The top-rated supplemental insurance agent in Harrison, New York is Marina Pietronuto: Allstate Insurance, rated 4.9 stars across 114 reviews. Other highly rated options include Robert Pietronuto: Allstate Insurance, Kalare Insurance, Sunshine Insurance of NY. This directory lists 13 supplemental insurance agents serving Harrison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marina Pietronuto: Allstate Insurance | 115 Halstead Ave | (914) 693-8181 |
| 2 | Robert Pietronuto: Allstate Insurance | 115 Halstead Ave | (914) 693-8181 |
| 3 | Kalare Insurance | 500 Mamaroneck Ave # 320 | (914) 292-4425 |
| 4 | Sunshine Insurance of NY | 234 Union Ave | (315) 239-0512 |
| 5 | Caitlin Stiene - Medicare Resource Group | 600 Mamaroneck Ave | (347) 518-2902 |
| 6 | Paul Bandriwsky Insurance | 600 Mamaroneck Ave # 400 | (914) 310-9864 |
| 7 | IMA NY | 500 Mamaroneck Ave | (914) 376-2200 |
| 8 | Alright Insurance CO | 9 Purdy St | (914) 901-3226 |
| 9 | DeRosa Rockefeller Sohigian & Werdal Inc. | 47 Halstead Ave #208 | (914) 381-0900 |
| 10 | Nationwide Insurance: Daniel Carpiniello | 1 Winfield Ave | (914) 698-6688 |
Marina Pietronuto: Allstate Insurance serves Harrison and Westchester County as a supplemental insurance agent, offering policies that fill gaps left by major medical coverage. This agency helps clients manage out-of-pocket costs not covered by primary health plans. Supplemental insurance in this area typically includes accident, hospital indemnity, and critical illness plans that provide lump-sum benefits for specific health events. Common services handled here include enrollment in indemnity insurance for hospital stays and cancer-specific coverage for local residents.
Robert Pietronuto: Allstate Insurance provides supplemental insurance coverage for individuals and businesses in the Harrison, New York, area. These plans assist with costs that primary health or property policies may leave uncovered, such as deductibles or accident-related expenses. Customers are guided through policy options and receive ongoing support for claims and policy adjustments. The company serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Kalare Insurance serves homeowners, businesses, and property managers in Harrison, NY, by offering supplemental insurance policies designed to fill coverage gaps left by standard plans. These agents work with clients to evaluate existing policies and recommend options that address specific risks, including accident or critical illness protection. The company focuses on explaining how supplemental benefits coordinate with primary insurance to reduce out-of-pocket costs. Kalare Insurance also extends its supplemental coverage services to residents and commercial clients throughout the surrounding Westchester County metro area, including communities near Scarsdale.
Sunshine Insurance of NY serves clients in Harrison and the surrounding Westchester County communities. As a supplemental insurance agent, the company handles policies that fill gaps left by major medical coverage, including accident, critical illness, and hospital indemnity plans. An agent typically begins by reviewing a client’s existing health coverage to identify potential financial exposures. They then explain how specific supplemental options can provide cash benefits during unexpected medical events and guide the client through the simple application process.
In the greater Harrison area, a supplemental insurance agent typically offers both one-time policy evaluations and ongoing service for clients needing coverage adjustments. Caitlin Stiene - Medicare Resource Group provides supplemental insurance, helping individuals address gaps in their existing health plans with personalized plan comparisons. Service arrangements are available either on a scheduled basis for annual reviews or as-needed following a significant life event.
Paul Bandriwsky Insurance specializes in supplemental insurance options that fill coverage gaps left by primary health plans, serving residents in and around Harrison, NY. Its general agency work includes reviewing existing policies to identify potential shortfalls and offering targeted solutions. The agency regularly helps clients during open enrollment periods when supplementary decisions can significantly impact overall financial protection throughout the coming calendar year.
As the colder months approach in Harrison, residents often begin reviewing their current health coverage for potential gaps that Medicare alone does not fill. IMA NY responds by helping clients identify supplemental insurance plans that address those specific out-of-pocket costs. Each appointment focuses on explaining policy differences in a straightforward manner. A clear picture of individual needs and budget is established by the agent before any plan is presented, beginning the process with a thorough review of existing coverage. An initial assessment of current benefits is then scheduled.
Alright Insurance Co in Harrison, NY provides supplemental insurance agent services to help individuals and businesses cover gaps left by primary health plans. Their specialty involves offering policies for expenses such as accident recovery, critical illness treatment, and hospital confinement. These add-ons can reduce out-of-pocket costs for clients facing unexpected medical bills. The company serves a variety of commercial sectors, including professional offices, industrial warehouses, and food service establishments, tailoring coverage to the unique risks each environment presents.
What Does a a Supplemental Insurance Agent in Harrison Cost?
Supplemental insurance costs in Harrison, New York vary by policy type and provider. For example, a Medigap Plan G for a 65-year-old may range from $150 to $300 per month. Cancer or accident policies can cost $30 to $100 per month. These are estimates and your actual premium will depend on your age, health, and chosen plan. This is general information, not insurance advice.
About supplemental insurance agents in Harrison
Supplemental insurance agents in Harrison, New York help residents fill gaps in primary health coverage. These agents can explain policies like Medicare Supplement (Medigap) and hospital indemnity plans. New York state law requires Medigap policies to be guaranteed issue for eligible beneficiaries during open enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in Harrison?
A supplemental insurance agent in Harrison helps you buy policies that cover costs not paid by your main health plan. These agents are licensed in New York and must follow state insurance regulations. They can explain options like accident, cancer, or critical illness insurance.
When can I enroll in a Medigap plan in New York?
In New York, you have a six-month Medigap open enrollment period starting when you are 65 or older and enrolled in Medicare Part B. During this time, insurers cannot deny you a policy or charge more based on health conditions. Outside this window, you may face medical underwriting.
Are supplemental insurance costs regulated in New York?
Yes, New York requires insurers to file their rates with the Department of Financial Services. Premiums for Medigap plans are community-rated, meaning they do not vary by age or gender. However, costs can still differ between insurance companies.
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