, and health status. A Medigap Plan G for a 65-year-old in Athens might range from $120 to $200 per month. Cancer or hospital indemnity policies can cost $30 to $100 per month. These are estimates; actual premiums depend on the insurer and your specific situation. This is general information, not insurance advice.
About supplemental insurance agents in Athens
Supplemental insurance agents in Athens, Alabama help residents fill gaps in their primary health coverage. These agents can explain plans like Medicare Supplement (Medigap) and hospital indemnity policies. Alabama law requires agents to be licensed through the Alabama Department of Insurance, ensuring they meet state standards for consumer protection.
Frequently Asked Questions
What is a supplemental insurance agent in Athens?
A supplemental insurance agent helps you buy policies that cover costs not paid by your main health plan. In Athens, these agents often sell Medigap, accident, or critical illness policies. They must follow Alabama insurance regulations to provide clear policy details.
How do I choose a supplemental insurance agent in Athens Alabama?
Look for an agent licensed by the Alabama Department of Insurance. Ask about their experience with plans like Medicare Supplement or cancer insurance. You can verify a license on the Alabama Department of Insurance website.
Are there time limits to buy supplemental insurance in Alabama?
Yes, for Medigap policies you have a 6-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. After that, insurers may use medical underwriting. Other supplemental plans like accident insurance have no fixed state time limit but may have policy-specific waiting periods.