The top-rated supplemental insurance agent in East Northport, New York is Gerald Cawley - State Farm Insurance Agent, rated 4.8 stars across 117 reviews. Other highly rated options include Cathi Phillips - State Farm Insurance Agent, John Daniggelis: Allstate Insurance, Culhane & King Insurance. This directory lists 11 supplemental insurance agents serving East Northport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gerald Cawley - State Farm Insurance Agent | 3034 Jericho Tpke | (631) 462-1717 |
| 2 | Cathi Phillips - State Farm Insurance Agent | 86 Larkfield Rd E | (631) 261-5377 |
| 3 | John Daniggelis: Allstate Insurance | 1969 Jericho Tpke | (631) 499-8200 |
| 4 | Culhane & King Insurance | 360 Larkfield Rd | (631) 368-2110 |
| 5 | Friendly Insurance Inc | 577 Larkfield Rd | (315) 203-8893 |
| 6 | DeNapoli Associates Inc- Nationwide Insurance | 272 B Larkfield Rd | (631) 368-1622 |
| 7 | Peter F. Finck: Allstate Insurance | 1969 Jericho Tpke | (631) 499-8200 |
| 8 | Farmers Insurance - Joseph Rouzier | 120 Laurel Rd d | (631) 759-3703 |
| 9 | Loxme Group, Inc. | 184 Larkfield Rd | (631) 651-9330 |
| 10 | State Farm Insurance | 3034 Jericho Tpke | (631) 462-1717 |
Gerald Cawley - State Farm Insurance Agent serves the East Northport, New York area as a supplemental insurance agent. This agency helps residents address financial gaps that primary health plans may leave uncovered. Supplemental insurance policies can provide cash benefits for expenses such as deductibles and lost income during recovery. The agent guides clients through available options to strengthen their overall coverage. Specific services handled in this area include accident insurance and critical illness insurance.
Cathi Phillips - State Farm Insurance Agent in East Northport, NY provides a range of supplemental insurance policies to help cover gaps left by primary health plans. Service includes assisting clients with policy selection, filing claims, and adjusting coverage during annual enrollment periods to meet changing needs. Regular plan reviews help ensure benefits align with lifestyle shifts and medical expenses. The agency services households with single-family homes, apartment renters, retail businesses, and local restaurants.
John Daniggelis: Allstate Insurance serves homeowners, businesses, and property managers in East Northport, New York, offering supplemental insurance agent services to fill gaps in existing coverage. This agency provides policies that help protect against unexpected out-of-pocket expenses not covered by standard plans, including those for accidents, critical illness, or hospital stays. Clients receive personalized guidance to identify suitable supplemental options. The agency also provides its services to residents and businesses in the neighboring community of Northport and surrounding areas of Suffolk County.
Culhane & King Insurance serves East Northport, New York, and the surrounding Long Island communities. It handles supplemental insurance policies designed to cover costs not included in major medical plans, such as accident or hospital indemnity coverage. The agency works with individuals to explain the gaps in their core health insurance. To handle a typical job, it reviews a client's existing coverage, identifies specific financial exposures, and then recommends a policy option that aligns with the client's particular health and budget needs.
Friendly Insurance Inc in East Northport, NY provides supplemental insurance agents who clarify the key difference between one-time policies, such as accident or hospital indemnity plans for a single event, and recurring options like critical illness or cancer coverage that renew annually. These agents help clients manage specific gaps left by primary health plans. Service is available on both a scheduled basis for review meetings and as-needed whenever a policyholder experiences a qualifying life change or wishes to adjust existing coverage.
DeNapoli Associates Inc- Nationwide Insurance offers specialized supplemental insurance policies to residents of East Northport, NY, bridging coverage gaps left by standard health plans. The agency works closely with clients to assess individual needs, helping to ensure financial protection against unexpected medical expenses. Typical services include support with claims and policy questions, providing ongoing assistance throughout the year. As the locally busy summer season approaches, the agency often helps clients prepare for potential out-of-pocket costs from increased outdoor activities and travel-related incidents.
Peter F. Finck: Allstate Insurance provides standard coverage options as a supplemental insurance agent in East Northport, NY. Its work addresses gaps left by primary health plans, including policies for accident protection, critical illness, and hospital indemnity. These supplemental insurance products are designed to help individuals manage out-of-pocket expenses and unexpected medical costs. Suitable commercial sectors for these services include local offices, warehouses, and food service establishments.
As winter weather approaches on Long Island, homeowners in East Northport often review their coverage for unexpected damage or medical gaps. Farmers Insurance - Joseph Rouzier addresses these needs by offering supplemental insurance policies that fill the voids left by standard health or property plans. These agents help clients navigate the complexities of supplementary coverage for accidents, critical illness, or hospital indemnity. For those evaluating their current protection, the company schedules a convenient initial assessment to examine individual policies and identify any missing safeguards.
Loxme Group, Inc. serves residents in East Northport, New York with supplemental insurance coverage. The company also provides commercial policies for local businesses throughout the broader area. These plans help fill gaps left by primary health or Medicare benefits. Clients in the region rely on these additional protections for routine medical expenses and unexpected costs. After an initial policy is in place, the agency follows up to adjust coverage as life circumstances change before the next regular review appointment.
State Farm Insurance serves homeowners, businesses, and property managers in East Northport, New York, offering supplemental insurance agent services that help fill gaps in standard coverage for life events and unexpected costs. The agency guides clients through policy comparisons and plan selection to strengthen their overall protection strategies. Its focus remains on providing clear, practical options for area residents and commercial operators. The company also extends its services to neighboring communities throughout the Huntington and Northport metro region.
What Does a a Supplemental Insurance Agent in East Northport Cost?
The cost of a Medigap plan in New York varies by company and plan type. Monthly premiums typically range from $100 to $400 for standard plans. New York uses community rating, meaning premiums do not increase with age. Costs also depend on the level of coverage you choose. This is general information and not insurance advice.
About supplemental insurance agents in East Northport
Supplemental insurance agents in East Northport, New York help residents find policies that cover costs not paid by Medicare or other primary plans. New York state law provides a guaranteed issue period for Medigap policies when you first enroll in Medicare Part B. Local agents can explain how these plans work with your existing coverage.
Frequently Asked Questions
What is a supplemental insurance agent in East Northport?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in policies like Medigap or hospital indemnity plans. They work with multiple insurance companies to find coverage that fits your needs and budget.
When can I enroll in a Medigap plan in New York?
In New York, you have a six-month open enrollment period starting when you are both 65 or older and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to pre-existing conditions.
Do supplemental insurance agents charge fees in New York?
Most supplemental insurance agents in New York are paid by the insurance company through commissions, not by you directly. However, some agents may charge a consultation fee. Always ask about any fees before you begin.
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