The top-rated supplemental insurance agent in Daphne, Alabama is Josh Lankford - State Farm Insurance Agent, rated 4.9 stars across 433 reviews. Other highly rated options include Thomas, Harrison & Associates Insurance Agency, Elaine Bui: Allstate Insurance, Eversure Insurance. This directory lists 19 supplemental insurance agents serving Daphne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Lankford - State Farm Insurance Agent | 1410 US-98 Ste G | (251) 422-8313 |
| 2 | Thomas, Harrison & Associates Insurance Agency | 26436 Kensington Pl | (251) 621-2180 |
| 3 | Elaine Bui: Allstate Insurance | 29640 State Hwy 181 Ste 102 | (251) 283-6445 |
| 4 | Eversure Insurance | 25833 State Hwy 181 | (251) 626-8900 |
| 5 | Acceptance Insurance | 27955 US-98 Suite J | (251) 494-7074 |
| 6 | Lower Alabama Benefits | 1203 US-98 E Suite 2A1 | (251) 533-4255 |
| 7 | Walker Insurance Agency | 1203 US-98 Suite 2B1 | (251) 422-9959 |
| 8 | Stillman Insurance Group | 810 Manci Ave Suite 5 | (251) 929-8434 |
| 9 | Medicare Insurance Advisor-Aidan Marks | 1203 US-98 E Suite 2B3 | (251) 463-0031 |
| 10 | Gorowsky Insurance, LLC. Home, Auto, Business Insurance | 27154-A Pollard Rd | (251) 367-2599 |
Josh Lankford - State Farm Insurance Agent serves the Daphne, AL, area and surrounding Baldwin County communities. The agency specializes in supplemental insurance policies that help cover costs not included by major medical plans. These products fill coverage gaps for unexpected health events and treatments. Supplemental cancer policies offer funds for deductibles and travel to appointments. Their hospital indemnity plans provide direct payments during inpatient stays. The agency also handles critical illness coverage and life insurance options for local residents.
Serving Daphne, Alabama, and the surrounding communities along the Eastern Shore, Thomas, Harrison & Associates Insurance Agency assists clients with supplemental insurance coverage. This type of insurance helps fill gaps left by primary health plans, addressing out-of-pocket costs for accidents, critical illness, or hospital stays. The agency works with individuals to evaluate their specific needs for additional financial protection. It typically begins by reviewing a client’s current coverage to identify any potential shortfalls, then recommends suitable policy options designed to supplement their existing benefits.
Elaine Bui: Allstate Insurance serves homeowners, businesses, and property managers in Daphne, Alabama, by offering supplemental insurance policies that help cover gaps left by primary health, auto, or property plans. These products include critical illness, accident, and hospital indemnity coverage designed to provide additional financial protection. The agency provides personalized guidance to clients in the Daphne area and also serves neighboring communities within the Mobile metropolitan area, including Fairhope and Spanish Fort.
Eversure Insurance in Daphne, AL, provides supplemental insurance plans that help cover expenses traditional health policies may not address. Its services include assistance with claims filing and policy reviews to ensure clients understand their coverage options. The agency offers ongoing support to help policyholders adapt their plans as personal circumstances change. Eversure Insurance primarily services individuals residing in single-family homes, apartments, and those operating retail businesses, as well as restaurants located within the local area.
Acceptance Insurance provides supplemental insurance options designed to fill gaps in primary health coverage for residents in and around Daphne, Alabama. It helps clients manage out-of-pocket expenses such as deductibles, copayments, and hospital stays. Service plans typically include personalized needs assessments to align policies with individual budgets and healthcare requirements. Maintenance support involves periodic policy reviews to adjust coverage as circumstances change. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Lower Alabama Benefits, located in Daphne, AL, distinguishes between providing one-time policy enrollments and offering recurring service options that include annual policy reviews and adjustments. The company assists clients in this area by explaining how supplemental insurance coverage can fill gaps left by primary health plans, addressing both medical and financial needs. For existing policyholders, services are available beyond the initial sale, including assistance with claims and coverage changes. Service runs on both a scheduled annual basis and as-needed for questions or policy updates.
Walker Insurance Agency in Daphne, AL specializes in providing supplemental insurance policies, including coverage for accidents, critical illness, and hospital indemnity. It assists clients in the Daphne area with selecting plans that fill gaps left by major medical insurance, helping to manage out-of-pocket expenses for unexpected health events. The agency focuses on explaining policy details so individuals can make informed decisions for their financial protection. When seasonal storms or temporary job changes create coverage lapses, it helps residents find interim solutions to maintain needed protection.
With Daphne’s summer humidity often bringing seasonal allergies and minor ailments, residents may find their health coverage falls short for additional treatments or therapies. Stillman Insurance Group serves as a supplemental insurance agent in the area, specializing in policies that help cover gaps in primary medical plans, such as those for dental, vision, or critical illness expenses. The company assists clients by reviewing existing healthcare needs and recommending suitable supplemental options. An initial consultation includes a no-obligation review of current plans to identify coverage shortfalls.
Medicare Insurance Advisor-Aidan Marks in Daphne, AL assists clients with core health coverage and further specializes in supplemental insurance for additional financial protection. These Medicare supplement policies help cover out-of-pocket expenses like copays and deductibles not included under original plans. The agency also offers guidance on selecting appropriate private plans for enhanced benefits, such as dental or vision care. Its services are available for those working in offices, warehouses, and food service environments.
Gorowsky Insurance, LLC serves Daphne, Alabama, offering residential supplemental insurance policies to help cover deductibles and gaps in primary homeowners coverage. The agency also provides commercial supplemental protection for local businesses seeking an added layer of financial security. With a focus on the Daphne area, their representatives work closely with clients to explain policy options and tailor plans to specific needs. Clients are encouraged to return between regular visits for annual policy reviews or when life changes create new coverage questions.
What Does a a Supplemental Insurance Agent in Daphne Cost?
Supplemental insurance costs in Alabama vary by plan type age and insurer. Medigap Plan G premiums for a 65 year old in Daphne typically range from 120 to 200 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Costs can change each year and depend on your location and health status. This is general information not insurance advice.
About supplemental insurance agents in Daphne
Supplemental insurance agents in Daphne Alabama help residents fill gaps in Medicare coverage. Alabama law requires Medigap policies to follow federal standards but does not impose a state specific open enrollment period beyond the federal six month window. Local agents can explain how Alabama plan options work for your health needs.
Frequently Asked Questions
What is a supplemental insurance agent in Daphne Alabama?
A supplemental insurance agent in Daphne helps you buy Medigap or Medicare Advantage plans. They explain plan differences and guide you through Alabama enrollment rules. Agents do not work for Medicare itself but for private insurers.
When can I enroll in a Medigap plan in Alabama?
You have a six month open enrollment period starting when you are 65 and enrolled in Medicare Part B. In Alabama this period is the only time you can buy any Medigap plan without medical underwriting. After that you may face health questions or higher rates.
Are there state specific rules for supplemental insurance in Alabama?
Alabama follows federal Medigap rules but does not have its own guaranteed issue laws beyond the initial enrollment period. This means outside of your open enrollment window insurers can deny coverage or charge more based on health. A local agent can help you understand these limits.