The top-rated supplemental insurance agent in Tuscaloosa, Alabama is Freeway Insurance, rated 4.9 stars across 1,342 reviews. Other highly rated options include Acceptance Insurance, Globe Life Liberty National Division: The Mitchell & Mitchell Agencies, Direct Auto Insurance. This directory lists 20 supplemental insurance agents serving Tuscaloosa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1535 Hackberry Ln Suite 104 | (205) 564-7075 |
| 2 | Acceptance Insurance | 2336 McFarland Blvd E | (205) 708-7018 |
| 3 | Globe Life Liberty National Division: The Mitchell & Mitchell Agencies | 1820 Rice Mine Rd N #200 | (251) 660-4437 |
| 4 | Direct Auto Insurance | 430 15th St | (205) 349-3920 |
| 5 | Alfa Insurance | 2002 McFarland Blvd E Ste 101 | (205) 758-2577 |
| 6 | Baldo-Downs Insurance LLC | 1712 Hackberry Ln | (205) 345-5958 |
| 7 | Globe Life Liberty National Division: Odell Agency | 325 Skyland E Blvd | (205) 758-5543 |
| 8 | Goosehead Insurance - Kyle McAdams | 1818 University Blvd | (205) 409-4480 |
| 9 | Crawford Insurance | 602 Skyland E Blvd | (205) 752-6489 |
| 10 | We Insure You | 700 A 23rd St E | (205) 331-4948 |
Freeway Insurance, located in Tuscaloosa, Alabama, provides supplemental insurance coverage that helps fill gaps left by standard health plans. It specializes in offering these optional, add-on policies to individuals seeking extra financial protection for accidents, critical illness, or hospital stays. By working with various providers in the area, the agency assists clients in tailoring their benefits to specific needs. The company serves local businesses and their employees across commercial sectors, including offices, warehouses, and food service operations.
Acceptance Insurance provides supplemental insurance solutions to residents of Tuscaloosa, Alabama, covering a range of individual and family needs. Their agents also offer commercial coverage options for local businesses throughout the Tuscaloosa area and surrounding communities. Policyholders can expect clear explanations of benefits and dedicated support in filing claims. This local agency focuses on maintaining ongoing client relations, providing follow-up consultations and policy reviews between regular visits to ensure coverage remains appropriate.
Globe Life Liberty National Division: The Mitchell & Mitchell Agencies serves the Tuscaloosa, Alabama, metro area as a supplemental insurance agent. It helps residents address financial gaps that primary health insurance may leave unfilled in daily life. The agency connects local clients with policies designed to cover unexpected expenses or lost income during medical events. Claims assistance and policy guidance are provided within this region. It specifically handles cancer insurance policies and accident insurance plans for area residents.
Direct Auto Insurance, based in Tuscaloosa, Alabama, is known for providing supplemental insurance coverage that helps fill gaps left by primary health plans. It serves local residents and small business owners seeking to manage out-of-pocket medical costs from accidents or illnesses. Supplemental Insurance Agents in this area typically offer policies such as hospital indemnity or critical illness plans to provide additional financial protection. The company can also add on accident coverage for unexpected injuries not fully covered by standard insurance policies.
Alfa Insurance serves the Tuscaloosa, Alabama metro area, providing supplemental insurance agent services that help fill gaps in primary health coverage. The agency assists clients in managing out-of-pocket expenses and income loss during medical events. Through the enrollment process, policies are tailored to individual needs for a comprehensive safety net. Among the specific services it handles in this area are accident and critical illness insurance plans.
Serving Tuscaloosa and the surrounding communities of west central Alabama, Baldo-Downs Insurance LLC handles supplemental insurance policies designed to cover gaps left by major medical plans. It focuses on providing financial protection for unexpected healthcare costs that primary insurance often does not fully cover. To ensure clients understand their options, it conducts personal consultations to identify specific coverage needs. The company uses a straightforward, needs-based approach to recommend policies that align with each individual’s budget and existing healthcare circumstances.
Serving homeowners, families, and small business owners in Tuscaloosa, this supplemental insurance agent works to help fill gaps where primary health plans fall short. It offers policies that can provide additional financial protection for unexpected medical costs or lost income. The agency also assists property managers with coverage for their rental units. Its service area extends to the neighboring community of Northport and the surrounding Tuscaloosa metro region.
Goosehead Insurance - Kyle McAdams in Tuscaloosa, AL, helps clients understand the difference between one-time supplemental policies, which address a single medical event, and recurring coverage plans that provide ongoing benefits for chronic needs. As a supplemental insurance agent, the firm offers solutions to bridge gaps left by primary health plans. Service options for evaluating coverage and filing claims are available on an as-needed basis.
Crawford Insurance provides a range of supplemental insurance plans in Tuscaloosa, AL, covering gaps that major health policies often leave. Their service approach includes helping clients select appropriate coverage for unexpected medical costs and lost income. They offer ongoing support through policy reviews and straightforward claims assistance to keep benefits aligned with changing needs. The agency primarily serves single-family homes, apartments, retail operations, and restaurants.
What Does a a Supplemental Insurance Agent in Tuscaloosa Cost?
Supplemental insurance costs in Alabama vary by policy type and your age. A Medicare Supplement Plan G for a 65 year old in Tuscaloosa typically costs between 120 and 200 dollars per month. Cancer insurance premiums often range from 30 to 80 dollars monthly. Hospital indemnity plans may cost 50 to 150 dollars per month. These prices are estimates and your actual cost depends on your health status and the insurance company. This is general information and not insurance advice.
About supplemental insurance agents in Tuscaloosa
Supplemental insurance agents in Tuscaloosa help residents fill gaps in their primary health coverage. Alabama law allows agents to offer Medicare Supplement plans and cancer policies that pay cash benefits directly to the policyholder. Local agents understand the specific needs of University of Alabama employees and retirees in the region.
Frequently Asked Questions
What is a supplemental insurance agent in Tuscaloosa?
A supplemental insurance agent in Tuscaloosa sells policies that cover expenses not paid by major medical insurance. These include Medicare Supplement plans, accident insurance, and cancer policies. Agents must be licensed by the Alabama Department of Insurance.
Do I need a supplemental insurance agent if I have Medicare in Alabama?
Many Alabama seniors work with a supplemental insurance agent to buy a Medigap policy. In Alabama you have a six month open enrollment period starting when you turn 65. During this time you can buy any Medigap plan without medical underwriting.
What types of supplemental insurance are popular in Tuscaloosa?
Common supplemental policies in Tuscaloosa include Medicare Supplement Plans G and N, cancer insurance, and hospital indemnity plans. Alabama also allows short term medical plans that some residents use as temporary coverage. An agent can explain the differences between these options.