The top-rated supplemental insurance agent in Hempstead, New York is Ana Perez-Vukovic - State Farm Insurance Agent, rated 4.9 stars across 507 reviews. Other highly rated options include Danny Trujillo - State Farm Insurance Agent, Franklin Pen Agency Inc., Fidelis Care - Hempstead Community Office. This directory lists 14 supplemental insurance agents serving Hempstead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ana Perez-Vukovic - State Farm Insurance Agent | 80 Front St | (516) 481-4440 |
| 2 | Danny Trujillo - State Farm Insurance Agent | 727 Fulton Ave | (516) 743-9099 |
| 3 | Franklin Pen Agency Inc. | 369 Peninsula Blvd | (516) 506-7900 |
| 4 | Fidelis Care - Hempstead Community Office | 86 Main St | (516) 247-5141 |
| 5 | DCAP Insurance / The TaxZone | 33 Main St | (516) 538-3227 |
| 6 | Latin Insurance Brokerage | LIB Car & Business Insurance Solutions | 123 Main St | (516) 485-8400 |
| 7 | Maria Judy Gonzalez: Allstate Insurance | 80 Clinton St Ste A | (516) 206-1080 |
| 8 | North Franklin Brokerage | 13 N Franklin St | (516) 564-5656 |
| 9 | Stronghold Insurance Agency | 250 Fulton Ave | (847) 499-4061 |
| 10 | Hempstead Agency Inc | 119 Jackson St | (516) 219-9672 |
Ana Perez-Vukovic - State Farm Insurance Agent serves the Hempstead, New York area as a supplemental insurance agent. The company helps local residents and families with additional coverage to fill gaps left by primary health plans. These plans often address everyday expenses from accidents or illnesses that major medical insurance may not cover fully. A supplemental insurance agent assists clients in understanding and choosing policies designed for specific financial protections. The agency handles accident and critical illness insurance to provide direct cash benefits for unexpected medical events.
Danny Trujillo - State Farm Insurance Agent in Hempstead, NY, provides a range of supplemental insurance services, including accident, critical illness, and hospital indemnity plans. Regular maintenance involves policy reviews to help clients adjust coverage as their needs change. These plans assist with out-of-pocket costs that primary health insurance may not cover. The agency services a variety of properties in the area, such as single-family homes, apartments, retail spaces, and restaurants.
Franklin Pen Agency Inc. serves homeowners, renters, and business operators in Hempstead who seek supplemental insurance coverage for expenses traditional plans may not fully address. As an independent agency, it helps clients evaluate policies that can fill gaps in medical, disability, or long-term care needs. Its approach involves explaining how such plans complement existing health insurance, assisting with application details, and clarifying benefit terms. The agency also provides its services across surrounding areas of Nassau County, including communities like Uniondale and Garden City.
Fidelis Care - Hempstead Community Office serves Hempstead, NY, and the surrounding Nassau County communities. It handles supplemental insurance policies designed to cover gaps left by primary health plans, such as copays, deductibles, and other out-of-pocket medical costs. These policies help clients manage financial exposure from unexpected health events or routine care. For a typical job, it assesses an individual’s existing coverage, identifies specific areas of unprotected expense, and presents a selection of suitable supplemental options to address those identified risks.
Operating as both DCAP Insurance and The TaxZone in Hempstead, NY, this agency distinguishes between a one-time plan purchase for immediate coverage needs and recurring service options for ongoing supplemental protection. Coverage focuses on bridging gaps left by major medical policies, such as accident, critical illness, or hospital indemnity plans, tailored to local residents. Service operates on both a scheduled basis for regular policy reviews and an as-needed basis for claims assistance or policy adjustments.
Serving the Hempstead area, Latin Insurance Brokerage | LIB Car & Business Insurance Solutions specializes in supplemental insurance coverage. It also helps clients secure supplementary plans that fill gaps left by major medical policies, such as accident or critical illness protection. These plans are designed to provide financial support when unexpected health expenses arise. Residents and business owners facing seasonal changes in coverage needs or a recent life event, like a new job or a growing family, can find here the extra insurance solutions that offer peace of mind throughout the year.
Many residents of Hempstead begin to review their financial safety nets during open enrollment or after a major life change. Maria Judy Gonzalez: Allstate Insurance helps local families identify gaps in their existing health coverage by examining personal circumstances to find suitable supplemental policies. An agent focuses on offering clear explanations of plan options and the specific benefits each product provides. Before outlining any proposal, the agent arranges a thorough initial needs assessment to document current coverage levels and explore possible enhancements.
North Franklin Brokerage in Hempstead, NY assists clients with standard health insurance coverage by providing supplemental insurance agent services. These offerings fill gaps left by major medical plans, helping individuals manage out-of-pocket expenses for unexpected events. The company guides customers through options for critical illness, accident, and hospital indemnity policies. It serves local businesses across multiple commercial sectors, including offices, warehouses, and food service establishments in the region.
Stronghold Insurance Agency in Hempstead, NY, is known for providing supplemental insurance policies that help individuals cover out-of-pocket medical expenses not paid by primary health plans. Its service range includes Medicare Supplement plans, dental and vision coverage, and hospital indemnity policies for local residents. These offerings assist seniors and other clients in managing deductibles and copays. The agency can also add on a final expense life insurance policy for funeral and burial cost planning.
Hempstead Agency Inc provides supplemental insurance services to residents in and around Hempstead, New York. Residential clients can secure policies that help cover deductibles and out-of-pocket costs not addressed by primary health plans. Commercial clients in the area may also receive tailored coverage options for their business needs. The agency’s service area includes the local region and its surrounding communities. After an initial enrollment or policy review, the office schedules follow-up consultations to adjust coverage as circumstances change between regular visits.
What Does a a Supplemental Insurance Agent in Hempstead Cost?
Supplemental insurance costs in New York vary by plan type, age, and location. Medigap Plan G premiums in Hempstead typically range from $150 to $300 per month for a 65-year-old. Medicare Advantage plans often have $0 premiums but include copays and deductibles. Costs also depend on whether you choose a PPO or HMO. This is general information, not insurance advice.
About supplemental insurance agents in Hempstead
Supplemental insurance agents in Hempstead, New York help residents find plans that cover gaps in Medicare or health insurance. New York state law guarantees a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. Agents can explain local options, including plans that comply with New York guaranteed issue rules.
Frequently Asked Questions
What is a supplemental insurance agent in Hempstead?
A supplemental insurance agent helps you buy policies like Medigap, Medicare Advantage, or dental and vision plans. They are licensed in New York and can compare plans from different carriers. They do not work for the government and charge no fee to you.
When can I enroll in a Medigap plan in New York?
New York has a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting. Outside this window you may face higher costs or denial based on health.
Are there special rules for supplemental insurance in New York?
Yes, New York has a guaranteed issue law for Medigap plans. This means you can buy a Medigap policy at any time of year if you are 65 or older. Also, New York requires insurers to offer community-rated pricing so premiums do not increase with age.
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