The top-rated supplemental insurance agent in Madison, Alabama is River Tree Insurance, rated 5.0 stars across 791 reviews. Other highly rated options include River Valley Insurance Group, Alfa Insurance - The Tanielu Agency, UR Choice Insurance. This directory lists 18 supplemental insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | River Tree Insurance | 9668 Madison Blvd #202 | (256) 824-0117 |
| 2 | River Valley Insurance Group | 9290 Madison Blvd Suite B | (256) 870-7844 |
| 3 | Alfa Insurance - The Tanielu Agency | 203 Mission St Ste A | (256) 289-7098 |
| 4 | UR Choice Insurance | 401 Carter Dr | (256) 692-5562 |
| 5 | Legacy Insurance | 814A Palmer Rd | (256) 325-3730 |
| 6 | River Tree Insurance Services Inc | 9668 Madison Blvd #202 | (256) 715-0477 |
| 7 | Jaclyn Klein, Alfa Insurance Agent | 1593 Hughes Rd suite f | (256) 361-0244 |
| 8 | Grier Insurance | 9668 Madison Blvd Suite 229 | (256) 766-2222 |
| 9 | Peck-Glasgow Agency, Inc. | 100 Essex Ct Ste A | (256) 772-9704 |
| 10 | Dowdy Insurance | 7352 Wall Triana Hwy | (256) 425-3566 |
River Tree Insurance serves Madison, Alabama, offering supplemental insurance coverage for individuals and families. These policies help manage out-of-pocket expenses not covered by primary health plans. Common needs around Madison include extending protection for hospital visits and critical illness events. The agency works with local residents to select plans that fill specific gaps in their existing healthcare coverage. River Tree Insurance handles Medicare supplement and accident policies in the Madison area.
River Valley Insurance Group in Madison, AL provides supplemental insurance agency services to help clients bridge coverage gaps left by major medical plans. Its representatives assist customers in understanding and selecting policies for accident, critical illness, hospital indemnity, and cancer protection. The agency offers enrollment support and annual policy reviews to ensure plans remain suitable as needs evolve. It serves single-family homeowners, apartment residents, retail workers, and restaurant employees throughout the local area.
Alfa Insurance - The Tanielu Agency serves homeowners, property owners, and area businesses in Madison, Alabama, offering supplemental insurance policies that help fill gaps in major medical coverage. These plans assist policyholders with out-of-pocket costs such as deductibles, copays, and hospital stays, providing greater financial protection during unexpected health events. The agency is committed to helping clients understand their options in this specialized field. It also extends its services to residents and property owners throughout nearby Huntsville and the surrounding metro area.
UR Choice Insurance serves Madison, Alabama, and the surrounding communities with supplemental insurance coverage. The agency helps clients address gaps in their primary health plans, such as expenses from accidents, critical illnesses, or hospital stays. In a typical engagement, an agent first reviews a client’s existing coverage and financial situation, then explains policy options clearly. The company handles the job by guiding each customer through the application process step by step and ensuring they understand their benefits.
Legacy Insurance in Madison, AL distinguishes between one-time enrollment and recurring supplemental service options, each designed to fill gaps in standard health coverage. Their policies typically address out-of-pocket costs such as deductibles, copays, and hospital stays that primary insurance does not fully cover. An agent helps clients evaluate their existing plans and select appropriate supplementary benefits for medical or accident-related expenses. Service appointments remain available on an as-needed basis, arranged directly through the local office without a fixed schedule.
River Tree Insurance Services Inc in Madison, AL specializes in offering supplemental insurance agent services that help cover gaps in primary health plans. It works closely with individuals and families to identify policies for expenses like deductibles, copays, and other out-of-pocket costs. General support includes explaining coverage options and assisting with claims for accident, critical illness, and hospital indemnity plans. As Medicare Annual Enrollment Period approaches, the company helps clients review their existing coverage and adjust supplemental policies to ensure protection during flu season and for unexpected medical events.
As the seasons change in Madison, AL, residents often evaluate their coverage against shifting needs. Jaclyn Klein, Alfa Insurance Agent helps local individuals and families by offering supplemental insurance policies that fill gaps left by major medical plans. These products provide an extra layer of financial protection for everyday health events not fully covered elsewhere. The company completes an initial assessment by scheduling a complimentary in-person policy review to evaluate each client’s specific situation.
Grier Insurance specializes in Supplemental Insurance services, helping clients in Madison, Alabama, fill gaps left by primary health coverage. It works with individuals to address out-of-pocket medical costs and coverage limitations through various policy options. The agency assists clients in understanding their coverage needs and navigating plan selections for added financial protection. This can be especially valuable during open enrollment periods when policy adjustments are time-sensitive.
Peck-Glasgow Agency, Inc. provides supplemental insurance for individuals in Madison, AL. These policies serve as add-ons to primary health coverage, helping clients manage out-of-pocket costs from common medical events. The agency focuses on filling these specific financial gaps in a client’s overall protection plan. By offering such supplementary products, the company supports a range of commercial sectors where employers want to enhance benefit packages. These commercial sectors include offices, warehouses, and food service establishments.
Dowdy Insurance provides supplemental insurance agent services to residential clients in Madison, Alabama. The company also arranges coverage for commercial customers throughout the local region. Supplemental insurance helps fill gaps left by primary health or life policies. Agents explain available plan options and assist with enrollment. Workers may handle claims follow-up and policy adjustments between regular visits. Clients can schedule repeat service for annual plan reviews or life changes that require updated coverage.
What Does a a Supplemental Insurance Agent in Madison Cost?
Supplemental insurance costs in Alabama vary by plan type and your age. For a Medicare Supplement Plan G a 65 year old in Madison might pay between 120 and 200 dollars per month. Dental and vision supplemental plans can cost 30 to 80 dollars monthly. Rates are regulated by the Alabama Department of Insurance but can differ between insurers. This is general information not insurance advice.
About supplemental insurance agents in Madison
Supplemental insurance agents in Madison Alabama help residents fill gaps in their primary health coverage. These agents can explain Medicare Supplement plans and other policies that comply with Alabama insurance regulations. Working with a local agent ensures you understand state specific rules like the Alabama Medicare Supplement open enrollment period.
Frequently Asked Questions
What is a supplemental insurance agent in Madison?
A supplemental insurance agent helps you buy policies that cover costs not paid by your main health plan. In Alabama these agents are licensed by the Alabama Department of Insurance. They can assist with Medicare Supplements and critical illness plans.
When can I enroll in a Medicare Supplement plan in Alabama?
In Alabama you have a six month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you cannot be denied coverage due to pre existing conditions. An agent can help you compare plans.
Are supplemental insurance premiums tax deductible in Alabama?
Medical expenses including some supplemental insurance premiums may be deductible on your federal taxes if they exceed 7.5 percent of your adjusted gross income. Alabama follows federal rules for itemized deductions. Consult a tax professional for your situation.