The top-rated supplemental insurance agent in Grand Island, New York is Bob Piatek - State Farm Insurance Agent, rated 4.9 stars across 276 reviews. Other highly rated options include Ramcy Rizek Independent Insurance Agent, Phillip Mastantuono: Allstate Insurance, Managed Care Network, Inc.. This directory lists 10 supplemental insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bob Piatek - State Farm Insurance Agent | 1837 Whitehaven Rd | (716) 773-2300 |
| 2 | Ramcy Rizek Independent Insurance Agent | 57 Carl Rd | (716) 245-9221 |
| 3 | Phillip Mastantuono: Allstate Insurance | 1979 Grand Island Blvd | (716) 775-0100 |
| 4 | Managed Care Network, Inc. | 3000 Alternate Blvd | (800) 285-1437 |
| 5 | First Class Insurance Company | 2413 Grand Island Blvd | (716) 217-2883 |
| 6 | Dean Boucounis - Mutual of Omaha Advisor | 96 Country Club Ln | (315) 457-1359 |
| 7 | Eric Berger Insurance | 2119 Grand Island Blvd | (716) 773-1500 |
| 8 | Boss Agency, Inc. | 1875 Grand Island Blvd | (716) 773-3051 |
| 9 | Lytle Associates Inc | 101 Lang Blvd # 2 | (716) 773-6626 |
| 10 | Thoughtful Insurance (Grand Island) | 2053 Baseline Rd | (716) 431-5292 |
Bob Piatek - State Farm Insurance Agent serves Erie County and the Grand Island, New York area as a supplemental insurance agent. The agency helps local residents complement their existing health coverage with policies that fill in benefit gaps. Services focus on protecting individuals from unexpected out-of-pocket costs that primary health plans may not fully cover. Plans are designed to provide financial support during medical events not anticipated by standard insurance. Assistance includes short-term health insurance options and accident recovery policies for residents in this region.
Ramcy Rizek Independent Insurance Agent in Grand Island, NY, offers a comprehensive range of supplemental insurance services, including policies for accident, critical illness, and hospital indemnity coverage. The agency assists clients in reviewing their existing plans and adjusting coverage to meet changing needs, with ongoing policy maintenance available. Properties commonly served include single-family homes, apartments, retail businesses, and local restaurants.
Homeowners, business owners, and property managers in Grand Island, New York turn to Phillip Mastantuono: Allstate Insurance for supplemental insurance coverage. This agency helps clients fill gaps in their existing policies with tailored plans that address specific local risks. Services include reviewing current coverage to identify potential vulnerabilities and offering options such as accident, critical illness, or hospital indemnity policies. The goal is to provide additional financial protection for unexpected events that standard insurance may not fully cover. The agency also serves nearby communities across the Niagara Falls metropolitan area.
Managed Care Network, Inc. serves Grand Island and the surrounding communities of Western New York, handling supplemental insurance needs that bridge gaps left by primary health plans. The agency focuses on policies such as accident, critical illness, and hospital indemnity coverage, designed to help clients manage out-of-pocket expenses. For each typical job, the agent first assesses a client’s existing coverage and financial risk, then matches them with a suitable plan from available carriers.
First Class Insurance Company serves clients in Grand Island, NY, by distinguishing between one-time supplemental policy reviews and recurring annual benefit assessments. Their supplemental insurance agents assist individuals in covering gaps left by primary health plans, such as dental, vision, or accident-related expenses. Coverage options are tailored to local needs without requiring complex medical underwriting for most plans. Service runs on a scheduled basis, typically aligning with annual enrollment periods to reassess evolving coverage requirements.
Dean Boucounis - Mutual of Omaha Advisor provides supplemental insurance coverage to individuals and families in and around Grand Island, New York. The agency specializes in offering policies that fill gaps left by primary health plans, such as accident or critical illness protection. This work helps clients manage unexpected out-of-pocket costs and medical deductibles more effectively. Commercial sectors these supplemental solutions can serve include professional offices, warehouses, and food service operations across the local area.
Eric Berger Insurance specializes in supplemental health coverage, such as hospital indemnity and accident plans, serving individuals in Grand Island, NY. As a local agent, it helps clients navigate the gaps left by major medical insurance, ensuring policyholders can manage out-of-pocket costs. The agency conducts annual policy reviews to match changing coverage needs and financial situations. Its services are especially valuable during open enrollment periods, when residents need clarity on coordinating Medicare supplements with existing benefits to avoid unexpected gaps.
With winter often bringing unpredictable weather to Grand Island, residents frequently review their financial protections. Boss Agency, Inc. serves as a local supplemental insurance agent offering coverage plans that bridge gaps left by major medical policies. They help clients navigate the complexities of additional protection for accidents, critical illness, or hospital confinement. When someone is unsure about existing coverage or preparing for seasonal changes, the agency begins by scheduling a no-obligation inspection of current benefits to identify specific needs.
Lytle Associates Inc., located in Grand Island, NY, provides supplemental insurance solutions to residents seeking to fill gaps in their primary health coverage. The agency extends its services to commercial clients, offering tailored protection for local businesses in the greater Grand Island area. With a focus on clear policy guidance, they help clients understand their options for dental, accident, or hospital indemnity plans. Regular follow-up contact ensures clients receive timely support and any necessary adjustments to their policies between scheduled visits.
Thoughtful Insurance (Grand Island) is known for helping local residents fill gaps in their primary health coverage through supplemental insurance plans. Its service range includes offering policies that assist with out-of-pocket costs such as deductibles, copayments, and coinsurance not covered by major medical insurance. The agency works with community members in and around Grand Island, New York, to explain plan options with clarity and patience. In addition to standard supplemental health products, this agency can add on accident insurance, which provides a lump-sum benefit after an unexpected injury.
What Does a a Supplemental Insurance Agent in Grand Island Cost?
Costs for supplemental insurance in New York vary by plan type, age, and health status. For example, a Medigap Plan G in Grand Island may cost between $150 and $300 per month for a 65-year-old. Cancer insurance premiums often range from $30 to $100 per month. These are general estimates and actual costs depend on the insurer and your specific situation. This is general information, not insurance advice.
About supplemental insurance agents in Grand Island
Supplemental insurance agents in Grand Island, New York help residents find policies that cover gaps in primary health insurance. New York State law requires all agents to be licensed and follow strict regulations under the New York Insurance Law. These agents can assist with plans like Medicare Supplement (Medigap) and hospital indemnity insurance.
Frequently Asked Questions
What is a supplemental insurance agent in Grand Island?
A supplemental insurance agent is a licensed professional who helps you buy extra health coverage. In New York, these agents must complete continuing education and follow state rules. They can explain plans like cancer insurance or accident coverage.
Do I need supplemental insurance in New York?
Supplemental insurance can help pay for costs not covered by your main health plan, such as deductibles or copays. New York has a guaranteed issue period for Medigap plans when you first enroll in Medicare. An agent can review your needs and explain your options.
How do I choose a supplemental insurance agent in Grand Island?
Look for an agent licensed by the New York State Department of Financial Services. Check their experience with local plans and ask about the specific policies they offer. You can verify a license on the DFS website.
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