The top-rated supplemental insurance agent in Mobile, Alabama is Portal Insurance, rated 5.0 stars across 1,124 reviews. Other highly rated options include Freeway Insurance, Acceptance Insurance, All Risk Agency. This directory lists 19 supplemental insurance agents serving Mobile.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Portal Insurance | 951 Government St suite b | (251) 264-3232 |
| 2 | Freeway Insurance | 1500 Government St Ste E | (251) 494-7065 |
| 3 | Acceptance Insurance | 3990 Government Blvd Ste F | (251) 494-7078 |
| 4 | All Risk Agency | 800 Downtowner Blvd Suite E | (251) 344-1127 |
| 5 | Community Insurance Partners | 548 Boulevard Park W | (251) 635-0989 |
| 6 | Randy Jones & Associates Insurance Agency | 632 Hillcrest Rd | (251) 345-6680 |
| 7 | Advanced Insurance | 3919 Government Blvd | (251) 660-0076 |
| 8 | Southern Insurance Providers | 3925 Michael Blvd # D | (251) 470-0555 |
| 9 | MORRIS INSURANCE AGENCY, LLC | 3032 Dauphin Square Conn | (251) 473-5119 |
| 10 | Camcare Insurance | 7695 Cottage Hill Rd Suite A | (251) 458-5351 |
Portal Insurance serves the Mobile, Alabama metro area as a supplemental insurance agent, helping residents fill gaps in their primary health coverage. The agency works with clients to understand gaps in Medicare, employer plans, or individual policies. It focuses on offering policies that cover costs traditional insurance often excludes, such as copays and deductibles. Portal Insurance specifically assists with coordinating hospital indemnity plans and accident insurance policies for local residents.
As hurricane season approaches the Gulf Coast each year, Mobile residents review their coverage needs, often finding gaps that a standard policy leaves unfilled. Freeway Insurance addresses these concerns as a Supplemental Insurance Agent, helping clients evaluate options for additional protection beyond primary plans. Their team focuses on identifying coverage that aligns with individual circumstances in the area. An initial consultation begins with a review of current policies and a discussion of potential exposure to local risks, followed by a straightforward assessment of specific insurance gaps or needs.
Acceptance Insurance specializes in supplemental insurance solutions for individuals and businesses in Mobile, Alabama. Its core services include helping clients fill gaps in standard health or liability coverage with targeted add-on policies. These supplemental plans can address specific financial risks that primary insurance often leaves uncovered. For commercial clients, the company offers insights into coverage options that protect against unexpected operational losses. Acceptance Insurance serves various commercial sectors, including local offices, warehouses, and food service establishments.
All Risk Agency serves the Mobile, Alabama area as a supplemental insurance agent, offering a range of services designed to fill gaps in primary coverage. The agency works with clients to establish tailored policies that address specific needs beyond basic plans. Regular policy reviews and updates are provided to ensure coverage evolves with changing circumstances. This approach supports consistent protection for various property types, including single-family homes, apartments, retail spaces, and restaurants.
Community Insurance Partners serves homeowners, businesses, and property managers in Mobile, AL, offering supplemental insurance to fill gaps in standard policies. These agents help clients address unexpected costs that basic coverage may not include, such as deductibles or specific loss scenarios common to the coastal region. By focusing on individual needs, the company provides tailored options for both personal and commercial accounts. The agency also extends its services to the Daphne and Fairhope areas across Mobile Bay.
Randy Jones & Associates Insurance Agency in Mobile, AL specializes in supplemental insurance policies that fill coverage gaps left by major medical plans. It generally serves local residents by offering personalized enrollment assistance and claims support for accident, critical illness, and hospital indemnity plans. These policies help individuals manage out-of-pocket costs not covered by their primary health insurance. During the region’s active hurricane season, the agency often helps clients review their existing coverage to ensure they have adequate supplemental protection for related medical needs.
Advanced Insurance in Mobile, AL works with supplemental insurance agents who distinguish between one-time policy purchases and recurring plan options that renew on a cycle. Their health-related gap coverage helps residents offset expenses beyond primary medical insurance, including hospital stays, critical illness, or accident care. General service runs on an as-needed basis, with agents usually available by appointment to discuss plan changes or new enrollments.
Southern Insurance Providers serves Mobile, Alabama, and the surrounding communities, offering supplemental insurance coverage to residents in the area. It handles policies that help fill the financial gaps left by standard health insurance, such as accident, critical illness, and hospital indemnity plans. The company works directly with clients to evaluate their personal coverage needs and identify suitable options from major carriers. It typically approaches each case by conducting a straightforward consultation to match individuals with appropriate supplemental plans.
Spring storms and unexpected medical bills often create financial strain for residents along the Gulf Coast. Morris Insurance Agency, LLC, located in Mobile, Alabama, helps local individuals and families address those gaps by offering supplemental insurance plans that cover what major medical policies leave behind. They focus on policies designed to pay cash benefits directly to the insured for hospital stays, accidents, or critical illness diagnoses. To begin protecting your specific needs, the agency schedules a straightforward review of your existing coverage to identify where fill-ins are most appropriate.
Camcare Insurance serves residents of Mobile, Alabama, by helping them secure supplemental insurance coverage for gaps in their primary health plans. For commercial clients, the agency offers similar gap-filling policies tailored to business needs across the Mobile area. Agents work with individuals and businesses to explain Medicare supplements, accident plans, or other supplemental products available locally. After an initial consultation and policy placement, the agency schedules regular follow-ups to review coverage changes or rate adjustments, ensuring clients receive ongoing support between their regular visits.
What Does a a Supplemental Insurance Agent in Mobile Cost?
Costs for supplemental insurance in Alabama vary widely by plan type and insurer. A Medigap Plan G in Mobile may range from 120 to 250 dollars per month for a 65 year old. Cancer insurance premiums typically run 30 to 80 dollars per month. Actual costs depend on your age health and the specific policy. This is general information not insurance advice.
About supplemental insurance agents in Mobile
Supplemental insurance agents in Mobile Alabama help residents fill gaps in primary health coverage. These agents offer plans like Medicare Supplement Medigap and hospital indemnity policies. Alabama law requires agents to be licensed by the Alabama Department of Insurance and follow state regulations on policy disclosures.
Frequently Asked Questions
What types of supplemental insurance are common in Mobile Alabama?
Common types include Medicare Supplement Medigap plans, cancer insurance, accident insurance, and hospital indemnity plans. These policies pay cash benefits directly to you or the provider for expenses not covered by your primary health plan.
Do I need a license to sell supplemental insurance in Alabama?
Yes. All insurance agents in Alabama must hold a valid resident license from the Alabama Department of Insurance. They must also complete continuing education credits every two years to maintain their license.
Can I buy a Medigap policy in Alabama if I have a pre-existing condition?
During your Medigap Open Enrollment Period which lasts six months from when you are 65 and enrolled in Medicare Part B, you can buy any Medigap policy regardless of pre-existing conditions. Outside this window, insurers may use medical underwriting.