The top-rated supplemental insurance agent in Jamestown, New York is Dave Snow - State Farm Insurance Agent, rated 4.9 stars across 162 reviews. Other highly rated options include Lockwood Insurance, Lawley Jamestown, J. Edwards Insurance Agency. This directory lists 19 supplemental insurance agents serving Jamestown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Snow - State Farm Insurance Agent | 101 W 5th St | (716) 488-7042 |
| 2 | Lockwood Insurance | 617 N Main St | (716) 219-7061 |
| 3 | Lawley Jamestown | 201 W 3rd St Suite 215 | (716) 483-1886 |
| 4 | J. Edwards Insurance Agency | 800 W 3rd St | (716) 484-1288 |
| 5 | AW Access Agency | 19 Ivy St | (716) 487-0823 |
| 6 | Eckman Insurance | 4007 N Main Street Ext | (716) 985-5800 |
| 7 | Gary N Johnson Insurance | 800 Fairmount Ave Suite A | (716) 483-5525 |
| 8 | Kirk Maberry - State Farm Insurance Agent | 310 Fairmount Ave | (716) 487-0127 |
| 9 | Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. | 205 Fluvanna Ave | (716) 664-3890 |
| 10 | Glatz Agency | 600 W 4th St | (716) 483-1573 |
Dave Snow – State Farm Insurance Agent serves the Jamestown, New York, area as a supplemental insurance agent, providing coverage designed to fill gaps left by major medical plans. These plans assist clients in managing out-of-pocket expenses not covered by traditional health insurance. Supplemental insurance can include options for accident recovery and critical illness events. The agency handles enrollment and guidance for hospital indemnity and disability income policies in the region.
Lockwood Insurance provides supplemental insurance coverage in Jamestown, NY, helping clients fill gaps left by major medical plans. Its services include policies for accident, critical illness, and hospital indemnity needs, which pay benefits directly to the policyholder. The company assists with plan selection, enrollment, and ongoing support for claims questions. It maintains contact with clients during policy renewals to review changing needs. Lockwood Insurance serves individuals and families as well as local properties such as single-family homes, apartments, retail stores, and restaurants.
Lawley Jamestown serves homeowners, businesses, and property managers in Jamestown, New York, by offering supplemental insurance policies that help fill coverage gaps in standard health and property plans. These specialized products can assist with deductibles, co-pays, and income replacement during unexpected events. The agency aims to clarify complex benefit options for local policyholders. The same services extend to clients throughout the greater Chautauqua County area, including the neighboring city of Silver Creek.
J. Edwards Insurance Agency serves the residents of Jamestown, New York, and the surrounding Chautauqua County communities, helping them navigate the complexities of supplemental insurance. The agency focuses on policies designed to cover gaps left by major medical plans, such as those for accidents, critical illnesses, and hospital indemnity. To handle a typical job, it begins by reviewing a client’s existing coverage to identify specific financial exposures, then presents clear options for the missing protection.
AW Access Agency in Jamestown, NY, distinguishes one-time policy purchases from scheduled renewal or ongoing supplemental insurance services. Their supplemental insurance coverage helps fill gaps in primary health plans by offering benefits for specific events such as accidents, critical illnesses, or hospital stays. These policies typically provide fixed cash payments directly to the policyholder, allowing flexibility for medical or everyday expenses. Service from this agency generally operates on an as-needed basis, with clients contacting them for new quotes or updates to existing plans as their coverage needs change.
Eckman Insurance specializes in supplemental insurance policies designed to fill gaps left by major medical coverage. As a supplemental insurance agent in Jamestown, NY, the company helps clients with plans that provide cash benefits for specific events. These services assist individuals in managing out-of-pocket costs from accidents, critical illnesses, or hospital stays. Locals often seek these policies to maintain financial stability when facing unexpected health issues. The agency can be especially helpful during the winter months, when seasonal slips and cold-related illnesses become a common concern for area residents.
Located in Jamestown, NY, Gary N Johnson Insurance operates as a supplemental insurance agency, assisting individuals in filling coverage gaps left by primary health or life policies. The agency specializes in offering additional, tailor-made plans that address specific financial vulnerabilities. Such provisions can cover critical illness, hospital indemnity, or accidental injury events. This company serves a range of commercial sectors, including small local offices, warehouse operations, and various food service establishments throughout the region.
As the cold Lake Erie winter settles over Jamestown, homeowners begin reviewing their insurance plans for gaps that could leave them exposed. Kirk Maberry - State Farm Insurance Agent specializes in supplemental coverage designed to bridge those gaps, offering policies that complement existing health or property plans. Every season brings new risks, and understanding local needs shapes each discussion. A thorough initial assessment of a client’s current coverage is scheduled to identify specific areas where added protection would be most beneficial.
Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. serves Jamestown residents with supplemental insurance solutions for their homes. The company also provides commercial coverage options for local business owners throughout the Jamestown area. As a supplemental insurance agent, the agency focuses on filling gaps in standard policies. Clients receive clear explanations of available plans and coverage limits. After an initial consultation, the agent follows up with policyholders between regular visits to review any changes in circumstances or update existing coverage as needed.
Glatz Agency, located in Jamestown, NY, is known for helping individuals fill coverage gaps with supplemental insurance plans. It offers a range of policies that complement primary health insurance, often providing cash benefits directly to policyholders for medical events. This agency serves clients by explaining how these add-on plans can assist with deductibles and other out-of-pocket costs. A specialty service it offers is dental and vision coverage, which can integrate with existing health insurance to broaden protection for routine care.
What Does a a Supplemental Insurance Agent in Jamestown Cost?
Typical Medigap Plan G premiums in Jamestown, New York range from $120 to $250 per month for a 65-year-old, depending on the insurer and your health history. New York is a community-rated state, meaning premiums do not vary by age. Costs can be higher for plans with more benefits or for older applicants. This is general information, not insurance advice.
About supplemental insurance agents in Jamestown
Supplemental insurance agents in Jamestown, New York help residents fill gaps in primary health coverage, such as Medicare Part A and B. New York law guarantees a 30-day open enrollment period for Medigap policies after you turn 65 or enroll in Medicare Part B. These agents can explain local plan options from carriers like BlueCross BlueShield of Western New York and other insurers serving Chautauqua County.
Frequently Asked Questions
What is a supplemental insurance agent in Jamestown?
A supplemental insurance agent in Jamestown helps you buy Medigap or other gap-filling policies. They guide you through New York-specific rules, such as guaranteed issue rights and the birthday rule for switching plans.
When can I enroll in a Medigap plan in New York?
In New York, you have a six-month open enrollment period starting when you turn 65 and enroll in Medicare Part B. You also have a 30-day birthday rule each year to switch to a similar plan without medical underwriting.
Do supplemental insurance agents in Jamestown charge fees?
Most supplemental insurance agents in New York are paid commissions by the insurance company, not by you. However, some agents may charge a consultation fee, so ask about costs before you sign up.
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